Nonprofit · EIN 46-7521485
ND BANKS BENEFIT TR
Also known as RICK CLAYBURGH TTEE
Tax-exempt · BISMARCK, ND 58501
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $21,316,089 | $21,812,103 | -$496,014 | $11,743,452 | $24,213 | $11,719,239 |
| December 31, 2023 | 990 | $19,413,158 | $18,495,810 | $917,348 | $11,982,683 | $0 | $11,982,683 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $21,125,596
- Investment income
- $190,493
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $18,082,035
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
Balance sheet and other
- Total assets, start of year
- $11,982,683
- Total assets, end of year
- $11,743,452
- Total liabilities, end of year
- $24,213
- Net assets, end of year
- $11,719,239
- Gross unrelated business income
- $190,493
- Gross receipts
- $21,316,089
- Employees
- 0
- Volunteers
- 13
- Year formed
- 2014
- State of legal domicile
- ND
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Ilene Baker | Chairman (See Schedule O) Trustee or director, Officer | 0.1 | $0 |
| Natalie Murch - Vice Chairman | Treasurer (See Schedule O) Trustee or director, Officer | 0.1 | $0 |
| Nancy Peterson | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Rick Beall Jr | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Carrie Zubke | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Rob Koppinger | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Jared Hanson | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Linda Stoterau | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Joan Larson | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Sarah Getzlaff | Chairman (See Schedule O) Trustee or director, Officer | 0.1 | $0 |
| Ilene Baker | Vice Chairman (See Schedule O) Trustee or director, Officer | 0.1 | $0 |
| Natalie Murch | Treasurer (See Schedule O) Trustee or director, Officer | 0.1 | $0 |
| Todd Heilman | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Rick Beall Jr | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Carrie Zubke | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
| Nancy Peterson | Trustee (See Schedule O) Trustee or director | 0.1 | $0 |
Address and contacts
- Address (IRS master file)
- 122 E MAIN AVE STE 201, BISMARCK, ND 58501-3889
- Principal officer (990 for 2024)
- Natalie Murch, 122 E Main Ave Ste 201, Bismarck, ND 585013889
- Signed the 990
- Natalie Murch, Chairman
- Phone
- (701) 527-4298
- Return prepared by
- Eide Bailly LLP
Mission
None
Program accomplishments
- As of December 31, 2024, the ND Banks Benefit Trust (NDBBT) covered approximately 3,170 persons for Health Insurance. In addition, approximately 1,955 persons were covered for Dental Insurance and approximately 1,104 were covered for Vision Insurance at the end of the year.The NDBBT completed and sent out Form 1095B's to the employees of the participating banks with under 50 employees - and electronically filed the corresponding Form 1094C with the IRS. The Trust also provided guidance on completion of the Forms 1095C and 1094C for the participating banks with over 50 employees.The NDBBT continues to promote and encourage healthy lifestyles through monthly articles published in both the ICBND and NDBA monthly magazines and promoting participation in Blue Cross Blue Shield's Wellness Summits and Wellness Program Trainings.The NDBBT (working through Brown & Brown) offers ancillary benefits (life, AD&D, LTD, STD, voluntary life) to North Dakota banks.The ND BANKS Benefit Trust had 42 participating banks and 2 banking associations in the year from January 1, 2024 - December 31, 2024.
- NDBBT continues to work with Brown & Brown (broker) to provide access to innovative benefits communication tools such as on-demand BrainShark training videos and a mobile app that allows employees to load bank specific benefits information on their phone and other devices. Starting in 2024, each NDBBT member bank was provided with an electronic flipbook link which includes bank-specific benefits information and all required employee benefit plan documents and notices. The flipbooks are updated annually.Bank employees and their family members also have access to Medicare Specialists through the Medicare Eligibility Program to help them enroll in and explore the many options available to them through Medicare. The Medicare Eligibility Program is paid for by the NDBBT and is provided at no cost to the bank employees and their family members.
- NDBBT offers the Learn to Live Mental Health program through BCBSND. This is an on-line program that is provided to bank employees and their families (13 and older) at no cost. Learn to Live offers proven on-line programs addressing stress, depression, social anxiety, insomnia and substance use which can be accessed anytime anywhere.NDBBT also offers an Employee Assistance Program to those banks that participate in the ancillary benefits (life, AD&D, LTD, STD, voluntary life) through Mutual of Omaha.
- Another Mental Health option - NDBBT provides free access to all member bank employees and their families to the CALM app. This app can help to lower stress and anxiety, improve focus and more restful sleep.NDBBT offers Hinge Health, a digital exercise therapy benefit available at no additional cost to NDBBT members. Their virtual programs combine gentle exercise with 1-on-1 support to reduce pain and help members move with confidence. This is available to member bank employees and their dependents (age 18+) that are enrolled in an NDBBT medical plan.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 46-7521485
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 2014
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Mutual and membership benefit (Y44)
- Assets (IRS master file)
- $11,743,452
- Income (IRS master file)
- $21,316,089
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $21,316,089 | $21,812,103 | $11,743,452 | XML |
| 990 | December 2023 | $19,413,158 | $18,495,810 | $11,982,683 | XML |
| 990 | December 2022 | $20,262,476 | $17,394,855 | $11,065,335 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 46-7521485).
Questions about ND BANKS BENEFIT TR
- What is the EIN of ND BANKS BENEFIT TR?
- The employer identification number (EIN) of ND BANKS BENEFIT TR is 46-7521485.
- Is ND BANKS BENEFIT TR tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 2014.
- Are donations to ND BANKS BENEFIT TR tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ND BANKS BENEFIT TR file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ND BANKS BENEFIT TR due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ND BANKS BENEFIT TR last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of ND BANKS BENEFIT TR?
- The 990 for the year ended December 31, 2024 names Natalie Murch.
- Who are the officers and directors of ND BANKS BENEFIT TR?
- The 990 for the year ended December 31, 2024 lists 9 people; 0 received compensation from the organization.
- How much revenue does ND BANKS BENEFIT TR have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $21,316,089, expenses of $21,812,103 and total assets of $11,743,452 at year end.
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All nonprofits in BISMARCK · North Dakota · Mutual and membership benefit