Nonprofit · EIN 75-0821285
RESOURCE ONE CREDIT UNION
Tax-exempt · DALLAS, TX 75215
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $54,428,303 | $57,192,767 | -$2,764,464 | $756,525,504 | $720,168,336 | $36,357,168 |
| December 31, 2023 | 990 | $50,911,209 | $64,064,240 | -$13,153,031 | $762,285,283 | $723,747,762 | $38,537,521 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $50,201,619
- Investment income
- $4,226,684
- Net gain from sales of assets
- -$22,151
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,038,999
- Other salaries and wages
- $12,452,260
- Salaries, compensation and benefits (total)
- $14,603,908
- Professional fundraising fees
- $0
- Legal fees
- $200,864
- Accounting fees
- $202,503
- Occupancy
- $1,924,859
- Travel
- $35,300
- Depreciation
- $1,385,041
Balance sheet and other
- Total assets, start of year
- $762,285,283
- Total assets, end of year
- $756,525,504
- Total liabilities, end of year
- $720,168,336
- Net assets, end of year
- $36,357,168
- Land, buildings and equipment
- $16,723,970
- Publicly traded securities
- $65,336,088
- Gross unrelated business income
- $764,218
- Gross receipts
- $55,030,212
- Employees
- 246
- Volunteers
- 0
- Year formed
- 1986
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARY BETH SPUCK | PRESIDENT/CEO Officer | 40 | $362,537 | $24,175 |
| DANIELA B PARKER | CHIEF OPERATING OFFICER Key employee | 40 | $187,843 | $26,515 |
| GEORGE JOHNSON | CHIEF PEOPLE OFFICER Key employee | 40 | $163,698 | $22,571 |
| TESFU HAVTEGHABR BERAKI | DIRECTOR OF INFORMATION TECHNOLOGY Highest-paid employee | 40 | $140,143 | $29,485 |
| PAUL ANTHONY MATAMOROS | DIRECTOR OF INDIRECT LENDING Highest-paid employee | 40 | $139,142 | $21,010 |
| MICHAEL TAMBOURINE | CHIEF MEMBER & REVENUE OFFICER Highest-paid employee | 40 | $131,648 | $22,088 |
| RANDALL WOOLEY | DIRECTOR OF LENDING Highest-paid employee | 40 | $120,880 | $20,584 |
| SHERRYL DIECKMAN | DIRECTOR OF LENDING ADMINISTRATION Highest-paid employee | 40 | $121,913 | $13,733 |
| TRACEY ANNE JACKSON | CHIEF FINANCIAL OFFICER Officer | 40 | $86,092 | $7,605 |
| VERONICA WATKINS | CHIEF FINANCIAL OFFICER Officer | 40 | $63,959 | $3,503 |
| CRAIG GANT | BOD SECRETARY/TREASURER Trustee or director | 5 | $16,000 | $0 |
| GREG BLUNT | BOD VICE CHAIR Trustee or director | 5 | $14,250 | $0 |
| JEAN MANUEL | BOD MEMBER/SC CHAIR Trustee or director | 5 | $12,750 | $0 |
| KAREN HART | BOD CHAIR/SC MEMBER Trustee or director | 5 | $9,851 | $0 |
| JANEY APPIA | BOD MEMBER Trustee or director | 5 | $8,250 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KEITH WILSON | BOD MEMBER Trustee or director | 5 | $7,250 |
| CLIFF BROUGHTON | BOD MEMBER Trustee or director | 5 | $7,000 |
| CHRIS DEGELIA | BOD MEMBER Trustee or director | 5 | $6,750 |
| LENORA KING | ASSOCIATE BOD MEMBER Trustee or director | 5 | $4,650 |
| ABDIEL RUIZ | ASSOCIATE BOD MEMBER Trustee or director | 5 | $3,750 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARY BETH SPUCK | PRESIDENT/CEO Officer | 40 | $508,584 | $28,546 |
| BRADY EUGENE POPP | CHIEF STRATEGY OFFICER Key employee | 40 | $240,557 | $27,296 |
| TRACEY ANNE JACKSON | CHIEF FINANCIAL OFFICER Officer | 40 | $226,449 | $28,756 |
| DOUGLAS P BEDNER | CHIEF LENDING OFFICER Key employee | 40 | $224,294 | $14,852 |
| DANIELA B PARKER | CHIEF OPERATING OFFICER Key employee | 40 | $191,783 | $39,922 |
| GEORGE JOHNSON | CHIEF PEOPLE OFFICER Highest-paid employee | 40 | $166,378 | $34,416 |
| MICHELLE S DAHL | CHIEF MEMBER EXPERIENCE OFFICER Highest-paid employee | 40 | $166,111 | $23,735 |
| TESFU HAVTEGHABR BERAKI | DIRECTOR OF INFORMATION TECHNOLOGY Highest-paid employee | 40 | $143,276 | $36,569 |
| LESLIE ANN ATTEBERY | DIRECTOR OF MORTGAGE LENDING Highest-paid employee | 40 | $156,491 | $21,101 |
| PAUL ANTHONY MATAMOROS | DIRECTOR OF INDIRECT LENDING Highest-paid employee | 40 | $148,460 | $28,958 |
| GREG BLUNT | BOD VICE CHAIR Trustee or director | 5 | $12,000 | $0 |
| CRAIG GANT | BOD MEMBER/SC MEMBER Trustee or director | 5 | $12,000 | $0 |
| KAREN HART | BOD CHAIR/SC MEMBER Trustee or director | 5 | $10,101 | $0 |
| JEAN MANUEL | BOD MEMBER/SC CHAIR Trustee or director | 5 | $9,000 | $0 |
| JANEY APPIA | BOD MEMBER Trustee or director | 5 | $7,750 | $0 |
| CHRIS DEGELIA | BOD SECRETARY/TREASURER Trustee or director | 5 | $7,000 | $0 |
| KEITH WILSON | BOD MEMBER Trustee or director | 5 | $6,500 | $0 |
| CLIFF BROUGHTON | BOD MEMBER Trustee or director | 5 | $6,250 | $0 |
| ABDIEL RUIZ | BOD MEMBER Trustee or director | 5 | $1,350 | $0 |
| LENORA KING | BOD MEMBER Trustee or director | 5 | $900 | $0 |
Address and contacts
- Address (IRS master file)
- 1200 BELLEVIEW ST, DALLAS, TX 75215-1837
- Principal officer (990 for 2024)
- MARY BETH SPUCK, 1200 BELLEVIEW ST, DALLAS, TX 75215
- Signed the 990
- VERONICA WATKINS, CHIEF FINANCIAL OFFICER
- Phone
- (214) 319-3100
- Website
- WWW.R1CU.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
COOPERATIVE FINANCIAL SERVICES PROVIDER.
Program accomplishments
- VOLUNTARY COOPERATIVE, NON-PROFIT SAVINGS INSTITUTION (CREDIT UNION) INCORPORATED UNDER THE PROVISIONS OF THE TEXAS CREDIT UNION ACT, FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG THE MEMBERS, PROVIDING ITS MEMBERS CREDIT AT THE FAIR REASONABLE RATE OF INTEREST AND AN OPPORTUNITY TO IMPROVE THEIR FINANCIAL WELL-BEING.
- CREDIT INSURANCE SALES: WARRANTIES, CREDIT LIFE AND GUARANTEED AUTO PROTECTION (GAP) EXEMPT.
- MEMBER INSURANCE SALES: ACCIDENTAL DEATH & DISMEMBERMENT, (AD&D). OTHER INCOME: FOREIGN ATM FEES, INTERCHANGE FEES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0821285
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $756,525,504
- Income (IRS master file)
- $55,030,212
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $54,428,303 | $57,192,767 | $756,525,504 | IRS |
| 990 | December 2023 | $50,911,209 | $64,064,240 | $762,285,283 | XML |
| 990 | December 2022 | $45,978,560 | $42,724,137 | $825,257,395 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0821285).
Questions about RESOURCE ONE CREDIT UNION
- What is the EIN of RESOURCE ONE CREDIT UNION?
- The employer identification number (EIN) of RESOURCE ONE CREDIT UNION is 75-0821285.
- Is RESOURCE ONE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to RESOURCE ONE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does RESOURCE ONE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RESOURCE ONE CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RESOURCE ONE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of RESOURCE ONE CREDIT UNION?
- The 990 for the year ended December 31, 2024 names MARY BETH SPUCK.
- Who are the officers and directors of RESOURCE ONE CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 20 people; 20 received compensation from the organization, the highest $362,537 (MARY BETH SPUCK, PRESIDENT/CEO).
- How much revenue does RESOURCE ONE CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $54,428,303, expenses of $57,192,767 and total assets of $756,525,504 at year end.
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