Nonprofit · EIN 38-1532613
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 477 ELECTRICAL WORKERS LOCAL 58 C U
Tax-exempt · DETROIT, MI 48226
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $965,680 | $768,635 | $197,045 | $21,052,670 | $18,637,976 | $2,414,694 |
| December 31, 2024 | 990 | $806,189 | $655,169 | $151,020 | $20,582,920 | $18,365,271 | $2,217,649 |
| December 31, 2023 | 990 | $594,495 | $485,614 | $108,881 | $19,797,590 | $17,730,961 | $2,066,629 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $392,542
- Investment income
- $573,138
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $188,914
- Other salaries and wages
- $51,441
- Salaries, compensation and benefits (total)
- $257,844
- Professional fundraising fees
- $0
- Occupancy
- $58,694
Balance sheet and other
- Total assets, start of year
- $20,582,920
- Total assets, end of year
- $21,052,670
- Total liabilities, end of year
- $18,637,976
- Net assets, end of year
- $2,414,694
- Land, buildings and equipment
- $90,221
- Publicly traded securities
- $5,788,000
- Gross receipts
- $965,680
- Employees
- 2
- Volunteers
- 7
- Year formed
- 1955
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSICA FOX | CEO Officer | 40 | $142,452 | $46,462 |
| WARREN COKLOW | Director Trustee or director | 1 | $0 | $0 |
| RIC PREUSS | Director Trustee or director | 1 | $0 | $0 |
| JEANNE NYE | Treasurer Trustee or director | 1 | $0 | $0 |
| MARCY MOULIOS | Secretary Trustee or director | 1 | $0 | $0 |
| RICHARD LOCKMAN | Director Trustee or director | 1 | $0 | $0 |
| MICHAEL COACH | Chairman Trustee or director | 1 | $0 | $0 |
| JOSEPH SCOTT | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSICA FOX | CEO Officer | 40 | $116,498 | $24,278 |
| WARREN COKLOW | Director Trustee or director | 1 | $0 | $0 |
| RIC PREUSS | Director Trustee or director | 1 | $0 | $0 |
| MARI LOCKMAN-DIAMOND | Director Trustee or director | 1 | $0 | $0 |
| MARCY MOULIOS | Secretary Trustee or director | 1 | $0 | $0 |
| RICHARD LOCKMAN | Director Trustee or director | 1 | $0 | $0 |
| MICHAEL COACH | Treasurer Trustee or director | 1 | $0 | $0 |
| THOMAS WEERTZ | Chairman Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSICA FOX | CEO Officer | 40 | $89,844 | $21,690 |
| WARREN COKLOW | Director Trustee or director | 1 | $0 | $0 |
| RIC PREUSS | Director Trustee or director | 1 | $0 | $0 |
| MARI LOCKMAN-DIAMOND | Director Trustee or director | 1 | $0 | $0 |
| MARCY MOULIOS | Secretary Trustee or director | 1 | $0 | $0 |
| RICHARD LOCKMAN | Director Trustee or director | 1 | $0 | $0 |
| MICHAEL COACH | Treasurer Trustee or director | 1 | $0 | $0 |
| THOMAS WEERTZ | Chairman Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1366 PORTER ST, DETROIT, MI 48226-2409
- Principal officer (990 for 2025)
- JESSICA FOX, 1366 PORTER STREET, DETROIT, MI 48226
- Signed the 990
- JESSICA FOX, CEO
- Phone
- (313) 963-6060
- Website
- https://www.ewcu.net/
- Return prepared by
- FINANCIAL STANDARDS GROUP INC
Mission
PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS.
Program accomplishments
- THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2025 WAS 1,874.
- THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2025 WAS 541.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1532613
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $21,052,670
- Income (IRS master file)
- $965,680
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $965,680 | $768,635 | $21,052,670 | XML |
| 990 | December 2024 | $806,189 | $655,169 | $20,582,920 | XML |
| 990 | December 2023 | $594,495 | $485,614 | $19,797,590 | XML |
| 990 | December 2022 | $471,202 | $447,338 | $19,588,980 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1532613).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1532613.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 names JESSICA FOX.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 lists 8 people; 1 received compensation from the organization, the highest $142,452 (JESSICA FOX, CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $965,680, expenses of $768,635 and total assets of $21,052,670 at year end.
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