Nonprofit · EIN 59-2261789
CONSOLIDATED CREDIT SOLUTIONS INC
Tax-exempt · PLANTATION, FL 33313
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| January 31, 2025 | 990 | $22,174,919 | $22,234,076 | -$59,157 | $6,045,783 | $5,727,385 | $318,398 |
| January 31, 2024 | 990 | $20,049,570 | $20,020,255 | $29,315 | $5,899,023 | $5,521,468 | $377,555 |
Financial details: 990 for the year ended January 31, 2025
Revenue
- Contributions, gifts and grants
- $2,921,578
- Program service revenue
- $18,964,455
- Investment income
- $50,922
- Other revenue
- $237,964
Expenses
- Grants and similar amounts paid
- $41,760
- Compensation of officers, directors and key employees
- $713,862
- Other salaries and wages
- $5,052,770
- Salaries, compensation and benefits (total)
- $6,922,418
- Professional fundraising fees
- $0
- Legal fees
- $19,100
- Accounting fees
- $38,965
- Occupancy
- $1,684,596
- Travel
- $29,579
- Depreciation
- $15,206
- Program services (functional)
- $19,666,182
- Management and general (functional)
- $2,567,894
Balance sheet and other
- Total assets, start of year
- $5,899,023
- Total assets, end of year
- $6,045,783
- Total liabilities, end of year
- $5,727,385
- Net assets, end of year
- $318,398
- Land, buildings and equipment
- $162,380
- Net assets without donor restrictions
- $318,398
- Gross receipts
- $22,174,919
- Employees
- 146
- Volunteers
- 0
- Year formed
- 1983
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended January 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GARY HERMAN | OFFICER Officer | 40 | $331,177 | $42,181 |
| IVAN REZVOY | OFFICER Officer | 40 | $170,692 | $1,308 |
| ROMEO LIBREA | OFFICER Officer | 40 | $151,987 | $12,331 |
| KERRYLL MALCOLM | EMPLOYEE Highest-paid employee | 40 | $156,055 | $4,541 |
| ALAN NEWMAN | EMPLOYEE Highest-paid employee | 40 | $154,393 | $3,238 |
| JOHN CROSBIE | EMPLOYEE Highest-paid employee | 40 | $132,350 | $4,070 |
| APRIL ST MICHAEL IRELAND | EMPLOYEE Highest-paid employee | 40 | $125,018 | $1,959 |
| SAMUEL ANDRES CASTRO | EMPLOYEE Highest-paid employee | 40 | $119,149 | $3,706 |
| EVAN LASHER | OFFICER Officer | 40 | $41,338 | $846 |
| JEFFREY NEEDLE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| STEVEN FISCHER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MOREY GOLDBERG | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MERCEDES PEREZ | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended January 31, 2024: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GARY HERMAN | OFFICER Officer | 40 | $326,654 | $42,857 |
| ROMEO LIBREA | OFFICER Officer | 40 | $210,065 | $17,486 |
| EVAN LASHER | OFFICER Officer | 40 | $171,100 | $4,206 |
| ALAN NEWMAN | EMPLOYEE Highest-paid employee | 40 | $148,633 | $3,103 |
| KERRYLL MALCOLM | EMPLOYEE Highest-paid employee | 40 | $141,141 | $4,256 |
| JOHN CROSBIE | EMPLOYEE Highest-paid employee | 40 | $129,973 | $3,931 |
| APRIL ST MICHAEL IRELAND | EMPLOYEE Highest-paid employee | 40 | $117,133 | $1,764 |
| MOLLY GRACE KELLY | EMPLOYEE Highest-paid employee | 40 | $108,332 | $3,230 |
| JEFFREY NEEDLE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| STEVEN FISCHER | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MOREY GOLDBERG | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MERCEDES PEREZ | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 5701 W SUNRISE BLVD, PLANTATION, FL 33313-6269
- In care of
- % IVAN REZVOY
- Mailing address (990-N for 2011)
- 5701 West Sunrise Blvd Suite 100, Fort Lauderdale FL 33313
- Principal officer (990 for 2024)
- IVAN REZVOY, 5701 WEST SUNRISE BLVD, FT LAUDERDALE, FL 33313
- Principal officer (990-N for 2011)
- Gary Herman, 5701 West Sunrise Blvd, Fort Lauderdale FL 33313
- Signed the 990
- IVAN REZVOY, CFO
- Phone
- (954) 377-9635
- Return prepared by
- THOMAS VASTARDIS CPA
Mission
TO ASSIST INDIVIDUALS WHO ARE EXPERIENCING FINANCIAL DIFFICULTIES THROUGH PROFESSIONAL COUNSELING AND FINANCIAL EDUCATION.
Program accomplishments
- CONSOLIDATED CREDIT SOLUTIONS OFFERS LOSS MITIGATION AND FORECLOSURE PREVENTION COUNSELING, 1ST TIME HOMEBUYER EDUCATION, A SUBSTANTIAL FINANCIAL LITERACY PROGRAM, CREDIT COUNSELING, AND REVERSE MORTGAGE COUNSELING. CONSOLIDATED CREDIT SOLUTIONS IS COMMITTED TO BRINGING FINANCIAL EDUCATION PROGRAMS TO INDIVIDUALS AND FAMILIES WITH A FOCUS ON HOUSEHOLDS IN LOW, LOW-TO-MODERATE AND MODERATE INCOME CENSUS TRACKS. TO ACCOMPLISH THIS, CONSOLIDATED CREDIT SOLUTIONS PROVIDES FREE, MONTHLY COMMUNITY SEMINARS AND WEBINARS ON TOPICS INCLUDING BUDGETING, CREDIT MANAGEMENT, PRE-PURCHASE COUNSELING, FORECLOSURE PREVENTION, AND REVERSE MORTGAGES.SEE ATTACHED STATEMENT OF PROGRAM SERVICE ACCOMPLISHMENTS.Expenses $666,778 · grants $41,760 · revenue $850,179
- DEBT AND BUDGET COUNSELING SERVICES ARE PROVIDED TO INDIVIDUALS EXPERIENCING FINANCIAL DIFFICULTIES. A CERTIFIED CREDIT COUNSELOR HELPS TO ASSESS THE FINANCIAL SITUATION OF THE CONSUMER, DEVELOP A DETAILED HOUSEHOLD BUDGET AND ACTION PLAN. THESE COUNSELING SESSIONS ARE PROVIDED IN PERSON, BY TELEPHONE OR THROUGH THE INTERNET. ADDITIONALLY, ALL CONSUMERS ARE OFFERED FINANCIAL EDUCATION TAILORED TO THEIR LIFE SITUATIONS. WHERE APPLICABLE, SOME CONSUMERS CHOOSE A DEBT MANAGEMENT PLAN (DMP) TO ASSIST WITH THEIR UNSECURED DEBTS. UNDER A DMP, THE CONSUMER MAKES A MONTHLY PAYMENT TO CONSOLIDATED CREDIT SOLUTIONS WHICH IN TURN PAY THE UNSECURED DEBT COVERED UNDER THE PROGRAM.Expenses $18,999,404 · revenue $21,120,955
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in January, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | January 31, 2026 | June 15, 2026 | Not on file |
| 2024 | January 31, 2025 | June 16, 2025 | 990 on file |
| 2023 | January 31, 2024 | June 17, 2024 | 990 on file |
IRS record
- EIN
- 59-2261789
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1984
- Accounting year ends
- January
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $6,045,783
- Income (IRS master file)
- $22,174,919
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | January 2025 | $22,174,919 | $22,234,076 | $6,045,783 | XML |
| 990 | January 2024 | $20,049,570 | $20,020,255 | $5,899,023 | XML |
| 990 | January 2023 | $19,512,620 | $19,499,569 | $6,614,644 | IRS |
| 990 | January 2022 | – | – | – | IRS |
| 990 | January 2021 | – | – | – | IRS |
| 990-N for 2011 Officer: Gary Herman | January 31, 2012 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-2261789).
Questions about CONSOLIDATED CREDIT SOLUTIONS INC
- What is the EIN of CONSOLIDATED CREDIT SOLUTIONS INC?
- The employer identification number (EIN) of CONSOLIDATED CREDIT SOLUTIONS INC is 59-2261789.
- Is CONSOLIDATED CREDIT SOLUTIONS INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1984.
- Are donations to CONSOLIDATED CREDIT SOLUTIONS INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSOLIDATED CREDIT SOLUTIONS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSOLIDATED CREDIT SOLUTIONS INC due?
- The return for tax year 2025 (the year ending January 31, 2026) is due June 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSOLIDATED CREDIT SOLUTIONS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended January 2025.
- Who is the principal officer of CONSOLIDATED CREDIT SOLUTIONS INC?
- The 990 for the year ended January 31, 2025 names IVAN REZVOY.
- Who are the officers and directors of CONSOLIDATED CREDIT SOLUTIONS INC?
- The 990 for the year ended January 31, 2025 lists 13 people; 9 received compensation from the organization, the highest $331,177 (GARY HERMAN, OFFICER).
- How much revenue does CONSOLIDATED CREDIT SOLUTIONS INC have?
- On its 990 for the year ended January 31, 2025 it reported revenue of $22,174,919, expenses of $22,234,076 and total assets of $6,045,783 at year end.
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