Nonprofit · EIN 45-4127209
LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN
Tax-exempt · LOUISVILLE, KY 40221
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $1,293,100 | $1,481,078 | -$187,978 | $3,435,133 | $1,197,293 | $2,237,840 |
| December 31, 2023 | 990 | $1,434,657 | $1,943,651 | -$508,994 | $4,522,999 | $2,097,181 | $2,425,818 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $1,147,967
- of which government grants
- $842,807
- Program service revenue
- $89,871
- Investment income
- $55,262
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $882,980
- Salaries, compensation and benefits (total)
- $1,046,107
- Professional fundraising fees
- $0
- Accounting fees
- $79,512
- Occupancy
- $18,209
- Travel
- $2,424
- Depreciation
- $154
- Program services (functional)
- $853,137
- Management and general (functional)
- $512,558
- Fundraising (functional)
- $115,383
Balance sheet and other
- Total assets, start of year
- $4,522,999
- Total assets, end of year
- $3,435,133
- Total liabilities, end of year
- $1,197,293
- Net assets, end of year
- $2,237,840
- Net assets without donor restrictions
- $1,059,295
- Net assets with donor restrictions
- $1,178,545
- Gross receipts
- $1,293,100
- Employees
- 12
- Volunteers
- 8
- Year formed
- 2011
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KEITH H TALLEY SR | PRESIDENT & CEO Highest-paid employee | 40 | $174,378 | $18,065 |
| ROLANDAS BYRD | DIRECTOR Trustee or director | 4 | $0 | $0 |
| CASSANDRA WEBB | SECRETARY TO OCTOBER 2024 Trustee or director, Officer | 4 | $0 | $0 |
| CYNTHIA BROWN | VICE-CHAIR Trustee or director, Officer | 5 | $0 | $0 |
| DANA JOHNSON | DIRECTOR Trustee or director | 4 | $0 | $0 |
| TONYA JOHNSON | DIRECTOR Trustee or director | 4 | $0 | $0 |
| LAMECA YANKEY | DIRECTOR TO JUNE 2024 Trustee or director | 4 | $0 | $0 |
| DEREK BELL | TREASURER Trustee or director, Officer | 5 | $0 | $0 |
| CANDISE CAYLAO | DIRECTOR Trustee or director | 4 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KEITH H TALLEY SR | PRESIDENT & CEO Highest-paid employee | 40 | $176,736 | $12,916 |
| ADAM HALL | CHAIR Trustee or director, Officer | 8 | $0 | $0 |
| CASSANDRA WEBB | SECRETARY Trustee or director, Officer | 4 | $0 | $0 |
| CYNTHIA BROWN | VICE-CHAIR Trustee or director, Officer | 4 | $0 | $0 |
| DANA JOHNSON | DIRECTOR Trustee or director | 4 | $0 | $0 |
| FAITH WEEKLY | DIRECTOR Trustee or director | 4 | $0 | $0 |
| LAMECA YANKEY | DIRECTOR Trustee or director | 4 | $0 | $0 |
| MARIA BOUVETTE | TREASURER Trustee or director, Officer | 6 | $0 | $0 |
| STEPHEN REILY | DIRECTOR TO JUNE 2023 Trustee or director | 4 | $0 | $0 |
| YAJAIRA MORPHONIOS | DIRECTOR TO MARCH 2023 Trustee or director | 4 | $0 | $0 |
| TAWANDA OWSLEY | DIRECTOR Trustee or director | 4 | $0 | $0 |
| CANDISE CAYLAO | DIRECTOR Trustee or director | 4 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 211028, LOUISVILLE, KY 40221-1028
- Mailing address (990-N for 2016)
- 2821 Klempner Way, Louisville KY 40205
- Principal officer (990 for 2024)
- KEITH H TALLEY SR, PO BOX 211028, LOUISVILLE, KY 40221
- Principal officer (990-N for 2016)
- Patrick Cornett, 1512 Crums Lane, Louisville KY 40216
- Signed the 990
- KEITH H TALLEY SR, PRESIDENT/CEO
- Phone
- (502) 657-5943
- Website
- WWW.LHOMEKY.ORG
- Return prepared by
- HICKS & ASSOCIATES CPAS PLLC
Mission
LHOME IS A MISSION-DRIVEN, NONPROFIT FINANCIAL INSTITUTION THAT PROVIDES ACCESSIBLE, AFFORDABLE LOAN PRODUCTS AND FINANCIAL COACHING SERVICES TO LOW-INCOME SMALL BUSINESS OWNERS, HOMEOWNERS, AND RESIDENTS OF LOUISVILLE, KENTUCKY. LHOME IS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), CERTIFIED BY THE U.S. TREASURY. LHOME IS SHORT FOR THE LOUISVILLE HOUSING OPPORTUNITIES AND MICRO-ENTERPRISE COMMUNITY DEVELOPMENT LOAN FUND, INC.LHOME IS COMMITTED TO SERVING THE PEOPLE AND BUSINESSES OF LOUISVILLLE'S LOW- AND MODERATE- INCOME CENSUS TRACTS, PRIMARILY OUR WEST AND SOUTH END NEIGHBORHOODS, AND CREATING INTERGENERATIONIAL WEALTH OPPORTUNITIES, PARTICULARLY FOR LOUISVILLE'S BLACK AND BROWN RESIDENTS. OVER 70% OF LHOME CLIENTS ARE NON-WHITE, AND OVER 90% RESIDE IN THESE HISTORICALLY UNDERSERVED AND DISCRIMINATED SECTIONS OF OUR CITY.
Program accomplishments
- SOCIAL INVESTMENTS: COMMUNITY LENDING, FINANCIAL EDUCATION AND COACHING FOR PROPERTY OWNERS AND SMALL BUSINESS OWNERS IN LOW-MODERATE INCOME CENSUS TRACTS.Expenses $853,137 · revenue $89,871
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 45-4127209
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2014
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L21)
- Assets (IRS master file)
- $3,435,133
- Income (IRS master file)
- $1,293,100
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $1,293,100 | $1,481,078 | $3,435,133 | XML |
| 990 | December 2023 | $1,434,657 | $1,943,651 | $4,522,999 | XML |
| 990 | December 2022 | $2,661,318 | $2,330,730 | $4,863,586 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2016 Officer: Patrick Cornett | December 31, 2016 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 45-4127209).
Questions about LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN
- What is the EIN of LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN?
- The employer identification number (EIN) of LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN is 45-4127209.
- Is LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2014.
- Are donations to LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN?
- The 990 for the year ended December 31, 2024 names KEITH H TALLEY SR.
- Who are the officers and directors of LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN?
- The 990 for the year ended December 31, 2024 lists 9 people; 1 received compensation from the organization, the highest $174,378 (KEITH H TALLEY SR, PRESIDENT & CEO).
- How much revenue does LOUISVILLE HOUSING OPPORTUNITIES AND MICROENTERPRISE COMM DEV LOAN have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $1,293,100, expenses of $1,481,078 and total assets of $3,435,133 at year end.
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All nonprofits in LOUISVILLE · Kentucky · Housing and shelter