Nonprofit · EIN 41-2003422
CATHOLIC UNITED FINANCIAL CREDIT UNION
Tax-exempt · ST PAUL, MN 55126
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,153,996 | $2,015,684 | $138,312 | $34,344,855 | $30,783,832 | $3,561,023 |
| December 31, 2024 | 990 | $2,065,673 | $1,809,327 | $256,346 | $37,058,596 | $33,635,885 | $3,422,711 |
| December 31, 2023 | 990 | $1,760,739 | $1,486,204 | $274,535 | $35,702,153 | $32,535,788 | $3,166,365 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,376,766
- Investment income
- $777,230
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $612,500
- Salaries, compensation and benefits (total)
- $840,000
- Professional fundraising fees
- $0
- Legal fees
- $158
- Accounting fees
- $20,072
- Occupancy
- $40,118
- Travel
- $24,440
- Depreciation
- $5,854
Balance sheet and other
- Total assets, start of year
- $37,058,596
- Total assets, end of year
- $34,344,855
- Total liabilities, end of year
- $30,783,832
- Net assets, end of year
- $3,561,023
- Land, buildings and equipment
- $7,808
- Gross receipts
- $2,153,996
- Employees
- 0
- Volunteers
- 10
- Year formed
- 2001
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Andrea Kuhl | President Officer, Key employee, Highest-paid employee | 40 | $135,000 |
| Alison Caldwell | Director of Finance Officer, Key employee | 40 | $125,000 |
| Emily Ripplinger | Branch Manager Officer, Key employee | 40 | $85,000 |
| Michael Ahles | Chairman of the Board Trustee or director | 5 | $0 |
| Harald Borrmann | Vice Chair of Board Trustee or director | 2 | $0 |
| Butch Beyers | Board Member Trustee or director | 2 | $0 |
| Nathan Lamusga | Board Member Trustee or director | 2 | $0 |
| Tizoc Rosales | Board Member Trustee or director | 2 | $0 |
| David Stang | Board Member Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Andrea Kuhl | President Officer, Key employee, Highest-paid employee | 40 | $135,414 |
| Alison Caldwell | Director of Finance Officer, Key employee | 40 | $124,800 |
| Emily Ripplinger | Branch Manager Officer, Key employee | 40 | $87,776 |
| Michael Ahles | Chairman of the Board Trustee or director | 5 | $0 |
| Harald Borrmann | Vice Chair of Board Trustee or director | 2 | $0 |
| Butch Beyers | Board Member Trustee or director | 2 | $0 |
| Deb Gephart | Secretary Treasurer of Board Trustee or director | 2 | $0 |
| Nathan Lamusga | Board Member Trustee or director | 2 | $0 |
| Tizoc Rosales | Board Member Trustee or director | 2 | $0 |
| David Stang | Board Member Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Andrea Ferkingstad | President Officer, Key employee, Highest-paid employee | 40 | $110,182 |
| Alison Caldwell | Director of Finance Officer, Key employee | 40 | $88,376 |
| Emily Ripplinger | Branch Manager Officer, Key employee | 40 | $72,539 |
| Michael Ahles | Chairman of the Board Trustee or director | 5 | $0 |
| Harald Borrmann | Vice Chair of Board Trustee or director | 2 | $0 |
| Butch Beyers | Board Member Trustee or director | 2 | $0 |
| Deb Gephart | Secretary Treasurer of Board Trustee or director | 2 | $0 |
| Nathan Lamusga | Board Member Trustee or director | 2 | $0 |
| Tizoc Rosales | Board Member Trustee or director | 2 | $0 |
| David Stang | Board Member Trustee or director | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 3499 LEXINGTON AVE N, ST PAUL, MN 55126-7055
- In care of
- % ANDREA KUHL
- Mailing address (990-N for 2025)
- 3499 Lexington Ave N, St Paul MN 55126
- Principal officer (990 for 2025)
- ANDREA KUHL, 3499 LEXINGTON AVE N, SAINT PAUL, MN 551267055
- Principal officer (990-N for 2025)
- Andrea Kuhl, 3499 Lexington Ave N, St Paul MN 55126
- Signed the 990
- Alison, Caldwell
- Phone
- (651) 765-4132
- Website
- www.catholicunitedcu.org
Mission
NOT FOR PROFIT FINANCIAL COOPERATIVE PROVIDING DEPOSIT PRODUCTS SUCH AS SAVINGS CHECKING CDS AND LOAN PRODUCTS SUCH AS NEW AND USED VEHICLES LINES OF CREDIT REVS AND REAL ESTATE LOANS AND LINES
Program accomplishments
- MUTUAL MEMBERSHIP BENEFIT : PROVIDE FINANCIAL SERVICES INCLUDING MOBILE APP AND REMOTE DEPOSIT CAPTURE TO 4000 MEMBERS OF THE CREDIT UNION. MEMBERS ARE ACHIEVING FINANCIAL GOALS THROUGH OUT VARIOUS DEPOSIT ACCOUNTS AND LOAN FINANCING. THE CREDIT UNION SHARES INFORMATION WITH THE MEMBERSHIP VIA MAILINGS EMAIL AND SOCIAL MEDIA POSTS VIA WEBSITE AND FACEBOOK. THE CREDIT UNION CONDUCTS AND ANNUAL MEETING EACH YEAR AND PROVIDES AND ANNUAL REPORT TO THE MEMBERSHIP.Expenses $2,015,684 · revenue $2,153,996
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-N on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-2003422
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Group exemption
- 0708: CREDIT UNIONS IN THE STATE OF MINNESOTA
- Assets (IRS master file)
- $34,344,855
- Income (IRS master file)
- $2,153,996
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-N for 2025 Officer: Andrea Kuhl | December 31, 2025 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2025 | $2,153,996 | $2,015,684 | $34,344,855 | IRS |
| 990 | December 2024 | $2,065,673 | $1,809,327 | $37,058,596 | IRS |
| 990 | December 2023 | $1,760,739 | $1,486,204 | $35,702,153 | XML |
| 990 | December 2022 | $1,238,181 | $1,195,826 | $33,471,960 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-2003422).
Questions about CATHOLIC UNITED FINANCIAL CREDIT UNION
- What is the EIN of CATHOLIC UNITED FINANCIAL CREDIT UNION?
- The employer identification number (EIN) of CATHOLIC UNITED FINANCIAL CREDIT UNION is 41-2003422.
- Is CATHOLIC UNITED FINANCIAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Which annual return does CATHOLIC UNITED FINANCIAL CREDIT UNION file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of CATHOLIC UNITED FINANCIAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CATHOLIC UNITED FINANCIAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990-N for 2025 for the year ended December 31, 2025.
- Who is the principal officer of CATHOLIC UNITED FINANCIAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names ANDREA KUHL.
- Who are the officers and directors of CATHOLIC UNITED FINANCIAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 3 received compensation from the organization, the highest $135,000 (Andrea Kuhl, President).
- How much revenue does CATHOLIC UNITED FINANCIAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,153,996, expenses of $2,015,684 and total assets of $34,344,855 at year end.
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