2026-03-03T13:02:30-06:00 2025-12-31 611064249 DEMING MALONE LIVESAY & OSTROFF PSC 9300 SHELBYVILLE ROAD SUITE 1100 LOUISVILLE KY 402225187 990 2025-01-01 610408077 KENTUCKY AUTOMOBILE INSURANCE PLAN KENT 5023278909 PO BOX 437249 LOUISVILLE KY 40253 STEPHEN HILLIS EXECUTIVE DIRECTOR 5023278909 2026-03-03 1 SARAH K ANTLE P01391676 5024269660 2026-02-20 2025 2025-03-06 01:10:19Z STEPHEN HILLIS PO BOX 437249 LOUISVILLE KY 40253 360194 0 X WWW.KYINSPLANS.ORG X 1980 KY TO ASSIST HIGH-RISK MOTORISTS IN OBTAINING AUTO INSURANCE AND DISTRIBUTE THE RISK TO KY INSURERS. 7 7 0 0 0 0 0 0 323394 330874 34958 26370 3864 2950 362216 360194 0 0 0 0 132861 0 0 0 0 279491 337011 412352 337011 -50136 23183 1057123 1030129 127710 77533 929413 952596 THE PLAN PROVIDES RESIDUAL MARKET MECHANISMS FOR PERSONAL AND COMMERCIAL VEHICLE COVERAGE IN KENTUCKY. THE PLAN ASSISTS HIGH-RISK MOTORISTS IN OBTAINING AUTO INSURANCE AND DISTRIBUTES THE RISK TO INSURERS OPERATING IN KENTUCKY. 0 0 PROVIDE RESIDUAL MARKET MECHANISMS FOR PERSONAL AND COMMERCIAL VEHICLE COVERAGE IN KENTUCKY. 0 0 0 1 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 X 0 0 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X STEPHEN HILLIS 5023278909 PO BOX 437249 LOUISVILLE KY 40243 CHRISTOPHER MIGLIOZZI DIRECTOR 1.00 X 0 0 0 GEORGE MOORE CHAIRPERSON 1.00 X X 0 0 0 KRISTEN MELLINGER DIRECTOR 1.00 X 0 0 0 RAQUEL VEGA-GASKINS DIRECTOR 1.00 X 0 0 0 BRAD ERDMAN VICE-CHAIRPERSON 1.00 X X 0 0 0 STEPHEN HILLIS SECRETARY-TREASURER/PLAN MANAGER 3.00 37.00 X X 0 311166 91452 RUDY SCHLICH DIRECTOR 1.00 X 0 0 0 BERT HACKENBERG DIRECTOR 1.00 X 0 0 0 0 311166 91452 0 0 1 0 FAIR PLAN COST SHARING ALLIANCE LLC PO BOX 437249 LOUISVILLE KY 40243 CONTRACT LABOR 155524 1 ASSESSMENTS 900099 289719 289719 PREMIUMS 900099 41155 41155 330874 26370 26370 OTHER INCOME 900099 2950 2950 2950 360194 333824 0 26370 X 38409 112 15750 161578 1742 5263 6400 2036 ASSESSMENT REAPPORTIONM 80965 UNDERWRITING EXPENSES 22443 MISCELLANEOUS 2313 337011 65317 41125 755310 713541 7739 10437 228757 265026 1057123 1030129 41969 25166 85741 52367 127710 77533 X 0 0 0 0 929413 952596 929413 952596 1057123 1030129 23183 0 X X 0 1 X 1 0 0 1 0 0 OTHER RECEIVABLE 156083 MEMBER ASSESSMENT RECEIVABLES 108943 265026 INSURANCE RESERVES 52367 52367 X 279229 0 279229 80965 80965 360194 256046 0 256046 80965 80965 337011 PART X, LINE 2: THE PLAN IS EXEMPT FROM FEDERAL, STATE AND LOCAL INCOME TAXES AS A NOT-FOR-PROFIT ENTITY AS DESCRIBED UNDER INTERNAL REVENUE CODE SECTION 501(C)(6). THE PLAN FILES AN INFORMATION RETURN IN THE U.S. FEDERAL JURISDICTION. AS OF DECEMBER 31, 2025 AND 2024, THE PLAN DID NOT HAVE ANY ACCRUED INTEREST OR PENALTIES RELATED TO INCOME TAX LIABILITIES, AND NO INTEREST OR PENALTIES HAVE BEEN CHARGED TO OPERATIONS FOR THE YEARS THEN ENDED. PART XI, LINE 4B - OTHER ADJUSTMENTS: ASSESSMENT REAPPORTIONMENT 80,965. PART XII, LINE 4B - OTHER ADJUSTMENTS: ASSESSMENT REAPPORTIONMENT 80,965. X X 0 0 0 STEPHEN HILLIS SECRETARY-TREASURER/PLAN MANAGER 0 250954 0 58920 0 1292 0 53235 0 38217 0 402618 0 0 FORM 990, PART V, LINE 2A AND 2B: THE PLAN CONTRACTS PERSONNEL FROM A RELATED ORGANIZATION UNDER A COST SHARING AGREEMENT. THESE INDIVIDUALS ARE EMPLOYEES OF THE RELATED ORGANIZATION AND ARE REPORTED ON THE PAYROLL REPORT OF THAT RELATED ORGANIZATION. THUS, NO FORM W-3 OR PAYROLL TAX RETURNS ARE FILED IN THE PLAN'S NAME. THESE FORMS WERE APPROPRIATELY FILED IN THE NAME OF THE RELATED ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11B THE PLAN MANAGER REVIEWS THE 990 AND SHARES A COPY OF THE 990 WITH THE GOVERNING COMMITTEE AS APPROPRIATE DUE TO THE MAKE UP OF THE GOVERNING COMMITTEE CONSISTING OF INSURANCE REPRESENTATIVES. FORM 990, PART VI, SECTION B, LINE 12C ALL MEMBERS OF THE GOVERNING COMMITTEE ARE REQUIRED ANNUALLY TO SUBMIT A COMPLETED CONFLICT OF INTEREST POLICY TO THE PLAN. FORM 990, PART VI, SECTION B, LINE 15A THE PLAN MANAGER IS AN EMPLOYEE OF A RELATED ORGANIZATION AND IS CONTRACTED BY THE PLAN. AN EXECUTIVE COMMITTEE OF THAT RELATED ORGANIZATION, COMPOSED OF INDEPENDENT GOVERNING COMMITTEE MEMBERS, MEET ON AN ANNUAL BASIS TO DETERMINE THE SALARY ADJUSTMENT FOR THE PLAN MANAGER. FORM 990, PART VI, SECTION C, LINE 19 THE PLAN DETERMINES WHETHER OR NOT TO MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G OTHER 6,054. CONTRACTED SERVICES 155,524. FORM 990, PART XIII, LINE 1: THE PLAN USES THE STATUTORY BASIS OF ACCOUTING IN ACCORDANCE WITH THE FINANCIAL REPORTING PROVISIONS PRESCRIBED OR PERMITTED BY THE COMMONWEALTH OF KENTUCKY DEPARTMENT OF INSURANCE. KENTUCKY INSURANCE ARBITRATION ASSOCIATION PO BOX 437249 LOUISVILLE KY 40243 510150478 ARBITRATES DISPUTES REGARDING THE SUBROGATION OF NO-FAULT BENEFITS KY 501(C)(6) N/A 0 KENTUCKY ASSIGNED CLAIMS PLAN PO BOX 437249 LOUISVILLE KY 40243 510150466 ASSIGNS INSURANCE CLAIMS TO VARIOUS SERVICING INSURERS KY 501(C)(6) N/A 0 KENTUCKY FAIR PLAN REINSURANCE ASSOCIATION PO BOX 437249 LOUISVILLE KY 40243 611181778 PROVIDES INSURANCE COVERAGE TO THOSE OTHERWISE UNINSURABLE KY N/A C 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 0 0 0