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Nonprofit · EIN 41-2003422

CATHOLIC UNITED FINANCIAL CREDIT UNION

Tax-exempt · ST PAUL, MN 55126

Financials

$1.8M$1.5M2023$2.1M$1.8M2024$2.2M$2M2025
Revenue Expenses · by fiscal year end
Financials of CATHOLIC UNITED FINANCIAL CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$2,153,996$2,015,684$138,312$34,344,855$30,783,832$3,561,023
December 31, 2024990$2,065,673$1,809,327$256,346$37,058,596$33,635,885$3,422,711
December 31, 2023990$1,760,739$1,486,204$274,535$35,702,153$32,535,788$3,166,365
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$1,376,766
Investment income
$777,230
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$612,500
Salaries, compensation and benefits (total)
$840,000
Professional fundraising fees
$0
Legal fees
$158
Accounting fees
$20,072
Occupancy
$40,118
Travel
$24,440
Depreciation
$5,854

Balance sheet and other

Total assets, start of year
$37,058,596
Total assets, end of year
$34,344,855
Total liabilities, end of year
$30,783,832
Net assets, end of year
$3,561,023
Land, buildings and equipment
$7,808
Gross receipts
$2,153,996
Employees
0
Volunteers
10
Year formed
2001
State of legal domicile
MN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
Andrea KuhlPresident
Officer, Key employee, Highest-paid employee
40$135,000
Alison CaldwellDirector of Finance
Officer, Key employee
40$125,000
Emily RipplingerBranch Manager
Officer, Key employee
40$85,000
Michael AhlesChairman of the Board
Trustee or director
5$0
Harald BorrmannVice Chair of Board
Trustee or director
2$0
Butch BeyersBoard Member
Trustee or director
2$0
Nathan LamusgaBoard Member
Trustee or director
2$0
Tizoc RosalesBoard Member
Trustee or director
2$0
David StangBoard Member
Trustee or director
2$0
990 for the year ended December 31, 2024: 10 people
NameTitleHours / weekCompensation
Andrea KuhlPresident
Officer, Key employee, Highest-paid employee
40$135,414
Alison CaldwellDirector of Finance
Officer, Key employee
40$124,800
Emily RipplingerBranch Manager
Officer, Key employee
40$87,776
Michael AhlesChairman of the Board
Trustee or director
5$0
Harald BorrmannVice Chair of Board
Trustee or director
2$0
Butch BeyersBoard Member
Trustee or director
2$0
Deb GephartSecretary Treasurer of Board
Trustee or director
2$0
Nathan LamusgaBoard Member
Trustee or director
2$0
Tizoc RosalesBoard Member
Trustee or director
2$0
David StangBoard Member
Trustee or director
2$0
990 for the year ended December 31, 2023: 10 people
NameTitleHours / weekCompensation
Andrea FerkingstadPresident
Officer, Key employee, Highest-paid employee
40$110,182
Alison CaldwellDirector of Finance
Officer, Key employee
40$88,376
Emily RipplingerBranch Manager
Officer, Key employee
40$72,539
Michael AhlesChairman of the Board
Trustee or director
5$0
Harald BorrmannVice Chair of Board
Trustee or director
2$0
Butch BeyersBoard Member
Trustee or director
2$0
Deb GephartSecretary Treasurer of Board
Trustee or director
2$0
Nathan LamusgaBoard Member
Trustee or director
2$0
Tizoc RosalesBoard Member
Trustee or director
2$0
David StangBoard Member
Trustee or director
2$0

Address and contacts

Address (IRS master file)
3499 LEXINGTON AVE N, ST PAUL, MN 55126-7055
In care of
% ANDREA KUHL
Mailing address (990-N for 2025)
3499 Lexington Ave N, St Paul MN 55126
Principal officer (990 for 2025)
ANDREA KUHL, 3499 LEXINGTON AVE N, SAINT PAUL, MN 551267055
Principal officer (990-N for 2025)
Andrea Kuhl, 3499 Lexington Ave N, St Paul MN 55126
Signed the 990
Alison, Caldwell
Phone
(651) 765-4132

Mission

NOT FOR PROFIT FINANCIAL COOPERATIVE PROVIDING DEPOSIT PRODUCTS SUCH AS SAVINGS CHECKING CDS AND LOAN PRODUCTS SUCH AS NEW AND USED VEHICLES LINES OF CREDIT REVS AND REAL ESTATE LOANS AND LINES

990 for the year ended December 31, 2025

Program accomplishments

  • MUTUAL MEMBERSHIP BENEFIT : PROVIDE FINANCIAL SERVICES INCLUDING MOBILE APP AND REMOTE DEPOSIT CAPTURE TO 4000 MEMBERS OF THE CREDIT UNION. MEMBERS ARE ACHIEVING FINANCIAL GOALS THROUGH OUT VARIOUS DEPOSIT ACCOUNTS AND LOAN FINANCING. THE CREDIT UNION SHARES INFORMATION WITH THE MEMBERSHIP VIA MAILINGS EMAIL AND SOCIAL MEDIA POSTS VIA WEBSITE AND FACEBOOK. THE CREDIT UNION CONDUCTS AND ANNUAL MEETING EACH YEAR AND PROVIDES AND ANNUAL REPORT TO THE MEMBERSHIP.
    Expenses $2,015,684 · revenue $2,153,996

What it must file and when

IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990-N on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
41-2003422
Tax-exempt status
501(c)(14): State-chartered credit union
Exempt since
1944
Accounting year ends
December
Files
Form 990-N (e-Postcard)
Assets (IRS master file)
$34,344,855
Income (IRS master file)
$2,153,996

Filing history

FormYear endedRevenueExpensesAssetsReturn
990-N for 2025
Officer: Andrea Kuhl
December 31, 2025≤ $50,000 receipts––e-Postcard
990December 2025$2,153,996$2,015,684$34,344,855IRS
990December 2024$2,065,673$1,809,327$37,058,596IRS
990December 2023$1,760,739$1,486,204$35,702,153XML
990December 2022$1,238,181$1,195,826$33,471,960IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-2003422).

Questions about CATHOLIC UNITED FINANCIAL CREDIT UNION

What is the EIN of CATHOLIC UNITED FINANCIAL CREDIT UNION?
The employer identification number (EIN) of CATHOLIC UNITED FINANCIAL CREDIT UNION is 41-2003422.
Is CATHOLIC UNITED FINANCIAL CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
Which annual return does CATHOLIC UNITED FINANCIAL CREDIT UNION file?
Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
When is the next return of CATHOLIC UNITED FINANCIAL CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CATHOLIC UNITED FINANCIAL CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990-N for 2025 for the year ended December 31, 2025.
Who is the principal officer of CATHOLIC UNITED FINANCIAL CREDIT UNION?
The 990 for the year ended December 31, 2025 names ANDREA KUHL.
Who are the officers and directors of CATHOLIC UNITED FINANCIAL CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 9 people; 3 received compensation from the organization, the highest $135,000 (Andrea Kuhl, President).
How much revenue does CATHOLIC UNITED FINANCIAL CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $2,153,996, expenses of $2,015,684 and total assets of $34,344,855 at year end.

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