Nonprofit · EIN 75-0971964
UNION SQUARE CREDIT UNION
Tax-exempt · WICHITA FALLS, TX 76301
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $47,979,281 | $51,072,086 | -$3,092,805 | $590,203,667 | $545,578,783 | $44,624,884 |
| December 31, 2023 | 990 | $41,986,107 | $43,331,875 | -$1,345,768 | $620,933,965 | $573,550,540 | $47,383,425 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $37,376,782
- Investment income
- $10,628,271
- Net rental income
- -$25,772
- Net gain from sales of assets
- -$221
- Other revenue
- -$25,772
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $10,797,264
- Compensation of officers, directors and key employees
- $1,350,239
- Other salaries and wages
- $6,593,702
- Salaries, compensation and benefits (total)
- $10,366,587
- Professional fundraising fees
- $0
- Legal fees
- $37,115
- Accounting fees
- $130,000
- Occupancy
- $606,696
- Travel
- $400,319
- Depreciation
- $1,298,560
Balance sheet and other
- Total assets, start of year
- $620,933,965
- Total assets, end of year
- $590,203,667
- Total liabilities, end of year
- $545,578,783
- Net assets, end of year
- $44,624,884
- Land, buildings and equipment
- $18,841,053
- Publicly traded securities
- $25,500,894
- Gross unrelated business income
- $203,412
- Gross receipts
- $48,265,686
- Employees
- 183
- Volunteers
- 6
- Year formed
- 1957
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PATRICK MURRAY | PRESIDENT/CEO Officer | 40 | $273,556 | $37,147 |
| SCOTT FLINN | CHIEF LENDING OFFICER Officer | 40 | $192,773 | $30,009 |
| JOE GUIDRY | CHIEF INFORMATION OFFICER Officer | 40 | $166,276 | $31,298 |
| TAMMY HUGHES | AVP MORTGAGE PRODUCTION Highest-paid employee | 40 | $146,733 | $14,851 |
| MEGAN MAGANA | SVP PRESIDENT HUMAN RESOURCES Officer | 40 | $120,835 | $30,704 |
| KAREN SCHREIBER | CHIEF FINANCIAL OFFICER Officer | 40 | $122,949 | $23,788 |
| MONICA DAVIS | SVP RISK MANAGEMENT Officer | 40 | $126,313 | $19,723 |
| ANGELA DAVIS | LOAN CONSTRUCTIUON OFFICER Highest-paid employee | 40 | $119,262 | $18,945 |
| IDA FERGUSON | AVP MORTGAGE UNDERWRITER Highest-paid employee | 40 | $114,197 | $18,718 |
| JEFFERY GLADU | VICE PRESIDENT TECHNOLOGY Officer | 40 | $106,141 | $17,787 |
| JUSTIN HOUSTON | MORTGAGE LOAN OFFICER Highest-paid employee | 40 | $107,161 | $13,973 |
| DAVID NIX | CHAIRMAN Trustee or director, Officer | 1 | $9,000 | $0 |
| PAUL FLEMING | SECRETARY/TREASURER Trustee or director, Officer | 1 | $9,000 | $0 |
| DANNY AHERN | DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| JULIE PRUETT | DIRECTOR Trustee or director | 1 | $9,000 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ERIC WEST | DIRECTOR Trustee or director | 1 | $8,261 |
| GARY STEVENSON | VICE CHAIRMAN Trustee or director, Officer | 1 | $6,680 |
990 for the year ended December 31, 2023: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN BARAD | PRESIDENT/CEO (THRU 9/20/23) Trustee or director, Officer | 40 | $300,250 | $39,042 |
| SCOTT FLINN | SR. VICE PRESIDENT MORTGAGE SERVICES Officer | 40 | $214,255 | $14,336 |
| PATRICK MURRAY | INTERIM PRESIDENT/CEO Officer | 40 | $174,336 | $22,008 |
| JOE GUIDRY | CHIEF INFORMATION OFFICER Officer | 40 | $161,114 | $22,201 |
| TEEA REED | CHIEF OPERATIONS OFFICER Officer | 40 | $154,124 | $23,511 |
| TAMMY HUGHES | MORTGAGE LENDING PRODUCTION MANAGER Highest-paid employee | 40 | $154,244 | $14,675 |
| ANGELA DAVIS | MORTGAGE LOAN OFFICER Highest-paid employee | 40 | $145,861 | $13,251 |
| DUSTIN BARGER | VICE PRESIDENT CONSUMER LENDING Officer | 40 | $118,142 | $18,354 |
| MONICA DAVIS | SR. VICE PRESIDENT RISK MANAGEMENT Officer | 40 | $116,282 | $19,315 |
| MEGAN MAGANA | VICE PRESIDENT HUMAN RESOURCES Officer | 40 | $110,775 | $20,308 |
| KAREN SCHREIBER | VICE PRESIDENT ACCOUNTING Officer | 40 | $114,085 | $15,881 |
| IDA FERGUSON | AVP MORTGAGE UNDERWRITING Highest-paid employee | 40 | $114,319 | $15,067 |
| JEFFERY GLADU | VICE PRESIDENT TECHNOLOGY OFFICER Officer | 40 | $102,559 | $14,870 |
| DAVID NIX | CHAIRMAN Trustee or director, Officer | 1 | $9,000 | $0 |
| JULIE PRUETT | DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| PAUL FLEMING | DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| DANNY AHERN | DIRECTOR Trustee or director | 1 | $8,615 | $0 |
| ERIC WEST | SECRETARY/TREASURER Trustee or director, Officer | 1 | $7,769 | $0 |
| GARY STEVENSON | VICE CHAIRMAN Trustee or director, Officer | 1 | $6,553 | $0 |
Address and contacts
- Address (IRS master file)
- 1401 HOLLIDAY ST, WICHITA FALLS, TX 76301-7108
- In care of
- % KAREN SCHREIBER
- Principal officer (990 for 2024)
- PATRICK MURRAY, 1401 HOLLIDAY, WICHITA FALLS, TX 76301
- Signed the 990
- KAREN SCHREIBER, CHIEF FINANCIAL OFFICER
- Phone
- (940) 720-8000
- Website
- WWW.UNIONSQUARE.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
TO SERVE FINANCIAL NEEDS AND DREAMS.
Program accomplishments
- TO SERVE THE FINANCIAL NEEDS AND DREAMS OF THE MEMBERS. UNION SQUARE CREDIT UNION CORE VALUES INCLUDE MEMBER SERVICE AND SENSITIVITY, ETHICAL AND LEGAL BEHAVIOR, DIVERSITY AND EQUAL OPPORTUNITY, SOUND, STRONG BUSINESS JUDGMENT, AND FRIENDLY AND KNOWLEDGEABLE STAFF. WITH THESE VALUES, UNION SQUARE CREDIT UNION'S VISION IS TO BE THE FINANCIAL CENTER OF CHOICE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0971964
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $590,203,667
- Income (IRS master file)
- $48,265,686
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $47,979,281 | $51,072,086 | $590,203,667 | XML |
| 990 | December 2023 | $41,986,107 | $43,331,875 | $620,933,965 | XML |
| 990 | December 2022 | $34,027,572 | $30,027,317 | $684,777,588 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0971964).
Questions about UNION SQUARE CREDIT UNION
- What is the EIN of UNION SQUARE CREDIT UNION?
- The employer identification number (EIN) of UNION SQUARE CREDIT UNION is 75-0971964.
- Is UNION SQUARE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to UNION SQUARE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does UNION SQUARE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of UNION SQUARE CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did UNION SQUARE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of UNION SQUARE CREDIT UNION?
- The 990 for the year ended December 31, 2024 names PATRICK MURRAY.
- Who are the officers and directors of UNION SQUARE CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 17 people; 17 received compensation from the organization, the highest $273,556 (PATRICK MURRAY, PRESIDENT/CEO).
- How much revenue does UNION SQUARE CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $47,979,281, expenses of $51,072,086 and total assets of $590,203,667 at year end.
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- NORTH CENTRAL TEXAS COMMUNITY HEALTH CARE CENTER INC EIN 75-2429644 · last filed 990 for 2025
- UNITED REGIONAL PHYSICIAN GROUP EIN 75-2925491 · last filed 990 for 2024
- TEXOMA COMMUNITY CREDIT UNION EIN 75-0896179 · last filed 990 for 2025
- HOSPICE OF WICHITA FALLS INC EIN 75-1959654 · last filed 990 for 2024
- WICHITA FALLS AREA FOOD BANK EIN 75-1812865 · last filed 990 for 2025
- PRIDDY FOUNDATION EIN 75-6029882 · last filed 990-PF for 2025