Nonprofit · EIN 91-0616262
CREDIT UNIONS IN THE STATE OF WASHINGTON
Also known as GESA CREDIT UNION
Tax-exempt · RICHLAND, WA 99352
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $331,681,189 | $296,787,273 | $34,893,916 | $5,629,623,348 | $5,070,970,185 | $558,653,163 |
| December 31, 2023 | 990 | $290,386,834 | $240,128,234 | $50,258,600 | $5,461,068,630 | $4,942,354,466 | $518,714,164 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $295,610,628
- Investment income
- $35,629,748
- Net rental income
- $440,813
- Net gain from sales of assets
- $3,231,089
- Other revenue
- $440,813
Expenses
- Grants and similar amounts paid
- $689,851
- Compensation of officers, directors and key employees
- $5,444,026
- Other salaries and wages
- $59,336,754
- Salaries, compensation and benefits (total)
- $80,706,140
- Professional fundraising fees
- $0
- Legal fees
- $587,066
- Accounting fees
- $354,199
- Occupancy
- $3,454,713
- Travel
- $1,416,062
- Depreciation
- $17,694,855
Balance sheet and other
- Total assets, start of year
- $5,461,068,630
- Total assets, end of year
- $5,629,623,348
- Total liabilities, end of year
- $5,070,970,185
- Net assets, end of year
- $558,653,163
- Land, buildings and equipment
- $113,030,129
- Gross unrelated business income
- $1,281,711
- Gross receipts
- $331,714,288
- Employees
- 1,088
- Volunteers
- 4
- Year formed
- 1953
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DON C MILLER | PRESIDENT/CEO Officer | 50 | $2,126,279 | $616,693 |
| BENJAMIN RUTLEDGE | VP OF COMMERCIAL SERVICES Highest-paid employee | 40 | $598,601 | $99,255 |
| KEVEN GRAY | EVP OF MEMBER FULFILLMENT/RETAIL Officer | 50 | $366,837 | $196,381 |
| CHERYL BROWN | EVP OF MEMBER SUPPORT & SERVICE Officer | 50 | $360,528 | $192,810 |
| CHERYL ADAMSON | EVP OF LEGAL AND ADMINISTRATION Officer | 50 | $342,427 | $172,510 |
| ANDREW CHUNG | CHIEF INFORMATION OFFICER Officer | 50 | $302,453 | $177,434 |
| SUNWAN SHON | SBA SALES MANAGER/TEAM LEADER Highest-paid employee | 40 | $363,895 | $46,871 |
| RICHARD FISHER | AVP COMMERCIAL MANAGER/TEAM LEADER Highest-paid employee | 40 | $360,163 | $24,515 |
| SCOTT BLEEKER | SR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $290,297 | $59,050 |
| GREGORY PARTCH | SR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $289,677 | $33,185 |
| KURT JOHNSON | CHIEF FINANCIAL OFFICER Officer | 50 | $198,545 | $31,644 |
| GEOF GRIEBEL | BOARD CHAIR Trustee or director, Officer | 5 | $35,250 | $0 |
| BILL MELBERG | BOARD MEMBER & COMMITTEE CHAIR Trustee or director | 5 | $28,500 | $0 |
| ROBERT FOLLETT | BOARD MEMBER & COMMITTEE CHAIR Trustee or director | 5 | $28,500 | $0 |
| GREGG ANDREWS | BOARD MEMBER Trustee or director | 5 | $23,750 | $0 |
8 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JESSICA SCHNEIDER | BOARD MEMBER Trustee or director | 5 | $23,750 |
| BRETT SPOONER | BOARD SECRETARY Trustee or director, Officer | 5 | $23,750 |
| BEN BASSON | BOARD MEMBER Trustee or director | 5 | $23,750 |
| ANDREW AUSTIN | BOARD MEMBER Trustee or director | 5 | $23,750 |
| MARTIN VALADEZ TORRES | BOARD VICE CHAIR Trustee or director, Officer | 5 | $23,750 |
| LINDA COWAN | BOARD MEMBER Trustee or director | 5 | $23,750 |
| MANUEL CHAVALLO | BOARD MEMBER Trustee or director | 5 | $23,750 |
| PETER SMITH | BOARD MEMBER & COMMITTEE CHAIR (THRU 4/2024) Trustee or director | 5 | $14,407 |
990 for the year ended December 31, 2023: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DON C MILLER | PRESIDENT/CEO Officer | 50 | $1,052,929 | $644,838 |
| RICHARD WADDLE | EVP OF RISK MANAGEMENT (THRU 12/23) Officer | 50 | $431,672 | $250,361 |
| KEVEN GRAY | EVP OF MEMBER FULFILLMENT/RETAIL Officer | 50 | $343,494 | $268,721 |
| CHERYL BROWN | EVP OF MEMBER SUPPORT & SERVICE Officer | 50 | $341,769 | $266,142 |
| CHERYL ADAMSON | EVP OF LEGAL AND ADMINISTRATION Officer | 50 | $309,614 | $242,444 |
| SUNWAN SHON | SBA SALES MANAGER/TEAM LEADER Highest-paid employee | 40 | $348,852 | $46,759 |
| GREGORY PARTCH | SR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $345,714 | $35,688 |
| BENJAMIN RUTLEDGE | VP OF COMMERCIAL SERVICES Highest-paid employee | 40 | $279,217 | $100,744 |
| RICHARD FISHER | AVP COMMERCIAL MANAGER/TEAM LEADER Highest-paid employee | 40 | $347,716 | $26,362 |
| DAVID GOODSELL | AVP COMMERCIAL MANAGER/TEAM LEADER Highest-paid employee | 40 | $289,535 | $50,801 |
| GREGG ANDREWS | BOARD MEMBER Trustee or director | 5 | $24,538 | $0 |
| ROBERT FOLLETT | BOARD MEMBER & COMMITTEE CHAIR Trustee or director | 5 | $24,000 | $0 |
| PETER SMITH | BOARD MEMBER & COMMITTEE CHAIR Trustee or director | 5 | $24,000 | $0 |
| MARTIN VALADEZ TORRES | BOARD VICE CHAIR Trustee or director, Officer | 5 | $23,359 | $0 |
| GEOF GRIEBEL | BOARD CHAIR Trustee or director, Officer | 5 | $22,462 | $0 |
| WILLIAM MELBERG | BOARD MEMBER & COMMITTEE CHAIR Trustee or director | 5 | $20,642 | $0 |
| ANDREW AUSTIN | BOARD MEMBER Trustee or director | 5 | $20,000 | $0 |
| BEN BASSON | BOARD MEMBER Trustee or director | 5 | $20,000 | $0 |
| BRETT SPOONER | BOARD SECRETARY Trustee or director, Officer | 5 | $20,000 | $0 |
| JESSICA SCHNEIDER | BOARD MEMBER Trustee or director | 5 | $20,000 | $0 |
| LINDA COWAN | BOARD MEMBER Trustee or director | 5 | $20,000 | $0 |
| MANUEL CHAVALLO | BOARD MEMBER Trustee or director | 5 | $20,000 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 500, RICHLAND, WA 99352-0500
- In care of
- % RICHARD WADDLE
- Principal officer (990 for 2024)
- DON C MILLER, 51 GAGE BLVD, RICHLAND, WA 99352
- Signed the 990
- KURT JOHNSON, CFO
- Phone
- (509) 378-3100
- Website
- WWW.GESA.COM
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
MEMBERS HAVE ACCESS TO A BROAD RANGE OF FINANCIAL PRODUCTS AND SERVICES THAT ENABLE THEM TO PROSPER AT A COST JUSTIFIED BY THE RESULT.
Program accomplishments
- OFFER COMPREHENSIVE RANGE AND COMPETITIVELY PRICED LOAN PRODUCTS TO MEMBERS. GESA OFFERS A WIDE RANGE OF LOAN PRODUCTS INCLUDING, BUT NOT LIMITED TO, AUTOS, RVS, MARINE EQUIPMENT, FIRST MORTGAGE, HOME EQUITY, CREDIT CARD, COMMERCIAL AND VARIOUS SECURED AND UNSECURED LOANS.
- OFFER COMPREHENSIVE AND COMPETITIVELY YIELDING SAVINGS PRODUCTS TO MEMBERS. GESA OFFERS A WIDE VARIETY OF SAVINGS PRODUCTS TO MEMBERS, WHICH INCLUDE, BUT ARE NOT LIMITED TO BASIC SAVINGS, HOLIDAY CLUB, VACATION CLUB, COMMERCIAL SAVINGS, CERTIFICATE ACCOUNTS, IRA CERTIFICATES, IRA SAVINGS AND MONEY MARKET ACCOUNTS. GESA CONTINUES TOBE A LEADER IN OUR AREA ON SAVINGS ACCOUNT RATES.
- OFFER LOW COST SERVICES TO MEMBERS WHICH WILL ENABLE THEM TO ACHIEVE THEIR DESIRED FINANCIAL GOALS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-0616262
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1954
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1269: CREDIT UNIONS IN THE STATE OF WASHINGTON
- Assets (IRS master file)
- $5,629,623,348
- Income (IRS master file)
- $331,714,288
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $331,681,189 | $296,787,273 | $5,629,623,348 | XML |
| 990 | December 2023 | $290,386,834 | $240,128,234 | $5,461,068,630 | XML |
| 990 | December 2022 | $219,180,132 | $189,685,535 | $5,594,015,267 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-0616262).
Questions about CREDIT UNIONS IN THE STATE OF WASHINGTON
- What is the EIN of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF WASHINGTON is 91-0616262.
- Is CREDIT UNIONS IN THE STATE OF WASHINGTON tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
- Are donations to CREDIT UNIONS IN THE STATE OF WASHINGTON tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF WASHINGTON file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF WASHINGTON due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF WASHINGTON last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2024 names DON C MILLER.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2024 lists 23 people; 23 received compensation from the organization, the highest $2,126,279 (DON C MILLER, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF WASHINGTON have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $331,681,189, expenses of $296,787,273 and total assets of $5,629,623,348 at year end.
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