Nonprofit · EIN 75-0896179
TEXOMA COMMUNITY CREDIT UNION
Tax-exempt · WICHITA FALLS, TX 76306
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $24,587,587 | $21,266,490 | $3,321,097 | $307,645,621 | $271,738,673 | $35,906,948 |
| December 31, 2024 | 990 | $22,743,966 | $19,867,496 | $2,876,470 | $276,531,868 | $243,998,079 | $32,533,789 |
| December 31, 2023 | 990 | $19,964,567 | $16,958,334 | $3,006,233 | $271,045,182 | $241,387,863 | $29,657,319 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $20,479,416
- Investment income
- $1,020,539
- Net gain from sales of assets
- $47,139
- Other revenue
- $3,087,632
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $785,365
- Other salaries and wages
- $5,311,535
- Salaries, compensation and benefits (total)
- $7,601,822
- Professional fundraising fees
- $0
- Legal fees
- $85,936
- Accounting fees
- $80,784
- Occupancy
- $358,547
- Depreciation
- $616,037
Balance sheet and other
- Total assets, start of year
- $276,531,868
- Total assets, end of year
- $307,645,621
- Total liabilities, end of year
- $271,738,673
- Net assets, end of year
- $35,906,948
- Land, buildings and equipment
- $4,558,910
- Gross unrelated business income
- $591,024
- Gross receipts
- $24,603,354
- Employees
- 106
- Volunteers
- 13
- Year formed
- 1953
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| John Buckley | President & CEO Officer, Key employee, Highest-paid employee | 40 | $212,851 |
| Tara Neal | CHRO Officer, Key employee, Highest-paid employee | 40 | $198,609 |
| Kenneth Thomason | EVP & CLO Officer, Key employee, Highest-paid employee | 40 | $197,453 |
| Angela Ohmstede | COO Officer, Key employee, Highest-paid employee | 40 | $196,289 |
| Kathryn Donovan | CFO Officer, Key employee, Highest-paid employee | 40 | $174,572 |
| Misti Todd | Mortgage Operations Manager Key employee, Highest-paid employee | 40 | $145,821 |
| Chris Hansard | VP of IT Key employee, Highest-paid employee | 40 | $140,565 |
| Randy Brewster | Commecial Loan Officer Key employee, Highest-paid employee | 40 | $138,431 |
| Casey Allen | Indirect Loan Officer Key employee, Highest-paid employee | 40 | $117,210 |
| Leslie Rhodes | VP Operations Key employee, Highest-paid employee | 40 | $117,210 |
| Lauren McKechnie | VP Marketing Key employee, Highest-paid employee | 40 | $101,579 |
| Tarvarus Sanders | Consumer Loan Manager Key employee, Highest-paid employee | 40 | $100,073 |
| Ripley Tate | Board Chairman Trustee or director | 3 | $0 |
| Lacy Morgan | Vice Chairman Trustee or director | 1 | $0 |
| Vanda Cullar | Treasurer Trustee or director | 1 | $0 |
4 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stacy Darnall | Secretary Trustee or director | 1 | $0 |
| Tony Ramirez | Director Trustee or director | 1 | $0 |
| Scott Poenitzsch | Director Trustee or director | 1 | $0 |
| David Farabee | Director Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 17 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| John Buckley | President & CEO Officer, Key employee, Highest-paid employee | 40 | $196,105 |
| Angela Ohmstede | COO Officer, Key employee, Highest-paid employee | 40 | $186,238 |
| Kenneth Thomason | EVP & CLO Officer, Key employee, Highest-paid employee | 40 | $186,214 |
| Tara Neal | CHRO Officer, Key employee, Highest-paid employee | 40 | $180,531 |
| Kathryn Donovan | CFO Officer, Key employee, Highest-paid employee | 40 | $162,216 |
| Misti Todd | Mortgage Operations Manager Key employee, Highest-paid employee | 40 | $128,492 |
| Chris Hansard | VP of IT Key employee, Highest-paid employee | 40 | $126,654 |
| Randy Brewster | Commecial Loan Officer Key employee, Highest-paid employee | 40 | $118,206 |
| Casey Allen | Indirect Loan Officer Key employee, Highest-paid employee | 40 | $117,380 |
| Leslie Rhodes | VP Operations Key employee, Highest-paid employee | 40 | $113,928 |
| Ripley Tate | Board Chairman Trustee or director | 3 | $0 |
| Lacy Morgan | Vice Chairman Trustee or director | 1 | $0 |
| Vanda Cullar | Treasurer Trustee or director | 1 | $0 |
| Stacy Darnall | Secretary Trustee or director | 1 | $0 |
| Tony Ramirez | Director Trustee or director | 1 | $0 |
| Scott Poenitzsch | Director Trustee or director | 1 | $0 |
| David Farabee | Director Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Tara Neal | CHRO Officer, Key employee, Highest-paid employee | 40 | $314,447 |
| John Buckley | President & CEO Officer, Key employee, Highest-paid employee | 40 | $200,922 |
| Kenneth Thomason | EVP & CLO Officer, Key employee, Highest-paid employee | 40 | $168,146 |
| Angela Ohmstede | COO Officer, Key employee, Highest-paid employee | 40 | $168,080 |
| Casey Allen | Indirect Loan Officer Key employee, Highest-paid employee | 40 | $155,072 |
| Kathryn Donovan | CFO Officer, Key employee, Highest-paid employee | 40 | $144,565 |
| Chris Hansard | VP of IT Key employee, Highest-paid employee | 40 | $116,296 |
| Misti Todd | Mortgage Operations Manager Key employee, Highest-paid employee | 40 | $110,536 |
| Randy Brewster | Commecial Loan Officer Key employee, Highest-paid employee | 40 | $102,306 |
| Ripley Tate | Board Chairman Trustee or director | 3 | $0 |
| Lacy Morgan | Vice Chairman Trustee or director | 1 | $0 |
| Vanda Cullar | Treasurer Trustee or director | 1 | $0 |
| Stacy Darnall | Secretary Trustee or director | 1 | $0 |
| Tony Ramirez | Director Trustee or director | 1 | $0 |
| Scott Poenitzsch | Director Trustee or director | 1 | $0 |
| David Farabee | Director Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 3800 SHEPPARD ACCESS RD, WICHITA FALLS, TX 76306-4227
- Principal officer (990 for 2025)
- John Buckley, 3800 Sheppard Access Rd, Wichita Falls, TX 76306
- Signed the 990
- John Buckley, CEO
- Phone
- (940) 851-4000
- Website
- TexomaCU.com
Mission
Texoma Community Credit Union is a provider of credit union financial services.
Program accomplishments
- Share Accounts: Tccu's share accounts offer advantages to members of all ages. The Credit Union had over 25,000 member-owners on December 31, 2025. Members' savings accounts pay dividends quarterly and offer access through two local offices, home banking via the Internet or telephone, and ATMs worldwide. Special savings accounts designed for children encourage the development of consistent savings habits.
- Checking Accounts: TCCU provides checking accounts for consumers with various features, from free accounts to those with special benefits. Most offer dividends that are paid monthly. Additionally, the credit union extends the reach of these accounts to all members with free debit cards, internet account access and free use of the Internet bill payer platform. Over 40% of the credit union's member-owners have a checking account.
- Consumer Loans: TCCU has provided vehicle loans since its inception. The consumer loan product line now includes efficient underwriting and flexible offering for recreational behicles, boats, and motorcycles as well as mortgages, signature loans, individual lines of credit, and loans secured by savings accounts. Consumer life and disability insurance is available on any of these loan types and assures that participating member-owners' loan payments are made without interruption in the even of their loss of income through death or disability.
- TCCU provided home equity loans with single distribution, fixed rate and payment. TCCU also provides first mortgage loans to enable member-owners to purchase the American Dream- their own home.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0896179
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $307,645,621
- Income (IRS master file)
- $24,603,354
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $24,587,587 | $21,266,490 | $307,645,621 | XML |
| 990 | December 2024 | $22,743,966 | $19,867,496 | $276,531,868 | XML |
| 990 | December 2023 | $19,964,567 | $16,958,334 | $271,045,182 | XML |
| 990 | December 2022 | $16,333,220 | $13,538,846 | $259,230,472 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0896179).
Questions about TEXOMA COMMUNITY CREDIT UNION
- What is the EIN of TEXOMA COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of TEXOMA COMMUNITY CREDIT UNION is 75-0896179.
- Is TEXOMA COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to TEXOMA COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TEXOMA COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TEXOMA COMMUNITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TEXOMA COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of TEXOMA COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names John Buckley.
- Who are the officers and directors of TEXOMA COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 19 people; 12 received compensation from the organization, the highest $212,851 (John Buckley, President & CEO).
- How much revenue does TEXOMA COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $24,587,587, expenses of $21,266,490 and total assets of $307,645,621 at year end.
Other nonprofits in WICHITA FALLS
- UNITED REGIONAL HEALTH CARE SYSTEM INC EIN 75-1912147 · last filed 990 for 2024
- WORK SERVICES CORPORATION EIN 75-2247311 · last filed 990 for 2025
- UNION SQUARE CREDIT UNION EIN 75-0971964 · last filed 990 for 2024
- NORTH CENTRAL TEXAS COMMUNITY HEALTH CARE CENTER INC EIN 75-2429644 · last filed 990 for 2025
- UNITED REGIONAL PHYSICIAN GROUP EIN 75-2925491 · last filed 990 for 2024
- HOSPICE OF WICHITA FALLS INC EIN 75-1959654 · last filed 990 for 2024
- WICHITA FALLS AREA FOOD BANK EIN 75-1812865 · last filed 990 for 2025
- PRIDDY FOUNDATION EIN 75-6029882 · last filed 990-PF for 2025