Nonprofit · EIN 85-0204263
JEMEZ VALLEY CREDIT UNION
Tax-exempt · JEMEZ SPRINGS, NM 87025
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,468,173 | $1,460,521 | $7,652 | $27,553,393 | $24,076,567 | $3,476,826 |
| December 31, 2024 | 990 | $1,464,839 | $1,447,738 | $17,101 | $28,227,963 | $24,758,789 | $3,469,174 |
| December 31, 2023 | 990 | $1,565,602 | $1,544,502 | $21,100 | $29,926,341 | $26,221,729 | $3,704,612 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,468,173
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $212,438
- Other salaries and wages
- $271,350
- Salaries, compensation and benefits (total)
- $555,694
- Professional fundraising fees
- $0
- Legal fees
- $9,946
- Accounting fees
- $48,221
- Occupancy
- $60,588
- Travel
- $6,309
- Depreciation
- $63,170
- Program services (functional)
- $1,460,521
Balance sheet and other
- Total assets, start of year
- $28,227,963
- Total assets, end of year
- $27,553,393
- Total liabilities, end of year
- $24,076,567
- Net assets, end of year
- $3,476,826
- Land, buildings and equipment
- $1,075,368
- Gross receipts
- $1,468,173
- Employees
- 10
- Year formed
- 1966
- State of legal domicile
- NM
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTINE TRUJILLO | CEO/MANAGER Officer, Highest-paid employee | 40 | $99,449 | $10,486 |
| CODY LEWIS | ASST MGR/COMPLIANCE Officer | 40 | $88,872 | $13,630 |
| GLENDA WITT | BOARD PRESIDENT Trustee or director, Officer | – | $0 | $0 |
| ROBERT WILSON | BOARD VP Trustee or director, Officer | – | $0 | $0 |
| SUZANNE SWETNAM | SECRETARY Trustee or director, Officer | – | $0 | $0 |
| KATHY WISEMAN | TREASURER Trustee or director, Officer | – | $0 | $0 |
| PEGGY FROELICH | MEMBER Trustee or director | – | $0 | $0 |
| KURT MORA | MEMBER Trustee or director | – | $0 | $0 |
| CONNIE CARROLL | MEMBER Trustee or director | – | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CODY LEWIS | ASST MGR/COMPLIANCE Officer | 40 | $109,163 | $13,803 |
| CHRISTINE TRUJILLO | CEO/MANAGER Officer, Highest-paid employee | 40 | $109,713 | $10,412 |
| GLENDA WITT | BOARD PRESIDENT Trustee or director, Officer | – | $0 | $0 |
| ROBERT WILSON | BOARD VP Trustee or director, Officer | – | $0 | $0 |
| SUZANNE SWETNAM | SECRETARY Trustee or director, Officer | – | $0 | $0 |
| KATHY WISEMAN | TREASURER Trustee or director, Officer | – | $0 | $0 |
| PEGGY FROELICH | MEMBER Trustee or director | – | $0 | $0 |
| KURT MORA | MEMBER Trustee or director | – | $0 | $0 |
| CONNIE CARROLL | MEMBER Trustee or director | – | $0 | $0 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTINE TRUJILLO | CEO/MANAGER Officer, Highest-paid employee | 40 | $99,713 | $9,471 |
| CODY LEWIS | ASST MANAGER/COMPLIANCE Officer | 40 | $89,465 | $12,640 |
| GLENDA WITT | PRESIDENT Trustee or director, Officer | – | $0 | $0 |
| ROBERT WILSON | VICE-PRESIDENT Trustee or director, Officer | – | $0 | $0 |
| SUZANNE SWETNAM | SECRETARY Trustee or director, Officer | – | $0 | $0 |
| KATHY WISEMAN | TREASURER Trustee or director, Officer | – | $0 | $0 |
| PEGGY FROELICH | MEMBER Trustee or director | – | $0 | $0 |
| KURT MORA | MEMBER Trustee or director | – | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 120, JEMEZ SPRINGS, NM 87025-0120
- In care of
- % CHRISTINA I TRUJILLO
- Principal officer (990 for 2025)
- CHRISTINE TRUJILLO, PO Box 130, JEMEZ SPRINGS, NM 87025
- Signed the 990
- CHRISTINE TRUJILLO, CEO
- Phone
- (575) 829-3662
- Website
- JVCU.ORG
Mission
A SOURCE OF CREDIT FOR ITS MEMBERS AT LEGITIMATE RATES OF INTEREST FOR PROVIDENT AND PRODUCTIVE PURPOSES.
Program accomplishments
- THE CREDIT UNION PROVIDED SHARE AND LOAN SERVICES TO APPROXIMATELY 1880 MEMBERSExpenses $1,460,521 · revenue $1,468,173
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-0204263
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1973
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2397: CREDIT UNIONS IN THE STATE OF NEW MEXICO
- Assets (IRS master file)
- $27,553,393
- Income (IRS master file)
- $1,468,173
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,468,173 | $1,460,521 | $27,553,393 | XML |
| 990 | December 2024 | $1,464,839 | $1,447,738 | $28,227,963 | IRS |
| 990 | December 2023 | $1,565,602 | $1,544,502 | $29,926,341 | XML |
| 990 | December 2022 | $1,285,077 | $1,252,298 | $30,432,862 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-0204263).
Questions about JEMEZ VALLEY CREDIT UNION
- What is the EIN of JEMEZ VALLEY CREDIT UNION?
- The employer identification number (EIN) of JEMEZ VALLEY CREDIT UNION is 85-0204263.
- Is JEMEZ VALLEY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1973.
- Are donations to JEMEZ VALLEY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does JEMEZ VALLEY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of JEMEZ VALLEY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did JEMEZ VALLEY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of JEMEZ VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names CHRISTINE TRUJILLO.
- Who are the officers and directors of JEMEZ VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $99,449 (CHRISTINE TRUJILLO, CEO/MANAGER).
- How much revenue does JEMEZ VALLEY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,468,173, expenses of $1,460,521 and total assets of $27,553,393 at year end.
Other nonprofits in JEMEZ SPRINGS
- JEMEZ BODHI MANDALA EIN 23-7339535 · last filed 990 for 2024
- ANIMAL-KIND INTERNATIONAL EIN 74-3230332 · last filed 990 for 2025
- JEMEZ VALLEY COMMUNITY WELLNESS EIN 83-1170510 · last filed 990-EZ for 2025
- TSECHEN NAMDROL LING EIN 47-1851183 · last filed 990-N for 2025
- NEW MEXICO ASSOCIATON OF NATUROPATHIC PHYSICIANS EIN 73-1652273 · last filed 990-N for 2025
- COLORADO SPEECH AND LANGUAGE TREATMENT FOUNDATION EIN 82-5493722 · last filed 990-N for 2025
- JEMEZ HELPING HANDS EIN 85-0466908 · last filed 990-N for 2025
- FRIENDS OF JEMEZ SPRINGS PUBLIC LIBRARY EIN 01-0734317 · last filed 990-N for 2025