Nonprofit · EIN 94-1479200
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as ATCHISON VILLAGE CREDIT UNION
Tax-exempt · RICHMOND, CA 94801
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,278,291 | $904,088 | $374,203 | $13,171,082 | $44,520 | $13,126,562 |
| December 31, 2024 | 990 | $1,086,135 | $980,941 | $105,194 | $12,440,529 | $44,249 | $12,396,280 |
| December 31, 2023 | 990 | $880,781 | $785,139 | $95,642 | $12,641,732 | $29,951 | $12,611,781 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $477,612
- of which government grants
- $477,612
- Program service revenue
- $624,873
- Investment income
- $175,806
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $238,148
- Other salaries and wages
- $171,453
- Salaries, compensation and benefits (total)
- $488,492
- Professional fundraising fees
- $0
- Legal fees
- $2,261
- Accounting fees
- $15,664
- Occupancy
- $34,466
- Travel
- $7,000
- Depreciation
- $2,716
- Management and general (functional)
- $904,089
Balance sheet and other
- Total assets, start of year
- $12,440,529
- Total assets, end of year
- $13,171,082
- Total liabilities, end of year
- $44,520
- Net assets, end of year
- $13,126,562
- Land, buildings and equipment
- $849,969
- Gross receipts
- $1,278,291
- Employees
- 6
- Volunteers
- 15
- Year formed
- 1958
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Cecilia Heredia-Rocha | CEO Officer, Key employee | 40 | $132,292 |
| Maria Cristina Cereno Schaaf | CFO Key employee | 40 | $105,856 |
| Juventino L Sanchez | President BoD Trustee or director, Officer | 2 | $0 |
| Sylvia Hopkins | Vice-President BoD Trustee or director, Officer | 2 | $0 |
| Susan O'Sullivan | Secretary Trustee or director, Officer | 2 | $0 |
| Rose Marie Castro | Member BoD Trustee or director, Officer | 2 | $0 |
| Caitlin Suzannne Jones | Member BoD Trustee or director, Officer | 2 | $0 |
| Ricardo Sainz | Member BoD Trustee or director, Officer | 2 | $0 |
| Martin Paez | Member BoD Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Cecilia Heredia-Rocha | CEO Officer | 40 | $122,046 |
| Maria Cristina Cereno Schaaf | CFO Key employee | 40 | $97,649 |
| Juventino L Sanchez | President BoD Trustee or director, Officer | 2 | $0 |
| Sylvia Hopkins | Vice-President BoD Trustee or director, Officer | 2 | $0 |
| Susan O'Sullivan | Secretary Trustee or director, Officer | 2 | $0 |
| Allen R Schaaf | Member BoD Trustee or director, Officer | 2 | $0 |
| Gloria Elizabeth Samad | Member BoD Trustee or director, Officer | 2 | $0 |
| Ricardo Sainz | Member BoD Trustee or director, Officer | 2 | $0 |
| Martin Paez | Member BoD Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Cecilia Heredia-Rocha | CEO Officer | 40 | $114,645 |
| Maria Cristina Cereno Schaaf | CFO Key employee | 40 | $91,663 |
| Juventino L Sanchez | President BoD Trustee or director, Officer | 2 | $0 |
| Sylvia Hopkins | Vice-President BoD Trustee or director, Officer | 2 | $0 |
| Susan O'Sullivan | Secretary Trustee or director, Officer | 2 | $0 |
| Allen R Schaaf | Member BoD Trustee or director, Officer | 2 | $0 |
| Gloria Elizabeth Samad | Member BoD Trustee or director, Officer | 2 | $0 |
| Ricardo Sainz | Member BoD Trustee or director, Officer | 2 | $0 |
| Martin Paez | Member BoD Trustee or director, Officer | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 270A CURRY ST, RICHMOND, CA 94801-3400
- In care of
- % CECILIA HEREDIA ROCHA
- Principal officer (990 for 2025)
- Cecilia Heredia-Rocha, 270A CURRY ST, RICHMOND, CA 948013400
- Signed the 990
- Cecilia, Heredia-Rocha
- Phone
- (510) 233-3218
- Website
- www.atchisonvillagecu.org
California records
California keeps its own records of charities and corporations. Search them by EIN 94-1479200 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
To promote thrift honesty integrity business methods and the spirit of service among its members and engage in the primary business of a credit union.
Program accomplishments
- Fund deposits withdrawals loans granted to members investmentsExpenses $904,088 · revenue $1,278,291
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 94-1479200
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $13,171,082
- Income (IRS master file)
- $1,278,291
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,278,291 | $904,088 | $13,171,082 | XML |
| 990 | December 2024 | $1,086,135 | $980,941 | $12,440,529 | XML |
| 990 | December 2023 | $880,781 | $785,139 | $12,641,732 | XML |
| 990 | December 2022 | $599,810 | $494,255 | $11,630,011 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1479200).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 94-1479200.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 names Cecilia Heredia-Rocha.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $132,292 (Cecilia Heredia-Rocha, CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,278,291, expenses of $904,088 and total assets of $13,171,082 at year end.
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