Nonprofit · EIN 54-1607447
TIDEWATER MORTGAGE BANKERS ASSOCIATION INC
Tax-exempt · CHESAPEAKE, VA 23320
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-EZ | $64,569 | $65,589 | -$1,020 | $209,059 | $23,679 | $185,380 |
| December 31, 2024 | 990-EZ | $80,025 | $77,793 | $2,232 | $199,851 | $23,521 | $176,330 |
| December 31, 2023 | 990-EZ | $70,535 | $75,137 | -$4,602 | $213,094 | $43,324 | $169,770 |
Financial details: 990-EZ for the year ended December 31, 2025
Revenue
- Membership dues
- $9,600
- Program service revenue
- $43,280
- Investment income
- $11,567
- Net gain from sales of assets
- $122
Expenses
- Compensation of officers, directors and key employees
- $0
- Professional fees and payments to contractors
- $1,150
- Other expenses
- $64,439
Balance sheet and other
- Total assets, start of year
- $199,851
- Total assets, end of year
- $209,059
- Total liabilities, end of year
- $23,679
- Net assets, end of year
- $185,380
- Cash, savings and investments
- $187,939
- Gross receipts
- $71,546
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-EZ for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| PATRICK STEELE | PRESIDENT | 1 | $0 |
| HOLLY CROSS | PRESIDENT EL | 1 | $0 |
| COLBY RAYMOND | SECRETARY/TR | 1 | $0 |
| BRANDON RAMSEY | TREASURER | 1 | $0 |
| ADAM NEWMAN | DIRECTOR | 1 | $0 |
| KYLIE RAFFI | DIRECTOR | 1 | $0 |
| RAY GUNTER SR | DIRECTOR | 1 | $0 |
| SARAH STEDFAST | DIRECTOR | 1 | $0 |
| STEPHEN CHILTON | DIRECTOR | 1 | $0 |
| STEPHEN SAGER | DIRECTOR | 1 | $0 |
990-EZ for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| PATRICK STEELE | PRESIDENT | 1 | $0 |
| HOLLY CROSS | PRESIDENT EL | 1 | $0 |
| COLBY RAYMOND | SECRETARY | 1 | $0 |
| BRANDON RAMSEY | TREASURER | 1 | $0 |
| ADAM NEWMAN | DIRECTOR | 1 | $0 |
| KYLIE RAFFI | DIRECTOR | 1 | $0 |
| RAY GUNTER | DIRECTOR | 1 | $0 |
| SARAH STEDFAST | DIRECTOR | 1 | $0 |
| STEPHEN CHILTON | DIRECTOR | 1 | $0 |
| STEVE SAGER | DIRECTOR | 1 | $0 |
990-EZ for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEVE SAGER | PRESIDENT | 1 | $0 |
| BRIAN HILL | PRESIDENT EL | 1 | $0 |
| SARAH STEDFAST | SECRETARY | 1 | $0 |
| PATRICK STEELE | TREASURER | 1 | $0 |
| RAY GUNTER | DIRECTOR | 1 | $0 |
| BRANDON RAMSEY | DIRECTOR | 1 | $0 |
| DARLENE KEMP | DIRECTOR | 1 | $0 |
| COLBY RAYMOND | DIRECTOR | 1 | $0 |
| HOLLY CROSS | DIRECTOR | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 1403 GREENBRIER PKWY STE 150, CHESAPEAKE, VA 23320-0624
- Signed the 990-EZ
- COLBY RAYMOND, SECRETARY/TREASURER
- Phone
- (757) 473-2160
- Website
- WWW.TMBA.ORG
- Return prepared by
- JONES MADDEN & COUNCIL PLC
Mission
THE ORGANIZATION OFFERS MEMBERS AN OPPORTUNITY TO PARTICIPATE IN MEETINGS RELATING TO CURRENT ISSUES FACING THE MORTGAGE BANKING PROFESSION.
Program accomplishments
- THE ORGANIZATION OFFERS MEMBERS AN OPPORTUNITY TO PARTICIPATE IN MEETINGS RELATING TO CURRENT ISSUES FACING THE MORTGAGE BANKING PROFESSION.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-EZ on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-EZ on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 54-1607447
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1993
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $209,059
- Income (IRS master file)
- $71,546
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-EZ | December 2025 | $64,569 | $65,589 | $209,059 | XML |
| 990-EZ | December 2024 | $80,025 | $77,793 | $199,851 | XML |
| 990-EZ | December 2023 | $70,535 | $75,137 | $213,094 | XML |
| 990-EZ | December 2022 | – | – | – | IRS |
| 990-EZ | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990-EZ | December 2019 | – | – | – | IRS |
| 990-EZ | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 54-1607447).
Questions about TIDEWATER MORTGAGE BANKERS ASSOCIATION INC
- What is the EIN of TIDEWATER MORTGAGE BANKERS ASSOCIATION INC?
- The employer identification number (EIN) of TIDEWATER MORTGAGE BANKERS ASSOCIATION INC is 54-1607447.
- Is TIDEWATER MORTGAGE BANKERS ASSOCIATION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1993.
- Are donations to TIDEWATER MORTGAGE BANKERS ASSOCIATION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TIDEWATER MORTGAGE BANKERS ASSOCIATION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TIDEWATER MORTGAGE BANKERS ASSOCIATION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TIDEWATER MORTGAGE BANKERS ASSOCIATION INC last file with the IRS?
- The latest return in the IRS public files is the 990-EZ for the year ended December 2025.
- Who are the officers and directors of TIDEWATER MORTGAGE BANKERS ASSOCIATION INC?
- The 990-EZ for the year ended December 31, 2025 lists 10 people; 0 received compensation from the organization.
- How much revenue does TIDEWATER MORTGAGE BANKERS ASSOCIATION INC have?
- On its 990-EZ for the year ended December 31, 2025 it reported revenue of $64,569, expenses of $65,589 and total assets of $209,059 at year end.
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