Nonprofit · EIN 61-0408077
KENTUCKY AUTOMOBILE INSURANCE PLAN
Tax-exempt · LOUISVILLE, KY 40253
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $360,194 | $337,011 | $23,183 | $1,030,129 | $77,533 | $952,596 |
| December 31, 2024 | 990 | $362,216 | $412,352 | -$50,136 | $1,057,123 | $127,710 | $929,413 |
| December 31, 2023 | 990 | $347,004 | $277,147 | $69,857 | $1,190,068 | $210,519 | $979,549 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $330,874
- Investment income
- $26,370
- Other revenue
- $2,950
Expenses
- Grants and similar amounts paid
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $112
- Accounting fees
- $15,750
- Occupancy
- $6,400
Balance sheet and other
- Total assets, start of year
- $1,057,123
- Total assets, end of year
- $1,030,129
- Total liabilities, end of year
- $77,533
- Net assets, end of year
- $952,596
- Gross receipts
- $360,194
- Employees
- 0
- Volunteers
- 0
- Year formed
- 1980
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| STEPHEN HILLIS | SECRETARY-TREASURER/PLAN MANAGER Trustee or director, Officer | 3 | $0 | $311,166 | $91,452 |
| CHRISTOPHER MIGLIOZZI | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| GEORGE MOORE | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| KRISTEN MELLINGER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| RAQUEL VEGA-GASKINS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BRAD ERDMAN | VICE-CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| RUDY SCHLICH | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BERT HACKENBERG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| STEPHEN HILLIS | SECRETARY-TREASURER/EXECUTIVE DIRECTOR Trustee or director, Officer | 6 | $41,418 | $254,430 | $82,372 |
| CHRISTOPHER MIGLIOZZI | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| GEORGE MOORE | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| KRISTEN MELLINGER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ANGIE HASTON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BRAD ERDMAN | VICE-CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| RUDY SCHLICH | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BERT HACKENBERG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| STEPHEN HILLIS | SECRETARY-TREASURER/EXECUTIVE DIRECTOR Trustee or director, Officer | 6 | $28,209 | $253,877 | $76,181 |
| CHRISTOPHER MIGLIOZZI | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| GEORGE MOORE | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| KRISTEN MELLINGER | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ANGIE HASTON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BRAD ERDMAN | VICE-CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 | $0 |
| RUDY SCHLICH | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| BERT HACKENBERG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 437249, LOUISVILLE, KY 40253-7249
- Principal officer (990 for 2025)
- STEPHEN HILLIS, PO BOX 437249, LOUISVILLE, KY 40253
- Signed the 990
- STEPHEN HILLIS, EXECUTIVE DIRECTOR
- Phone
- (502) 327-8909
- Website
- WWW.KYINSPLANS.ORG
- Return prepared by
- DEMING MALONE LIVESAY & OSTROFF PSC
Mission
THE PLAN PROVIDES RESIDUAL MARKET MECHANISMS FOR PERSONAL AND COMMERCIAL VEHICLE COVERAGE IN KENTUCKY. THE PLAN ASSISTS HIGH-RISK MOTORISTS IN OBTAINING AUTO INSURANCE AND DISTRIBUTES THE RISK TO INSURERS OPERATING IN KENTUCKY.
Program accomplishments
- PROVIDE RESIDUAL MARKET MECHANISMS FOR PERSONAL AND COMMERCIAL VEHICLE COVERAGE IN KENTUCKY.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 61-0408077
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $1,030,129
- Income (IRS master file)
- $360,194
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $360,194 | $337,011 | $1,030,129 | XML |
| 990 | December 2024 | $362,216 | $412,352 | $1,057,123 | XML |
| 990 | December 2023 | $347,004 | $277,147 | $1,190,068 | XML |
| 990 | December 2022 | $247,624 | $585,418 | $1,272,983 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 61-0408077).
Questions about KENTUCKY AUTOMOBILE INSURANCE PLAN
- What is the EIN of KENTUCKY AUTOMOBILE INSURANCE PLAN?
- The employer identification number (EIN) of KENTUCKY AUTOMOBILE INSURANCE PLAN is 61-0408077.
- Is KENTUCKY AUTOMOBILE INSURANCE PLAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1952.
- Are donations to KENTUCKY AUTOMOBILE INSURANCE PLAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does KENTUCKY AUTOMOBILE INSURANCE PLAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of KENTUCKY AUTOMOBILE INSURANCE PLAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did KENTUCKY AUTOMOBILE INSURANCE PLAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of KENTUCKY AUTOMOBILE INSURANCE PLAN?
- The 990 for the year ended December 31, 2025 names STEPHEN HILLIS.
- Who are the officers and directors of KENTUCKY AUTOMOBILE INSURANCE PLAN?
- The 990 for the year ended December 31, 2025 lists 8 people; 0 received compensation from the organization.
- How much revenue does KENTUCKY AUTOMOBILE INSURANCE PLAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $360,194, expenses of $337,011 and total assets of $1,030,129 at year end.
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