2026-04-22T07:33:53-05:00 2025-12-31 430352985 KERBER ECK & BRAECKEL LLP 3200 ROBBINS ROAD STE 200A SPRINGFIELD IL 62704 990 2025-01-01 430555650 THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA TRAV 6367242227 2041 EXCHANGE DRIVE ST CHARLES MO 63303 ROBERT L SCHAPP JR CHIEF ADMINISTRATIVE OFFICER 6367242227 2026-04-08 1 PHILLIP G CAPPS P01025343 2177890960 2026-04-08 2025 2025-03-06 01:10:19Z ROBERT L SCHAPP JR 2041 EXCHANGE DRIVE ST CHARLES MO 63303 4802263 0 X WWW.TPAHQ.ORG X 1890 MO FRATERNAL BENEFIT SOCIETY OFFERING ACCIDENTAL INJURY ONLY BENEFITS TO ITS MEMBERS; PROMOTES CHILD SAFETY, AND COMMUNITY SERVICE PROJECTS. 8 8 18 8 0 0 0 0 324255 274354 631184 730377 55495 52482 1010934 1057213 0 0 156361 137120 678431 757274 0 0 0 644033 736606 1478825 1631000 -467891 -573787 12021898 11529786 1213530 1208084 10808368 10321702 X TO PROVIDE A VENUE FOR FELLOWSHIP AND ALTRUSTIC SERVICE, ACCIDENTAL INJURY BENEFITS TO MEMBERS AND THEIR BENEFICIARIES; FOR PERSONAL GROWTH THROUGH NETWORKING; ORGANIZATIONAL OPPORTUNITIES; FINANCIAL AID ASSISTANCE TO DEAF AND HARD OF HEARING PERSONS THAT ARE RESIDENTS OF THE UNITED STATES THROUGH THE CHARITABLE ARM OF THE ASSOCIATION; LEADING AND EDUCATING COMMUNITIES ON CHILD AND SAFETY ISSUES. 0 0 THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA IS AN ACCIDENTAL INJURY ONLY BENEFIT SOCIETY SERVING APPROXIMATELY 10,388 MEMBERS. PROGRAM SERVICES INCLUDE $ 137,120 FOR BENEFITS PAID TO MEMBERS FOR ACCIDENTAL INJURY AND-OR DEATH BENEFITS. THE REMAINING EXPENSES COVER OPERATIONAL EXPENSES. REVENUE IS DERIVED FROM A PORTION OF DUES PAID BY MEMBERS AND INCOME EARNED ON INVESTMENTS. THE SAFETY PROGRAM PROVIDES SAFETY MATERIALS FOR DISTRIBUTION AT COST FOR MEMBERS AT COMMUNITY SAFETY EVENTS. OUR POSTS (LODGES) ORDER MATERIAL FROM US AT OR BELOW COST FOR THEIR PROGRAMS. ALL LEAFLETS AND BROCHURES ARE PRINTED IN-HOUSE AS A PART OF THE DUTIES OF OUR PERSONNEL. SOME ITEMS SUCH AS BUMPER STICKERS ARE OUT SOURCED AND ARE AVAILABLE AT COST TO OUR POSTS (LODGES). EXPENSES INCLUDE COSTS FOR MATERIALS AND AN ANNUAL ALLOWANCE FOR SAFETY CHAIRS IN ATTENDING THE ASSOCIATION'S ANNUAL MEETING. COMMUNITY SERVICE IS A PROGRAM WITHIN THE COMMUNITY IN WHICH OUR POSTS ARE LOCATED. MEMBERS PROMOTE VOLUNTEER SERVICES IN THE COMMUNITY SUCH AS DRIVING ELDERLY TO THE STORE AND DOCTOR APPOINTMENTS; ASSISTING SHUT-INS WITH MEALS, REPAIRS ON THE HOME, MOWING GRASS OR SHOVELING SNOW; PARTICIPATING IN MEALS ON WHEELS, FOOD DRIVES, BLOOD DRIVES, OR VISITS TO SENIOR CENTERS. COMMUNITY SERVICE CHAIRS RECEIVE AN ALLOWANCE FOR ATTENDING THE ANNUAL MEETING. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 18 1 0 0 0 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X ROBERT L SCHAPP JR 6367242227 2041 EXCHANGE DRIVE ST CHARLES MO 63303 JULIE KUPPER PRESIDENT 1.00 1.00 X X 1875 0 0 KAY AYCOCK DIRECTOR 1.00 X 225 0 0 DEAN COSTELLO DIRECTOR 1.00 X 225 0 0 ALFRED MOORE JR DIRECTOR 1.00 X 225 0 0 THOMAS DAVIS DIRECTOR 1.00 X 225 0 0 BRADLEY CUNNINGHAM VICE PRESIDENT 1.00 1.00 X X 75 0 0 ROLLIN MILLS DIRECTOR 1.00 X 225 0 0 JOHN J CHMIELEWSKI DIRECTOR 1.00 X 150 0 0 WAYNE WARNECKE DIRECTOR 1.00 X 225 0 0 ED MILLER DIRECTOR 1.00 X 150 0 0 RICHARD MARTIN VICE PRESIDENT 1.00 X X 150 0 0 ROBERT L SCHAPP JR CHIEF ADMINISTRATIVE OFFIC 34.00 2.00 X 115633 0 312 119383 0 312 1 0 0 0 0 INSURANCE PREMIUMS 524298 274354 274354 274354 499923 499923 18000 18000 0 3957504 3727050 230454 230454 230454 AMORTIZATION OF IMR 900099 50956 50956 1526 1526 52482 1057213 504808 0 552405 137120 115249 479945 114190 47890 40219 69387 33661 22373 93152 27030 4847 64388 4462 20806 MEMBERSHIP 180944 MAGAZINE 62005 OTHER 45263 DATA PROCESSING 38939 29130 1631000 669985 1612471 130000 130000 119416 119773 266474 54286 216650 212188 10885847 9455354 12021898 11529786 1837 20684 60213 72658 138554 212317 1012926 902425 1213530 1208084 X 0 0 0 0 10808368 10321702 10808368 10321702 12021898 11529786 X -573787 40226 46895 X X 0 1 X 1 0 0 1 X 88000 88000 178474 54286 124188 212188 RESERVES 140766 CLAIMS 65920 ASSET VALUATION RESERVE 499320 INTEREST MAINTENANCE RESERVE 196419 902425 X 988502 0 988502 60189 8522 68711 1057213 1562289 0 1562289 60189 8522 68711 1631000 PART IV, LINE 2B: FUNDS OF $ 182,898 ARE HELD IN ESCROW AS LIABILITIES DUE TO DISSOLUTION OF A DIVISION OR REVOCATION OF ITS CHARTER, OR DUE TO THE LACK OF AN VIABLE OFFICER AT A DIVISION OR POST, AND THE ASSETS OF SAID DIVISIONS AND POSTS SHALL BE DISBURSED AS DIRECTED BY THE NATIONAL BOARD OF DIRECTORS. PART X, LINE 2: THE ASSOCIATION IS EXEMPT FROM FEDERAL INCOME TAX UNDER THE PROVISIONS OF SECTION 501(C)(8) OF THE INTERNAL REVENUE CODE AND IS NOT CONSIDERED A PRIVATE FOUNDATION. THE ASSOCIATION HAS RECOGNIZED IN THE FINANCIAL STATEMENTS THE EFFECTS OF ALL TAX POSITIONS AND CONTINUALLY EVALUATES EXPIRING STATUTES OF LIMITATIONS, AUDITS, CHANGES IN TAX LAW, AND A NEW AUTHORITATIVE RULINGS. THE ASSOCIATION IS NOT AWARE OF ANY CIRCUMSTANCES OR EVENTS THAT MAKE IT REASONABLY POSSIBLE THAT UNRECOGNIZED TAX BENEFITS MAY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE BALANCE SHEET DATE. PENALTIES AND INTEREST ASSESSED BY TAXING AUTHORITIES ARE INCLUDED IN GENERAL EXPENSES, IF APPLICABLE. THERE WERE NO INTEREST OR PENALTIES PAID DURING FISCAL YEAR 2025 AND 2024. THE ASSOCIATION FILES FEDERAL FORM 990 ANNUALLY IN THE FEDERAL JURISDICTION. PART XI, LINE 4B - OTHER ADJUSTMENTS: TRANSFER TO IMR 8,522. PART XII, LINE 4B - OTHER ADJUSTMENTS: TRANSFER TO IMR 8,522. FORM 990, PART VI, SECTION A, LINE 6 THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA IS A NOT-FOR-PROFIT FRATERNAL BENEFIT SOCIETY WITH 10,388 MEMBERS AT THE CLOSE OF BUSINESS ON DECEMBER 31, 2025. FORM 990, PART VI, SECTION A, LINE 7A THE GOVERNING BODY CONSISTS OF DELEGATES TO THE ANNUAL MEETING, REPRESENTING THE MEMBERS OF THE ASSOCIATION. THE DELEGATES ELECT A PRESIDENT, VICE-PRESIDENT, AND SIX DIRECTORS WHO CONDUCT THE AFFAIRS OF THE ASSOCIATION BETWEEN ANNUAL CONVENTIONS. THE OFFICERS AND DIRECTORS PRESENT REPORTS AT THE ANNUAL CONVENTION DISCUSSING THE PREVIOUS YEARS OPERATIONS. DELEGATES ACCEPT THE REPORTS AS PRESENTED AND ARE FREE TO QUESTION ANY ASPECT OF THE ANNUAL REPORTS PRESENTED. FORM 990, PART VI, SECTION A, LINE 7B THE GOVERNING BODY CONSISTS OF DELEGATES TO THE ANNUAL MEETING, REPRESENTING THE MEMBERS OF THE ASSOCIATION. THE DELEGATES ELECT A PRESIDENT, VICE-PRESIDENT, AND A SIX DIRECTORS WHO CONDUCT THE AFFAIRS OF THE ASSOCIATION BETWEEN ANNUAL CONVENTIONS. THE OFFICERS AND DIRECTORS PRESENT REPORTS AT THE ANNUAL CONVENTION DISCUSSING THE PREVIOUS YEARS OPERATIONS. DELEGATES ACCEPT THE REPORTS AS PRESENTED AND ARE FREE TO QUESTION ANY ASPECT OF THE ANNUAL REPORTS PRESENTED. FORM 990, PART VI, SECTION B, LINE 11B THE CHIEF ADMINISTRATIVE OFFICER AND THE BOARD OF DIRECTORS REVIEW THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C LINE 12C: THE CONFLICT OF INTEREST DISCLOSURES ARE COMPLETED DURING THE FIRST BOARD MEETING IMMEDIATELY FOLLOWING THE ELECTION AT THE ANNUAL MEETING. THE CHIEF ADMISTRATIVE OFFICER VERIFIES ALL OFFICERS AND TRUSTEES HAVE RETURNED SIGNED FORMS. FORM 990, PART VI, SECTION B, LINE 15 LINE 15A: THE COMPENSATION OF THE CHIEF ADMINISTRATIVE OFFICER IS DETERMINED BY THE BOARD OF DIRECTORS WHO REVIEW AND DISCUSS HIS JOB EVALUATION. THE FINANCE COMMITTEE TAKES INTO CONSIDERATION THE REVIEW AND MAKES A RECOMMENDATION TO THE BOARD OF DIRECTORS WHO MAY OR MAY NOT DISCUSS FURTHER BEFORE VOTING ON THE RECOMMENDATION OF THE FINANCE COMMITTEE. LINE 15B: COMPENSATION FOR OTHER OFFICERS OR KEY EMPLOYEES IS REVIEWED AND DETERMINED BY THE BOARD OF DIRECTORS AND GIVEN FINAL APPROVAL. FORM 990, PART VI, SECTION C, LINE 19 ALL DOCUMENTS DESCRIBED IN THE QUESTION WOULD BE MADE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN AVR 46,895. FORM 990. PART XII, LINE 1 THE ACCOUNTING METHOD USED TO PREPARE THE FORM 990 WAS THE REGULATORY BASIS OF ACCOUNTING. PART XII FINANCIAL STATEMENTS AND REPORTING THE ASSOCIATION HAS A NATIONAL BOARD OF DIRECTORS THAT IS RESPONSIBLE FOR THE OVERSIGHT OF THE AUDIT AND FOR SELECTION OF EXTERNAL AUDITORS. TPA HEARING TRUST 2041 EXCHANGE DRIVE ST CHARLES MO 63303 510173451 FINANCIAL AID ASSISTANCE TO DEAF AND HARD OF HEARING PERSONS MO 501(C)(3) 7 THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA 1 TPA HOMER T WILSON BENEVOLENT FUND 2041 EXCHANGE DRIVE ST CHARLES MO 63303 436195695 BENEVOLENT FUND FOR INDIGENT MEMBERS WIDOWS MO 501(C)(3) 7 THE TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0