Nonprofit · EIN 58-1735528
HABITAT FOR HUMANITY OF METRO LOUISVILLE INC
Tax-exempt · LOUISVILLE, KY 40203
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $16,289,374 | $13,854,613 | $2,434,761 | $30,052,522 | $6,941,398 | $23,111,124 |
| December 31, 2024 | 990 | $13,832,931 | $12,384,808 | $1,448,123 | $23,909,744 | $3,470,372 | $20,439,372 |
| December 31, 2023 | 990 | $11,012,266 | $10,390,427 | $621,839 | $23,066,872 | $4,167,887 | $18,898,985 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $8,016,971
- of which government grants
- $1,262,765
- Program service revenue
- $7,716,618
- Investment income
- $429,872
- Net rental income
- $72,078
- Net gain from sales of assets
- $19,358
- Net income from fundraising events
- -$24,063
- Net income from sales of inventory
- $72,054
- Other revenue
- $125,913
Expenses
- Grants and similar amounts paid
- $806,909
- Compensation of officers, directors and key employees
- $236,696
- Other salaries and wages
- $1,537,593
- Salaries, compensation and benefits (total)
- $2,363,089
- Professional fundraising fees
- $0
- Legal fees
- $1,748
- Accounting fees
- $102,894
- Occupancy
- $413,552
- Travel
- $192,946
- Depreciation
- $233,979
- Program services (functional)
- $12,525,593
- Management and general (functional)
- $773,787
- Fundraising (functional)
- $555,233
Balance sheet and other
- Total assets, start of year
- $23,909,744
- Total assets, end of year
- $30,052,522
- Total liabilities, end of year
- $6,941,398
- Net assets, end of year
- $23,111,124
- Land, buildings and equipment
- $1,359,997
- Net assets without donor restrictions
- $21,868,331
- Net assets with donor restrictions
- $1,242,793
- Gross receipts
- $18,058,045
- Employees
- 67
- Volunteers
- 2,440
- Year formed
- 1986
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT D LOCKE | CEO Trustee or director, Officer | 40 | $196,500 | $29,987 |
| JOHN BORDERS | VP OF ADMINISTRATION Trustee or director, Officer | 2 | $0 | $0 |
| ABBY BOYLE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT BURNS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HOPE DINKINS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KRISTEN ENGLISH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GABE FRITZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BRIAN BRISLIN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN HAMMOND | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BRIDGETTE JOHNSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLAY KANNAPELL | PRESIDENT Trustee or director, Officer | 2 | $0 | $0 |
| GLENN KOSSE | PAST PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| CHRIS MERIWETHER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TONYA MONTGOMERY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID NOFSINGER | DIRECTOR Trustee or director | 1 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRIAN POLLOCK | DIRECTOR Trustee or director | 1 | $0 |
| JOHN SCHLAFER | VP/SECRETARY Trustee or director, Officer | 2 | $0 |
| AMBER HALLORAN | DIRECTOR Trustee or director | 1 | $0 |
| TODD ROSENBAUM | TREASURER Trustee or director, Officer | 2 | $0 |
| KEVIN WIGGINTON | DIRECTOR Trustee or director | 1 | $0 |
| JEFF HEUN | DIRECTOR Trustee or director | 1 | $0 |
| BETH WISEMAN | DIRECTOR Trustee or director | 1 | $0 |
| ERIC HUELSMAN | DIRECTOR Trustee or director | 1 | $0 |
| TYLER WARD | DIRECTOR Trustee or director | 1 | $0 |
| COLLEEN BRINKER | DIRECTOR Trustee or director | 1 | $0 |
| JOY WALKER | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT D LOCKE | CEO Trustee or director, Officer | 40 | $178,850 | $28,109 |
| JOHN BORDERS | VP OF ADMINISTRATION Trustee or director, Officer | 2 | $0 | $0 |
| ROBIN BRAY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT BURNS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HOPE DINKINS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KRISTEN ENGLISH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GABE FRITZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JON BAKER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN HAMMOND | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BRIDGETTE JOHNSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLAY KANNAPELL | VP/SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GLENN KOSSE | PRESIDENT Trustee or director, Officer | 2 | $0 | $0 |
| CHRIS MERIWETHER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TONYA MONTGOMERY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID NOFSINGER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN RIPPY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN SCHLAFER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| AMBER HALLORAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TODD ROSENBAUM | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| KEVIN WIGGINTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEFF HEUN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BETH WISEMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC HUELSMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TYLER WARD | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT D LOCKE | CEO Trustee or director, Officer | 40 | $147,696 | $21,029 |
| JOHN BORDERS | VP OF ADMINISTRATION Trustee or director, Officer | 2 | $0 | $0 |
| ROBIN BRAY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT BURNS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HOPE DINKINS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KRISTEN ENGLISH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GABE FRITZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JON BAKER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN HAMMOND | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BRIDGETTE JOHNSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLAY KANNAPELL | VP/SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GLENN KOSSE | PRESIDENT Trustee or director, Officer | 2 | $0 | $0 |
| CHRIS MERIWETHER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TONYA MONTGOMERY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID NOFSINGER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN RIPPY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN SCHLAFER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SCOTT STRAIGHT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOY WALKER | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| KEVIN WIGGINTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEFF HEUN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BETH WISEMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC HUELSMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TYLER WARD | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1620 BANK ST, LOUISVILLE, KY 40203-1314
- In care of
- % EXECUTIVE DIRECTOR
- Principal officer (990 for 2025)
- ROBERT D LOCKE, 1620 BANK ST, LOUISVILLE, KY 40203
- Signed the 990
- ROBERT D LOCKE, CEO
- Phone
- (502) 637-6265
- Website
- WWW.LOUISVILLEHABITAT.ORG
- Return prepared by
- MONROE SHINE & CO INC CPA'S
Mission
SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY OF METRO LOUISVILLE ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.
Program accomplishments
- HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER'S FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NONPROFIT LOANS, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS INSTEAD OF HINDERS HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. DURING FISCAL YEAR 2025, HABITAT OF METRO LOUISVILLE SERVED 192 FAMILIES WITH HOUSING SOLUTIONS INCLUDING 31 THROUGH ITS LONG-TERM HOMEOWNERSHIP PROGRAM AND 161 THROUGH ITS HOME PRESERVATION PROGRAM.Expenses $6,831,349 · grants $806,909 · revenue $4,753,128
- MORTGAGE DISCOUNTS: MORTGAGES ARE DISCOUNTED USING AN IMPUTED INTEREST RATE THAT APPROXIMATES THE RATE THAT AN INDEPENDENT BORROWER AND LENDER WOULD HAVE NEGOTIATED IN A SIMILAR TRANSACTION. NEW MORTGAGES EQUALING APPROXIMATELY $4.4 MILLION WERE WRITTEN AND ENTERED INTO IN 2025 AND WERE DISCOUNTED TO REPRESENT THE PRESENT VALUE OF THESE ZERO INTEREST LOANS. IMPUTED INTEREST OF 8.01% IS USED FOR MORTGAGES IN 2025.Expenses $2,438,874 · revenue $1,763,719
- RESTORE PROGRAM: THE PURPOSE IS TO GENERATE A SUSTAINABLE SOURCE OF INCOME FOR HABITAT OF METRO LOUISVILLE BY DIVERTING USABLE BUILDING MATERIALS, FURNITURE AND APPLIANCES FROM LANDFILLS AND SELLING THOSE DONATED ITEMS TO THE PUBLIC. IN 2025, WE ESTIMATE THAT OVER 2.1 MILLION POUNDS OF MATERIALS WERE DIVERTED FROM LANDFILLS.Expenses $1,434,041 · revenue $1,675,856
- HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW TO MODERATE INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY OR FAMILY CIRCUMSTANCES. WE PARTNER WITH FAMILIES TO HELP THEM RECLAIM THEIR HOMES WITH PRIDE AND DIGNITY. THE PROGRAM ALLOWS FAMILIES TO STAY IN THEIR HOME AND AVOID THE UNCERTAINTY, TRAUMA AND EXPENSE OF MOVING. PROJECTS CONSIST OF INTERIOR AND/OR EXTERIOR REPAIRS INTENDED TO ALLEVIATE CRITICAL HEALTH, LIFE AND SAFETY ISSUES OR CODE VIOLATIONS. VOLUNTEER TEAMS WORK ALONG WITH SUBCONTRACTORS UNDER THE DIRECTION HABITAT OF METRO LOUISVILLE STAFF MEMBERS TO COMPLETE THE REPAIRS. IN 2025, 161 HOMEOWNERS WERE SERVED IN OUR HOME PRESERVATION PROGRAM.Expenses $1,821,329 · revenue $12,351
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 58-1735528
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1987
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L20Z)
- Assets (IRS master file)
- $30,052,522
- Income (IRS master file)
- $18,058,045
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $16,289,374 | $13,854,613 | $30,052,522 | XML |
| 990 | December 2024 | $13,832,931 | $12,384,808 | $23,909,744 | XML |
| 990 | December 2023 | $11,012,266 | $10,390,427 | $23,066,872 | XML |
| 990 | December 2022 | $8,767,687 | $7,108,219 | $20,487,151 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 58-1735528).
Questions about HABITAT FOR HUMANITY OF METRO LOUISVILLE INC
- What is the EIN of HABITAT FOR HUMANITY OF METRO LOUISVILLE INC?
- The employer identification number (EIN) of HABITAT FOR HUMANITY OF METRO LOUISVILLE INC is 58-1735528.
- Is HABITAT FOR HUMANITY OF METRO LOUISVILLE INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1987.
- Are donations to HABITAT FOR HUMANITY OF METRO LOUISVILLE INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HABITAT FOR HUMANITY OF METRO LOUISVILLE INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HABITAT FOR HUMANITY OF METRO LOUISVILLE INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HABITAT FOR HUMANITY OF METRO LOUISVILLE INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HABITAT FOR HUMANITY OF METRO LOUISVILLE INC?
- The 990 for the year ended December 31, 2025 names ROBERT D LOCKE.
- Who are the officers and directors of HABITAT FOR HUMANITY OF METRO LOUISVILLE INC?
- The 990 for the year ended December 31, 2025 lists 26 people; 1 received compensation from the organization, the highest $196,500 (ROBERT D LOCKE, CEO).
- How much revenue does HABITAT FOR HUMANITY OF METRO LOUISVILLE INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $16,289,374, expenses of $13,854,613 and total assets of $30,052,522 at year end.
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All nonprofits in LOUISVILLE · Kentucky · Housing and shelter