Nonprofit · EIN 91-1792217
CREDIT UNIONS IN THE STATE OF WASHINGTON
Also known as HAPO COMMUNITY CREDIT UNION
Tax-exempt · RICHLAND, WA 99354
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $171,173,971 | $139,582,450 | $31,591,521 | $2,370,077,415 | $2,101,400,807 | $268,676,608 |
| December 31, 2023 | 990 | $155,133,528 | $121,509,931 | $33,623,597 | $2,368,391,971 | $2,134,311,911 | $234,080,060 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $153,582,432
- Investment income
- $16,701,086
- Royalties
- $415,767
- Net rental income
- $207,835
- Net income from sales of inventory
- $285
- Other revenue
- $890,453
Expenses
- Grants and similar amounts paid
- $616,582
- Compensation of officers, directors and key employees
- $8,705,530
- Other salaries and wages
- $31,790,724
- Salaries, compensation and benefits (total)
- $49,635,093
- Professional fundraising fees
- $0
- Legal fees
- $195,636
- Accounting fees
- $244,048
- Occupancy
- $2,117,005
- Travel
- $492,875
- Depreciation
- $3,922,699
Balance sheet and other
- Total assets, start of year
- $2,368,391,971
- Total assets, end of year
- $2,370,077,415
- Total liabilities, end of year
- $2,101,400,807
- Net assets, end of year
- $268,676,608
- Land, buildings and equipment
- $67,496,963
- Gross unrelated business income
- $266,851
- Gross receipts
- $171,321,797
- Employees
- 622
- Volunteers
- 8
- Year formed
- 1953
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DOLORES BROESKE | SR VP/CEO (THRU 7/24) Officer | 40 | $1,042,770 | $51,967 |
| SCOTT MITCHELL | SR VP/CEO Officer | 40 | $900,012 | $135,782 |
| RUBY CAMPOS | SR VP/COO Officer | 40 | $626,652 | $61,180 |
| JESSICA GAUDREAULT | SR VP/CRO Officer | 40 | $602,810 | $64,932 |
| MARCUS HALL | CHIEF LENDING OFFICER Officer | 40 | $508,749 | $95,988 |
| ASHLEY WARD | CHIEF INFORMATION OFFICER Officer | 40 | $535,726 | $49,689 |
| PAUL PEDERSEN | SR VP/CFO Officer | 40 | $390,537 | $143,999 |
| JASON LACHER | VP OF INFORMATION SYSTEMS Key employee | 40 | $275,150 | $47,259 |
| JEREMY O'NIEL | VP OF MARKETING Key employee | 40 | $267,394 | $53,852 |
| MONTE DRAKE | VP OF COMMERCIAL SERVICES Key employee | 40 | $273,903 | $29,281 |
| NOEMY CORREA | VP OF BRANCH OPERATIONS Key employee | 40 | $225,374 | $51,015 |
| JANEL MARINO | VP OF BRANCH MANAGEMENT/MEMBER EXPERIENCE Key employee | 40 | $222,809 | $48,139 |
| NICOLE PRINCE | VP OF HUMAN RESOURCES Key employee | 40 | $220,111 | $48,879 |
| ERIC FUHRIMAN | VP OF INFORMATION SECURITY Key employee | 40 | $200,695 | $43,338 |
| AARON FOX | SOFTWARE ENGINEER MANAGER Highest-paid employee | 40 | $194,355 | $46,542 |
18 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JENIFER GATELEY | VP OF CARD SERVICES Key employee | 40 | $195,814 | $44,301 |
| ISELDA TORRES | VP OF ASSET RECOVERY Key employee | 40 | $180,300 | $45,842 |
| ROBERT STAFFORD | DIRECTOR OF FINANCE Key employee | 40 | $176,695 | $45,936 |
| AMBER WILLIAMS | VP OF LOAN SUPPORT AND SERVICING Key employee | 40 | $180,096 | $41,477 |
| ROBERT CARTER | IT DISASTER RECOVERY AND DATA CENTER MANAGER Highest-paid employee | 40 | $190,636 | $26,094 |
| ROBERT GALE | DIRECTOR OF COMMERCIAL SERVICES Key employee | 40 | $172,271 | $44,122 |
| ROMELIA COCKRUM | DIRECTOR OF MORTGAGE Highest-paid employee | 40 | $174,132 | $35,509 |
| JESSE WILSON | COMMERCIAL RELATIONSHIP MANAGER II Highest-paid employee | 40 | $171,483 | $34,115 |
| CRYSTAL CONTRERAS | VP OF COMMUNITY ENGAGEMENT Key employee | 40 | $159,081 | $39,970 |
| DARROL FLUCKIGER | MORTGAGE UNDERWRITING MANAGER Highest-paid employee | 40 | $151,575 | $41,936 |
| CAROLYN O'NEIL | FORMER SR VP/CDO Former | 40 | $125,734 | $0 |
| DOUG CARL | DIRECTOR Trustee or director | 2 | $40,235 | $0 |
| KENNETH HOHENBERG | CHAIRMAN Trustee or director, Officer | 5 | $35,345 | $0 |
| WILLIAM TANNER | VICE CHAIRMAN Trustee or director, Officer | 3 | $32,150 | $0 |
| WILLIAM SARACENO | DIRECTOR Trustee or director | 2 | $31,200 | $0 |
| KENNETH GALE | TREASURER Trustee or director, Officer | 3 | $27,587 | $0 |
| RICHARD CUMMINS | SECRETARY Trustee or director, Officer | 3 | $26,400 | $0 |
| WILLIAM CLARKE | DIRECTOR Trustee or director | 2 | $25,187 | $0 |
990 for the year ended December 31, 2023: 29 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DOLORES BROESKE | SR VP/CEO Officer | 40 | $1,081,122 | $60,854 |
| SCOTT MITCHELL | SR VP/CFO Officer | 40 | $670,728 | $66,165 |
| RUBY CAMPOS | SR VP/COO Officer | 40 | $584,334 | $63,209 |
| JESSICA GAUDREAULT | SR VP/CRO Officer | 40 | $556,987 | $66,710 |
| ASHLEY WARD | CHIEF INFORMATION OFFICER Officer | 40 | $495,819 | $49,436 |
| MARCUS HALL | CHIEF LENDING OFFICER Officer | 40 | $464,342 | $65,495 |
| PAUL PEDERSEN | VP OF ACCTG AND FINANCE/CONTROLLER Key employee | 40 | $346,060 | $143,915 |
| JEREMY O'NIEL | VP OF MARKETING Key employee | 40 | $265,628 | $55,273 |
| MONTE DRAKE | VP OF COMMERCIAL SERVICES Key employee | 40 | $271,910 | $28,919 |
| JANEL MARINO | VP OF BRANCH MANAGEMENT/MEMBER EXP Key employee | 40 | $224,095 | $51,217 |
| NOEMY CORREA | VP OF BRANCH OPERATIONS Key employee | 40 | $218,405 | $52,522 |
| DONALD FRIGAARD | VP OF MORTGAGE Key employee | 40 | $234,714 | $32,635 |
| NICOLE PRINCE | VP OF HUMAN RESOURCES Key employee | 40 | $208,782 | $49,464 |
| JENIFER GATELEY | VP OF CARD SERVICES Key employee | 40 | $189,219 | $42,048 |
| AARON FOX | SOFTWARE ENGINEER MANAGER Highest-paid employee | 40 | $181,044 | $46,623 |
| NIVIE SIZEMORE | DIRECTOR OF ACCOUNTING Highest-paid employee | 40 | $181,610 | $38,912 |
| ENIF MICHAEL | MORTGAGE LOAN OFFICER Highest-paid employee | 40 | $171,134 | $45,996 |
| ROBERT CARTER | IT DISASTER RECOVERY & DATA CENTER MANAGER Highest-paid employee | 40 | $185,709 | $25,602 |
| ROMELIA COCKRUM | DIRECTOR OF MORTGAGE Highest-paid employee | 40 | $170,568 | $34,651 |
| ISELDA TORRES | VP OF ASSET RECOVERY Key employee | 40 | $158,430 | $40,926 |
| JASON LACHER | VP OF INFORMATION SYSTEMS Key employee | 40 | $172,270 | $26,878 |
| CAROLYN O'NIEL | FORMER SR VP/CDO Former | 0 | $166,705 | $2,802 |
| KENNETH HOHENBERG | CHAIRMAN Trustee or director, Officer | 5 | $29,400 | $16,235 |
| WILLIAM SARACENO | DIRECTOR Trustee or director | 2 | $27,300 | $0 |
| DOUG CARL | DIRECTOR Trustee or director | 2 | $16,000 | $9,570 |
| KENNETH GALE | TREASURER Trustee or director, Officer | 3 | $23,100 | $1,187 |
| RICHARD CUMMINS | SECRETARY Trustee or director, Officer | 3 | $23,100 | $0 |
| WILLIAM CLARKE | DIRECTOR Trustee or director | 2 | $21,000 | $1,187 |
| WILLIAM TANNER | VICE CHAIRMAN Trustee or director, Officer | 3 | $0 | $1,187 |
Address and contacts
- Address (IRS master file)
- 601 WILLIAMS BLVD, RICHLAND, WA 99354-3258
- Principal officer (990 for 2024)
- SCOTT MITCHELL, 601 WILLIAMS BLVD, RICHLAND, WA 99354
- Signed the 990
- PAUL PEDERSEN, CFO
- Phone
- (509) 943-5676
- Website
- WWW.HAPO.ORG
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
HAPO PROVIDES LOW COST SAVINGS VEHICLES WITH SUPERIOR INTEREST RETURN AND LOW INTEREST RATE LOANS TO ITS MEMBERS, WITHOUT CAPITAL STOCK, ORGANIZED AND OPERATED FOR MUTUAL PURPOSES AND WITHOUT PROFIT. NET EARNINGS ARE RETAINED IN ACCORDANCE WITH THE REGULATORY REQUIREMENTS OF THE NCUA AND STATE LAW.
Program accomplishments
- HAPO PROVIDES LOW COST SAVINGS VEHICLES WITH SUPERIOR INTEREST RETURN AND LOW INTEREST RATE LOANS TO OVER 200,000 MEMBERS, WITHOUT CAPITAL STOCK, AND IS ORGANIZED AND OPERATED FOR MUTUAL PURPOSES, CONSISTENT WITH THE PHILOSOPHY OF THE CREDIT UNION MOVEMENT AND THE REGULATORY REQUIREMENTS OF THE NCUA AND STATE LAW. THE NET INCREASE IN RETAINED EARNINGS FROM PROGRAM SERVICES PROVIDES FOR THE SAFETY AND SOUNDNESS OF THE CREDIT UNION IN ACCORDANCE WITH THE REGULATORY REQUIREMENTS OF THE NCUA AND STATE LAW.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-1792217
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1954
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Unknown (Z99)
- Group exemption
- 1269: CREDIT UNIONS IN THE STATE OF WASHINGTON
- Assets (IRS master file)
- $2,370,077,415
- Income (IRS master file)
- $171,321,797
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $171,173,971 | $139,582,450 | $2,370,077,415 | XML |
| 990 | December 2023 | $155,133,528 | $121,509,931 | $2,368,391,971 | XML |
| 990 | December 2022 | $127,669,996 | $107,775,616 | $2,335,412,553 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-1792217).
Questions about CREDIT UNIONS IN THE STATE OF WASHINGTON
- What is the EIN of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF WASHINGTON is 91-1792217.
- Is CREDIT UNIONS IN THE STATE OF WASHINGTON tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
- Are donations to CREDIT UNIONS IN THE STATE OF WASHINGTON tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF WASHINGTON file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF WASHINGTON due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF WASHINGTON last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2024 names SCOTT MITCHELL.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2024 lists 33 people; 33 received compensation from the organization, the highest $1,042,770 (DOLORES BROESKE, SR VP/CEO (THRU 7/24)).
- How much revenue does CREDIT UNIONS IN THE STATE OF WASHINGTON have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $171,173,971, expenses of $139,582,450 and total assets of $2,370,077,415 at year end.
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