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Nonprofit · EIN 75-0877904

ODESSA EMPLOYEES CREDIT UNION

Tax-exempt · ODESSA, TX 79761

Financials

$759K$629K2023$941K$733K2024$1M$833K2025
Revenue Expenses · by fiscal year end
Financials of ODESSA EMPLOYEES CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$1,020,311$832,953$187,358$20,221,327$16,902,007$3,319,320
December 31, 2024990$940,810$733,258$207,552$19,682,684$16,550,722$3,131,962
December 31, 2023990$758,885$629,345$129,540$20,044,408$17,119,998$2,924,410
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$652,619
Investment income
$367,692
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$0
Other salaries and wages
$263,527
Salaries, compensation and benefits (total)
$344,890
Professional fundraising fees
$0
Legal fees
$687
Accounting fees
$26,575
Occupancy
$41,928
Travel
$9,375

Balance sheet and other

Total assets, start of year
$19,682,684
Total assets, end of year
$20,221,327
Total liabilities, end of year
$16,902,007
Net assets, end of year
$3,319,320
Land, buildings and equipment
$245,529
Gross receipts
$1,020,311
Employees
8
Volunteers
8
Year formed
1953
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
JOSEPH GOFFDirector
Trustee or director
1$0
ALANA CONTRERASSecretary
Trustee or director, Officer
1$0
ROBERT WHITEDirector
Trustee or director
1$0
TYLER HOUCHINCo-Chairman
Trustee or director, Officer
1$0
JASON COTTONTreasurer
Trustee or director, Officer
1$0
ENEDELIA ORTIZDirector
Trustee or director
1$0
DANIEL JONESDirector
Trustee or director
1$0
NORMA AGUILARChairman
Trustee or director, Officer
1$0
990 for the year ended December 31, 2024: 9 people
NameTitleHours / weekCompensation
DANIEL RODRIGUEZDirector
Trustee or director, Officer
1$0
ALANA CONTRERASDirector
Trustee or director
1$0
ROBERT WHITEDirector
Trustee or director
1$0
TYLER HOUCHINDirector
Trustee or director
1$0
JASON COTTONTreasurer
Trustee or director, Officer
1$0
SCOTT SMITHDirector
Trustee or director
1$0
DANIEL JONESDirector
Trustee or director
1$0
AGAPITO BERNALDirector
Trustee or director
1$0
NORMA AGUILARChairman
Trustee or director, Officer
1$0
990 for the year ended December 31, 2023: 9 people
NameTitleHours / weekCompensation
DANIEL RODRIGUEZDirector
Trustee or director, Officer
1$0
WAYNE PHILLIPSDirector
Trustee or director
1$0
ENEDELIA ORTIZSecretary
Trustee or director, Officer
1$0
TYLER HOUCHINDirector
Trustee or director
1$0
JASON COTTONTreasurer
Trustee or director, Officer
1$0
SCOTT SMITHDirector
Trustee or director
1$0
DANIEL JONESDirector
Trustee or director
1$0
AGAPITO BERNALDirector
Trustee or director
1$0
NORMA GRIMALDOChairman
Trustee or director, Officer
1$0

Address and contacts

Address (IRS master file)
1006 E 7TH ST, ODESSA, TX 79761-4623
Signed the 990
NORMA AGUILAR, Chairman
Phone
(432) 333-2510
Return prepared by
RAM CPA PLLC

Mission

COOPERATIVE PROVIDER OF CREDIT UNION SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS AND CONSUMER LOANS.

990 for the year ended December 31, 2025

Program accomplishments

  • SHARE ACCOUNTS - MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY
  • CERTIFICATES OF DEPOSIT - DIVIDENDS ARE PAID ON THESE MONTHLY
  • CONSUMER LOANS - THE CREDIT UNION PROVIDES LOANS FOR AUTOS, MOTORCYCLES, SHARE SECURED AND UNSECURED LOANS.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
75-0877904
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$20,221,327
Income (IRS master file)
$1,020,311

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$1,020,311$832,953$20,221,327IRS
990December 2024$940,810$733,258$19,682,684IRS
990December 2023$758,885$629,345$20,044,408XML
990December 2022$601,566$585,807$19,710,254IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0877904).

Questions about ODESSA EMPLOYEES CREDIT UNION

What is the EIN of ODESSA EMPLOYEES CREDIT UNION?
The employer identification number (EIN) of ODESSA EMPLOYEES CREDIT UNION is 75-0877904.
Is ODESSA EMPLOYEES CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to ODESSA EMPLOYEES CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does ODESSA EMPLOYEES CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of ODESSA EMPLOYEES CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did ODESSA EMPLOYEES CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who are the officers and directors of ODESSA EMPLOYEES CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 8 people; 0 received compensation from the organization.
How much revenue does ODESSA EMPLOYEES CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $1,020,311, expenses of $832,953 and total assets of $20,221,327 at year end.

Other nonprofits in ODESSA

All nonprofits in ODESSA · Texas