Nonprofit · EIN 47-1706853
EXODUS FINANCIAL SERVICES
Also known as EXODUS LENDING
Tax-exempt · SAINT PAUL, MN 55114
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $870,867 | $1,255,938 | -$385,071 | $4,487,879 | $226,267 | $4,261,612 |
| December 31, 2024 | 990 | $4,988,470 | $765,270 | $4,223,200 | $4,976,089 | $354,053 | $4,622,036 |
| December 31, 2023 | 990 | $423,454 | $667,329 | -$243,875 | $630,842 | $204,288 | $426,554 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $710,374
- of which government grants
- $369,467
- Program service revenue
- $0
- Investment income
- $176,542
- Net gain from sales of assets
- $19,132
- Net income from fundraising events
- -$16,049
- Other revenue
- -$16,049
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $127,790
- Other salaries and wages
- $582,598
- Salaries, compensation and benefits (total)
- $824,796
- Professional fundraising fees
- $24,000
- Accounting fees
- $18,000
- Occupancy
- $22,730
- Travel
- $20,693
- Program services (functional)
- $864,997
- Management and general (functional)
- $213,375
- Fundraising (functional)
- $177,566
Balance sheet and other
- Total assets, start of year
- $4,976,089
- Total assets, end of year
- $4,487,879
- Total liabilities, end of year
- $226,267
- Net assets, end of year
- $4,261,612
- Publicly traded securities
- $3,937,371
- Net assets without donor restrictions
- $3,969,945
- Net assets with donor restrictions
- $291,667
- Gross receipts
- $4,544,553
- Employees
- 13
- Volunteers
- 15
- Year formed
- 2014
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANNE LELAND CLARK | EXECUTIVE DIRECTOR Officer | 40 | $120,425 | $7,364 |
| MICHAEL STEELE | TREASURER Trustee or director, Officer | 3 | $0 | $0 |
| ANNA BRELJE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ADAM FAITEK | SECRETARY Trustee or director, Officer | 2.5 | $0 | $0 |
| VIENNA WILSON | PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| MELISSA JULIETTE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| RYAN SMITH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| SHAMINA HILDRETH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| KIMBERLY MILLER | VICE PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| NYACHOAT KIER | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| SOPHIA LENARZ-COY | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| JAMES UNGLAUBE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| DAVID WALTERS | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| TYRIZE COX | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
990 for the year ended December 31, 2024: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANNE LELAND CLARK | EXECUTIVE DIRECTOR Officer | 40 | $105,326 | $9,474 |
| MICHAEL STEELE | TREASURER Trustee or director, Officer | 3 | $0 | $0 |
| ANNA BRELJE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| KIMBERLY MILLER | SECRETARY Trustee or director, Officer | 2.5 | $0 | $0 |
| VIENNA WILSON | PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| ADAM FAITEK | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| RYAN SMITH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ROXANNY ARMENDARIZ | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| MELISSA JULIETTE | VICE PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| LATICHIA HARPER | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| TIMOTHY ANDERSON | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| JAMES UNGLAUBE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| DAVID WALTERS | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
990 for the year ended December 31, 2023: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANNE LELAND CLARK | EXECUTIVE DIRECTOR Officer | 40 | $95,809 | $8,442 |
| NICK SCHEIBEL | TREASURER Trustee or director, Officer | 3 | $0 | $0 |
| MICHAEL STEELE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ANNA BRELJE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| KIMBERLY MILLER | SECRETARY Trustee or director, Officer | 2.5 | $0 | $0 |
| VIENNA WILSON | PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| SOLA OLATEJU | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| RYAN SMITH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ROXANNY ARMENDARIZ | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| MELISSA JULIETTE | VICE PRESIDENT Trustee or director, Officer | 2.5 | $0 | $0 |
| LATICHIA HARPER | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| TIMOTHY ANDERSON | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| JAMES UNGLAUBE | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- EQUASPACE 2550 UNIVERSITY AV W 200, SAINT PAUL, MN 55114-0000
- In care of
- % HOLY TRINITY LUTHERAN CHURCH
- Mailing address (990-N for 2016)
- 2805 East Lake Street, Minneapolis MN 55406
- Principal officer (990 for 2025)
- ANNE LELAND CLARK, EQUASPACE 2550 UNIVERSITY AV W 200, SAINT PAUL, MN 551141052
- Principal officer (990-N for 2016)
- Sara Nelson-Pallmeyer, 2805 East Lake Street, Minneapolis MN 55406
- Signed the 990
- ANNE LELAND CLARK, EXECUTIVE DIRECTOR
- Phone
- (615) 615-0067
- Website
- exoduslending.org
- Return prepared by
- MAHONEY ULBRICH CHRISTIANSEN & RUSS PA
Mission
EXODUS LENDING WORKS WITH FINANCIALLY EXCLUDED MINNESOTANS TO ADVANCE ECONOMIC JUSTICE THROUGH CONSUMER LENDING, COMMUNITY ORGANIZING, AND ADVOCACY.
Program accomplishments
- OUR REFINANCING LOAN PROGRAM HAS BEEN PAYING OFF HIGH-COST DEBT FOR MINNESOTANS SINCE 2015. IN 2025, WE PAID OFF 138 LOANS WITH AN AVERAGE APR OF 260% FOR 98 MINNESOTANS! OUR REPAYMENT PLANS ARE ALWAYS INTEREST-FREE, AND, BY OUR ESTIMATES, WE HAVE SAVED MORE THAN $500K FOR MINNESOTAN COMMUNITIES THIS YEAR ALONE. ALONGSIDE OUR FLAGSHIP PREDATORY DEBT REFINANCING PROGRAM, EXODUS LENDING COLLABORATES WITH NON-PROFITS THROUGHOUT MINNESOTA TO PROVIDE 0% INTEREST PERSONAL LOANS OF UP TO $1,200 TO QUALIFIED INDIVIDUALS ENGAGED IN THESE PARTNERING ORGANIZATIONS' EXISTING PROGRAMMING. WE CALL THESE OUR RESILIENCY LOANS BECAUSE THEY ARE INTENTIONALLY DESIGNED TO PROVIDE INDIVIDUALS MEANINGFUL ACCESS TO AFFORDABLE CREDIT - AND ULTIMATELY STOP PEOPLE FROM TURNING TO HIGH-COST LOANS IN THE FIRST PLACE. IN 2025, WE MADE 119 RESILIENCY LOANS, DISTRIBUTING OVER $143,000 IN INTEREST-FREE LOANS TO MINNESOTANS. BY OFFERING LOANS EXCLUSIVELY THROUGH TRUSTED PARTNERS, WE DEEPEN OUR COLLECTIVE IMPACT BY CREATING A COLLABORATIVE MODEL OF CONSUMER LENDING THAT MEETS PEOPLE WHERE THEY ARE AND SUPPORTS THEM EVERY STEP OF THE WAY.ONE OF OUR GOALS FOR THE YEAR WAS TO HAVE MORE FREQUENT, BUT SMALLER EVENTS TO BUILD COMMUNITY AND SOLICIT MORE INPUT FROM MINNESOTA CONSUMERS AROUND OUR ADVOCACY AND SYSTEMS CHANGE WORK. IN 2025, WE HOSTED FOUR IN-PERSON LISTENING SESSIONS ACROSS THE STATE WITH VARIOUS PARTNERS TO BRING CONSUMERS TOGETHER TO LEARN MORE ABOUT THEIR OPINIONS AND EXPERIENCES WITH PAYDAY LOAN APPS OR EARNED WAGE ACCESS (EWA) APPS TO INFORM OUR ADVOCACY AGENDA FOR 2026.Expenses $864,997
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 47-1706853
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2017
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P20)
- Assets (IRS master file)
- $4,487,879
- Income (IRS master file)
- $4,544,553
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $870,867 | $1,255,938 | $4,487,879 | XML |
| 990 | December 2024 | $4,988,470 | $765,270 | $4,976,089 | XML |
| 990 | December 2023 | $423,454 | $667,329 | $630,842 | XML |
| 990 | December 2022 | $583,695 | $463,599 | $842,929 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2016 Officer: Sara Nelson-Pallmeyer | December 31, 2016 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-1706853).
Questions about EXODUS FINANCIAL SERVICES
- What is the EIN of EXODUS FINANCIAL SERVICES?
- The employer identification number (EIN) of EXODUS FINANCIAL SERVICES is 47-1706853.
- Is EXODUS FINANCIAL SERVICES tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2017.
- Are donations to EXODUS FINANCIAL SERVICES tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does EXODUS FINANCIAL SERVICES file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EXODUS FINANCIAL SERVICES due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EXODUS FINANCIAL SERVICES last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EXODUS FINANCIAL SERVICES?
- The 990 for the year ended December 31, 2025 names ANNE LELAND CLARK.
- Who are the officers and directors of EXODUS FINANCIAL SERVICES?
- The 990 for the year ended December 31, 2025 lists 14 people; 1 received compensation from the organization, the highest $120,425 (ANNE LELAND CLARK, EXECUTIVE DIRECTOR).
- How much revenue does EXODUS FINANCIAL SERVICES have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $870,867, expenses of $1,255,938 and total assets of $4,487,879 at year end.
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