Nonprofit · EIN 43-0555650
TRAVELERS PROTECTIVE ASSN OF AMERICA
Also known as CENTRAL-NHQ DIVISION
Tax-exempt · SAINT CHARLES, MO 63303
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,057,213 | $1,631,000 | -$573,787 | $11,529,786 | $1,208,084 | $10,321,702 |
| December 31, 2024 | 990 | $1,010,934 | $1,478,825 | -$467,891 | $12,021,898 | $1,213,530 | $10,808,368 |
| December 31, 2023 | 990 | $936,814 | $1,797,170 | -$860,356 | $12,448,939 | $1,328,506 | $11,120,433 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $274,354
- Investment income
- $730,377
- Net gain from sales of assets
- $230,454
- Other revenue
- $52,482
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $137,120
- Compensation of officers, directors and key employees
- $115,249
- Other salaries and wages
- $479,945
- Salaries, compensation and benefits (total)
- $757,274
- Professional fundraising fees
- $0
- Legal fees
- $40,219
- Accounting fees
- $69,387
- Occupancy
- $27,030
- Travel
- $4,847
- Depreciation
- $4,462
Balance sheet and other
- Total assets, start of year
- $12,021,898
- Total assets, end of year
- $11,529,786
- Total liabilities, end of year
- $1,208,084
- Net assets, end of year
- $10,321,702
- Land, buildings and equipment
- $212,188
- Publicly traded securities
- $9,455,354
- Gross receipts
- $4,802,263
- Employees
- 18
- Volunteers
- 8
- Year formed
- 1890
- State of legal domicile
- MO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT L SCHAPP JR | CHIEF ADMINISTRATIVE OFFIC Officer | 34 | $115,633 | $312 |
| JULIE KUPPER | PRESIDENT Trustee or director, Officer | 1 | $1,875 | $0 |
| KAY AYCOCK | DIRECTOR Trustee or director | 1 | $225 | $0 |
| DEAN COSTELLO | DIRECTOR Trustee or director | 1 | $225 | $0 |
| ALFRED MOORE JR | DIRECTOR Trustee or director | 1 | $225 | $0 |
| THOMAS DAVIS | DIRECTOR Trustee or director | 1 | $225 | $0 |
| ROLLIN MILLS | DIRECTOR Trustee or director | 1 | $225 | $0 |
| WAYNE WARNECKE | DIRECTOR Trustee or director | 1 | $225 | $0 |
| JOHN J CHMIELEWSKI | DIRECTOR Trustee or director | 1 | $150 | $0 |
| ED MILLER | DIRECTOR Trustee or director | 1 | $150 | $0 |
| RICHARD MARTIN | VICE PRESIDENT Trustee or director, Officer | 1 | $150 | $0 |
| BRADLEY CUNNINGHAM | VICE PRESIDENT Trustee or director, Officer | 1 | $75 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DOUGLAS JOHNSON | OPERATIONS MANAGER Highest-paid employee | 34 | $111,926 | $0 |
| ROBERT L SCHAPP JR | CHIEF ADMINISTRATIVE OFFIC Officer | 34 | $103,091 | $312 |
| JULIE KUPPER | PRESIDENT Trustee or director, Officer | 1 | $1,875 | $0 |
| JOE LEDERMAN | PRESIDENT Trustee or director, Officer | 1 | $1,800 | $0 |
| KAY AYCOCK | DIRECTOR Trustee or director | 1 | $225 | $0 |
| DEAN COSTELLO | DIRECTOR Trustee or director | 1 | $225 | $0 |
| ALFRED MOORE JR | DIRECTOR Trustee or director | 1 | $225 | $0 |
| TOM DAVIS | DIRECTOR Trustee or director | 1 | $225 | $0 |
| RICHARD MARTIN | VICE PRESIDENT Trustee or director, Officer | 1 | $225 | $0 |
| ROLLIN MILLS | DIRECTOR Trustee or director | 1 | $225 | $0 |
| JOHN J CHMIELEWSKI | DIRECTOR Trustee or director | 1 | $225 | $0 |
| WAYNE WARNECKE | DIRECTOR Trustee or director | 1 | $150 | $0 |
| ED MILLER | DIRECTOR Trustee or director | 1 | $150 | $0 |
| BRADLEY CUNNINGHAM | DIRECTOR Trustee or director | 1 | $75 | $0 |
990 for the year ended December 31, 2023: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ALBERT M SHOEMAKER JR | CHIEF ADMINISTRATIVE OFFIC Officer | 34 | $231,946 | $10,599 |
| DOUGLAS JOHNSON | OPERATIONS MANAGER Highest-paid employee | 34 | $103,806 | $0 |
| ROBERT L SCHAPP JR | CHIEF ADMINISTRATIVE OFFIC Officer | 34 | $26,600 | $735 |
| JOEL LEDERMAN | PRESIDENT Trustee or director, Officer | 1 | $1,875 | $0 |
| KAY AYCOCK | DIRECTOR Trustee or director | 1 | $225 | $0 |
| DEAN COSTELLO | DIRECTOR Trustee or director | 1 | $225 | $0 |
| ALFRED MOORE JR | DIRECTOR Trustee or director | 1 | $225 | $0 |
| TOM DAVIS | DIRECTOR Trustee or director | 1 | $225 | $0 |
| JULIE KUPPER | VICE PRESIDENT Trustee or director, Officer | 1 | $225 | $0 |
| ROLLIN MILLS | DIRECTOR Trustee or director | 1 | $150 | $0 |
| JOHN J CHMIELEWSKI | DIRECTOR Trustee or director | 1 | $150 | $0 |
| ED MILLER | DIRECTOR Trustee or director | 1 | $150 | $0 |
| BRADLEY J CUNNINGHAM | DIRECTOR Trustee or director | 1 | $75 | $0 |
Address and contacts
- Address (IRS master file)
- 2041 EXCHANGE DR, SAINT CHARLES, MO 63303-5987
- In care of
- % ROBERT L SCHAPP JR
- Principal officer (990 for 2025)
- ROBERT L SCHAPP JR, 2041 EXCHANGE DRIVE, ST CHARLES, MO 63303
- Signed the 990
- ROBERT L SCHAPP JR, CHIEF ADMINISTRATIVE OFFICER
- Phone
- (636) 724-2227
- Website
- WWW.TPAHQ.ORG
- Return prepared by
- KERBER ECK & BRAECKEL LLP
Mission
TO PROVIDE A VENUE FOR FELLOWSHIP AND ALTRUSTIC SERVICE, ACCIDENTAL INJURY BENEFITS TO MEMBERS AND THEIR BENEFICIARIES; FOR PERSONAL GROWTH THROUGH NETWORKING; ORGANIZATIONAL OPPORTUNITIES; FINANCIAL AID ASSISTANCE TO DEAF AND HARD OF HEARING PERSONS THAT ARE RESIDENTS OF THE UNITED STATES THROUGH THE CHARITABLE ARM OF THE ASSOCIATION; LEADING AND EDUCATING COMMUNITIES ON CHILD AND SAFETY ISSUES.
Program accomplishments
- THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA IS AN ACCIDENTAL INJURY ONLY BENEFIT SOCIETY SERVING APPROXIMATELY 10,388 MEMBERS. PROGRAM SERVICES INCLUDE $ 137,120 FOR BENEFITS PAID TO MEMBERS FOR ACCIDENTAL INJURY AND-OR DEATH BENEFITS. THE REMAINING EXPENSES COVER OPERATIONAL EXPENSES. REVENUE IS DERIVED FROM A PORTION OF DUES PAID BY MEMBERS AND INCOME EARNED ON INVESTMENTS.
- THE SAFETY PROGRAM PROVIDES SAFETY MATERIALS FOR DISTRIBUTION AT COST FOR MEMBERS AT COMMUNITY SAFETY EVENTS. OUR POSTS (LODGES) ORDER MATERIAL FROM US AT OR BELOW COST FOR THEIR PROGRAMS. ALL LEAFLETS AND BROCHURES ARE PRINTED IN-HOUSE AS A PART OF THE DUTIES OF OUR PERSONNEL. SOME ITEMS SUCH AS BUMPER STICKERS ARE OUT SOURCED AND ARE AVAILABLE AT COST TO OUR POSTS (LODGES). EXPENSES INCLUDE COSTS FOR MATERIALS AND AN ANNUAL ALLOWANCE FOR SAFETY CHAIRS IN ATTENDING THE ASSOCIATION'S ANNUAL MEETING.
- COMMUNITY SERVICE IS A PROGRAM WITHIN THE COMMUNITY IN WHICH OUR POSTS ARE LOCATED. MEMBERS PROMOTE VOLUNTEER SERVICES IN THE COMMUNITY SUCH AS DRIVING ELDERLY TO THE STORE AND DOCTOR APPOINTMENTS; ASSISTING SHUT-INS WITH MEALS, REPAIRS ON THE HOME, MOWING GRASS OR SHOVELING SNOW; PARTICIPATING IN MEALS ON WHEELS, FOOD DRIVES, BLOOD DRIVES, OR VISITS TO SENIOR CENTERS. COMMUNITY SERVICE CHAIRS RECEIVE AN ALLOWANCE FOR ATTENDING THE ANNUAL MEETING.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 43-0555650
- Tax-exempt status
- 501(c)(8): Fraternal beneficiary society
- Donations deductible (Pub 78)
- Organization other than a public charity or private foundation; Group exemption; Fraternal lodge, deductible only for charitable purposes
- Exempt since
- 1941
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0389 (134 member organizations)
- Assets (IRS master file)
- $11,529,786
- Income (IRS master file)
- $4,802,263
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,057,213 | $1,631,000 | $11,529,786 | XML |
| 990 | December 2024 | $1,010,934 | $1,478,825 | $12,021,898 | IRS |
| 990 | December 2023 | $936,814 | $1,797,170 | $12,448,939 | XML |
| 990 | December 2022 | $906,933 | $1,272,081 | $13,263,683 | IRS |
| 990 | December 2021 | $1,188,832 | $1,310,980 | $13,980,898 | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 43-0555650).
Questions about TRAVELERS PROTECTIVE ASSN OF AMERICA
- What is the EIN of TRAVELERS PROTECTIVE ASSN OF AMERICA?
- The employer identification number (EIN) of TRAVELERS PROTECTIVE ASSN OF AMERICA is 43-0555650.
- Is TRAVELERS PROTECTIVE ASSN OF AMERICA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(8) since 1941.
- Are donations to TRAVELERS PROTECTIVE ASSN OF AMERICA tax-deductible?
- Yes. It is listed in IRS Publication 78 (Organization other than a public charity or private foundation; Group exemption; Fraternal lodge, deductible only for charitable purposes).
- Which annual return does TRAVELERS PROTECTIVE ASSN OF AMERICA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TRAVELERS PROTECTIVE ASSN OF AMERICA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TRAVELERS PROTECTIVE ASSN OF AMERICA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of TRAVELERS PROTECTIVE ASSN OF AMERICA?
- The 990 for the year ended December 31, 2025 names ROBERT L SCHAPP JR.
- Who are the officers and directors of TRAVELERS PROTECTIVE ASSN OF AMERICA?
- The 990 for the year ended December 31, 2025 lists 12 people; 12 received compensation from the organization, the highest $115,633 (ROBERT L SCHAPP JR, CHIEF ADMINISTRATIVE OFFIC).
- How much revenue does TRAVELERS PROTECTIVE ASSN OF AMERICA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,057,213, expenses of $1,631,000 and total assets of $11,529,786 at year end.
Organizations in its group exemption (134)
- TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA EIN 52-0217083 · SAINT CHARLES, MO · last filed 990 for 2026
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 54-0409170 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512551 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512583 · FREMONT, NE · last filed 990-N for 2023
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 61-0364840 · HENDERSON, KY · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7136928 · OKLAHOMA CITY, OK · last filed 990-N for 2025
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512533 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512683 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7145982 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512605 · SAINT CHARLES, MO · last filed 990-N for 2025
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512692 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7207610 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512633 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA EIN 52-1375262 · SAINT CHARLES, MO · last filed 990-N for 2025
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7145983 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512634 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA EIN 23-7512600 · SAINT CHARLES, MO · last filed 990-N for 2024
- TRAVELERS PROTECTION ASSN OF AMERICA EIN 23-7512503 · SAINT CHARLES, MO · last filed 990-N for 2025
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7512492 · SAINT CHARLES, MO · last filed 990-N for 2025
- TRAVELERS PROTECTIVE ASSN OF AMERICA EIN 23-7158490 · SAINT CHARLES, MO · last filed 990-N for 2024
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