Nonprofit · EIN 93-3283822
THRIVE COMMUNITY LENDING INC
Tax-exempt · ATLANTA, GA 30308
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $264,133 | $142,244 | $121,889 | $431,541 | $240,545 | $190,996 |
| September 30, 2023 | 990-EZ | $155,254 | $0 | $155,254 | $165,254 | $10,000 | $155,254 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $256,383
- of which government grants
- $150,000
- Program service revenue
- $0
- Investment income
- $7,750
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $67,692
- Other salaries and wages
- $25,177
- Salaries, compensation and benefits (total)
- $108,379
- Professional fundraising fees
- $0
- Accounting fees
- $4,200
- Travel
- $1,739
- Program services (functional)
- $124,258
- Management and general (functional)
- $9,409
- Fundraising (functional)
- $8,577
Balance sheet and other
- Total assets, start of year
- $322,952
- Total assets, end of year
- $431,541
- Total liabilities, end of year
- $240,545
- Net assets, end of year
- $190,996
- Net assets without donor restrictions
- $190,996
- Gross receipts
- $264,133
- Employees
- 2
- Volunteers
- 4
- Year formed
- 2023
- State of legal domicile
- GA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| JOHN MOELLER | Member, Inspiritus Inc Trustee or director | 5 | $0 | $268,092 | $37,568 |
| AIMEE ZANGANDOU | VICE CHAIR Trustee or director | 5 | $0 | $145,607 | $14,561 |
| JOHN ARNOLD | EXECUTIVE DIRECTOR Officer | 40 | $90,233 | $0 | $14,278 |
| CINDY HOLLER | CHAIR Trustee or director | 5 | $0 | $0 | $0 |
| ED RINGER | Director, FINANCE COMMITTEE CHAIR Trustee or director | 5 | $0 | $0 | $0 |
| PHILLIP BAILEY | Director, LOAN COMMITTEE CHAIR Trustee or director | 5 | $0 | $0 | $0 |
| KIRBY NICKERSON | CFO Officer | 1 | $0 | $0 | $0 |
| PAM HIGGINS | SECRETARY Officer | 1 | $0 | $0 | $0 |
990-EZ for the year ended September 30, 2023: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| REV JOHN MOELLER JR | CEO/PRESIDENT | 5 | $0 |
| KIRBY NICKERSON | CFO | 5 | $0 |
| CINDY HOLLER | DIRECTOR | 5 | $0 |
| ED RINGER | DIRECTOR | 5 | $0 |
| AIMEE ZANGANDOU | DIRECTOR | 5 | $0 |
Address and contacts
- Address (IRS master file)
- 731 PEACHTREE STREET NE B, ATLANTA, GA 30308-1203
- Principal officer (990 for 2024)
- John Arnold, 731 Peachtree Street NE B, Atlanta, GA 30308
- Signed the 990
- John Arnold, Executive Director
- Phone
- (470) 643-1946
- Website
- http:/www.thrivelending.org
- Return prepared by
- Mauldin & Jenkins LLC
Mission
Thrive Community Lending is an emerging Community Development Financial Institution (CDFI) dedicated to expanding economic opportunity for low-income people and legal immigrants. We provide affordable capital paired with no-cost business services to help low-income entrepreneurs start, sustain, and grow small businesses. By investing in people who often face barriers to access traditional finance, Thrive empowers entrepreneurs to build financial stability, create wealth, and strengthen their communities.
Program accomplishments
- SEE SCHEDULE O FOR COMPLETE DESCRIPTION OF PROGRAM SERVICE ACCOMPLISHMENT.Expenses $124,258
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | Check at the IRS |
IRS record
- EIN
- 93-3283822
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2025
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P20)
- Assets (IRS master file)
- $431,541
- Income (IRS master file)
- $264,133
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $264,133 | $142,244 | $431,541 | XML |
| 990-EZ | September 2023 | $155,254 | $0 | $165,254 | XML |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-3283822).
Questions about THRIVE COMMUNITY LENDING INC
- What is the EIN of THRIVE COMMUNITY LENDING INC?
- The employer identification number (EIN) of THRIVE COMMUNITY LENDING INC is 93-3283822.
- Is THRIVE COMMUNITY LENDING INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2025.
- Are donations to THRIVE COMMUNITY LENDING INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does THRIVE COMMUNITY LENDING INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of THRIVE COMMUNITY LENDING INC due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did THRIVE COMMUNITY LENDING INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of THRIVE COMMUNITY LENDING INC?
- The 990 for the year ended September 30, 2025 names John Arnold.
- Who are the officers and directors of THRIVE COMMUNITY LENDING INC?
- The 990 for the year ended September 30, 2025 lists 8 people; 1 received compensation from the organization.
- How much revenue does THRIVE COMMUNITY LENDING INC have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $264,133, expenses of $142,244 and total assets of $431,541 at year end.
Other nonprofits in ATLANTA
- YOUNG MENS CHRISTIAN ASSOCIATION OF METROPOLITAN ATLANTA INC EIN 58-0566253 · last filed 990 for 2025
- THDF II INC EIN 58-2491657 · last filed 990 for 2025
- RHA HEALTH SERVICES INC EIN 58-1863838 · last filed 990 for 2025
- LENBROOK SQUARE FOUNDATION INC EIN 58-1416841 · last filed 990 for 2025
- SOCIETY OF ST VINCENT DE PAUL GEORGIA INC EIN 58-0967972 · last filed 990 for 2025
- MARCUS JEWISH COMMUNITY CENTER OF ATLANTA INC EIN 58-0566126 · last filed 990 for 2025
- MULTI-AGENCY ALLIANCE FOR CHILDREN INC EIN 58-2374925 · last filed 990 for 2025
- JEWISH FAMILY & CAREER SERVICES INC EIN 58-1479212 · last filed 990 for 2025