Nonprofit · EIN 35-0153330
CHAMBER OF COMMERCE OF ST JOSEPH COUNTY
Tax-exempt · SOUTH BEND, IN 46601
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $7,428,359 | $7,249,392 | $178,967 | $5,367,129 | $2,693,598 | $2,673,531 |
| December 31, 2024 | 990 | $8,677,505 | $8,493,728 | $183,777 | $4,132,210 | $1,637,647 | $2,494,563 |
| December 31, 2023 | 990 | $7,736,367 | $7,700,033 | $36,334 | $3,954,510 | $1,643,724 | $2,310,786 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $1,877,805
- Membership dues
- $900,736
- Program service revenue
- $5,261,663
- Investment income
- $140,116
- Net income from fundraising events
- $40,442
- Other revenue
- $148,775
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $1,253,136
- Salaries, compensation and benefits (total)
- $1,831,314
- Professional fundraising fees
- $0
- Occupancy
- $217,532
- Travel
- $93,016
- Depreciation
- $33,779
- Program services (functional)
- $6,343,904
- Management and general (functional)
- $905,488
Balance sheet and other
- Total assets, start of year
- $4,132,210
- Total assets, end of year
- $5,367,129
- Total liabilities, end of year
- $2,693,598
- Net assets, end of year
- $2,673,531
- Land, buildings and equipment
- $208,153
- Net assets without donor restrictions
- $2,673,531
- Gross receipts
- $7,837,268
- Employees
- 21
- Volunteers
- 101
- Year formed
- 1909
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| SCOTT BREWER | BOARD MEMBER Trustee or director | – | $0 |
| JUSTIN BUTLER | BOARD MEMBER Trustee or director | – | $0 |
| HEATHER CHRISTOPHERSEN | BOARD MEMBER Trustee or director | – | $0 |
| THERESA CRUTHIRD | BOARD MEMBER Trustee or director | – | $0 |
| MIKE DAIGLE | BOARD MEMBER Trustee or director | – | $0 |
| KATIE EATON | BOARD MEMBER Trustee or director | – | $0 |
| TIMOTHY EMERICK | BOARD MEMBER Trustee or director | – | $0 |
| CHRIS FIELDING | BOARD MEMBER Trustee or director | – | $0 |
| JANET HORVATH | BOARD MEMBER Trustee or director | – | $0 |
| CHRIS KARAM | BOARD MEMBER Trustee or director | – | $0 |
| ANDREW KOSTIELNEY | BOARD MEMBER Trustee or director | – | $0 |
| TED LERMAN | BOARD MEMBER Trustee or director | – | $0 |
| RYAN MATTHYS | FINANCE CHAI Trustee or director, Officer | – | $0 |
| MARK MINNE | BOARD MEMBER Trustee or director | – | $0 |
| BHUMIKA NORRIS | BOARD MEMBER Trustee or director | – | $0 |
8 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JASON OSTERHAGE | BOARD MEMBER Trustee or director | – | $0 |
| AJ PATEL | BOARD MEMBER Trustee or director | – | $0 |
| MICHAEL SCOTT | BOARD MEMBER Trustee or director | – | $0 |
| LARRY TRACY | BOARD MEMBER Trustee or director | – | $0 |
| KYLE URTEL | BOARD MEMBER Trustee or director | – | $0 |
| BRAD WEBB | BOARD MEMBER Trustee or director | – | $0 |
| SHELLI WORKMAN | CHAIR ELECT Trustee or director, Officer | – | $0 |
| JEFFREY REA | CEO Officer | – | $0 |
990 for the year ended December 31, 2024: 22 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JEFFREY REA | CEO Officer | 40 | $198,274 |
| SCOTT BREWER | BOARD MEMBER Trustee or director | 2 | $0 |
| KYLE CHAMBERLIN | BOARD MEMBER Trustee or director | 2 | $0 |
| DEBIE COBLE | BOARD MEMBER Trustee or director | 2 | $0 |
| THERESA CRUTHIRD | BOARD MEMBER Trustee or director | 2 | $0 |
| MIKE DAIGLE | BOARD MEMBER Trustee or director | 2 | $0 |
| SUSAN ELROD | BOARD MEMBER Trustee or director | 2 | $0 |
| CHRIS FIELDING | BOARD MEMBER Trustee or director | 2 | $0 |
| MATT HELMKAMP | BOARD MEMBER Trustee or director | 2 | $0 |
| JANET HORVATH | BOARD MEMBER Trustee or director | 2 | $0 |
| CHRIS KARAM | BOARD MEMBER Trustee or director | 2 | $0 |
| ANDREW KOSTIELNEY | BOARD MEMBER Trustee or director | 2 | $0 |
| TED LERMAN | BOARD MEMBER Trustee or director | 2 | $0 |
| RYAN MATTHYS | FINANCE CHAI Trustee or director, Officer | 2 | $0 |
| MARK MINNE | BOARD MEMBER Trustee or director | 2 | $0 |
| BHUMIKA NORRIS | BOARD MEMBER Trustee or director | 2 | $0 |
| JASON OSTERHAGE | BOARD MEMBER Trustee or director | 2 | $0 |
| AJ PATEL | BOARD MEMBER Trustee or director | 2 | $0 |
| TIM SEXTON | BOARD MEMBER Trustee or director, Officer | 2 | $0 |
| JOHN SMARRELLA | BOARD MEMBER Trustee or director | 2 | $0 |
| LARRY TRACY | BOARD MEMBER Trustee or director | 2 | $0 |
| SHELLI WORKMAN | CHAIR ELECT Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2023: 19 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JEFFREY REA | CEO Officer | 40 | $192,814 |
| SHELLI ALEXANDER | CHAIR ELECT Trustee or director, Officer | 2 | $0 |
| SCOTT BREWER | BOARD MEMBER Trustee or director | 2 | $0 |
| KYLE CHAMBERLIN | BOARD MEMBER Trustee or director | 2 | $0 |
| DEBIE COBLE | BOARD MEMBER Trustee or director | 2 | $0 |
| MIKE DAIGLE | BOARD MEMBER Trustee or director | 2 | $0 |
| STEVE EGAN | BOARD MEMBER Trustee or director | 2 | $0 |
| SUSAN ELROD | BOARD MEMBER Trustee or director | 2 | $0 |
| CHRIS FIELDING | BOARD MEMBER Trustee or director | 2 | $0 |
| MATT HELMKAMP | BOARD MEMBER Trustee or director | 2 | $0 |
| CHRIS KARAM | BOARD MEMBER Trustee or director | 2 | $0 |
| ANDREW KOSTIELNEY | BOARD MEMBER Trustee or director | 2 | $0 |
| TED LERMAN | BOARD MEMBER Trustee or director | 2 | $0 |
| RYAN MATTHYS | FINANCE CHAI Trustee or director, Officer | 2 | $0 |
| MARK MINNE | BOARD MEMBER Trustee or director | 2 | $0 |
| JASON OSTERHAGE | BOARD MEMBER Trustee or director | – | $0 |
| AJ PATEL | BOARD MEMBER Trustee or director | 2 | $0 |
| TIM SEXTON | BOARD CHAIR Trustee or director, Officer | 2 | $0 |
| LARRY TRACY | BOARD MEMBER Trustee or director | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 101 N MICHIGAN ST STE 300, SOUTH BEND, IN 46601-1642
- In care of
- % MARY BISHOP
- Principal officer (990 for 2025)
- JEFFREY REA, 101 NORTH MICHIGAN STREET, SOUTH BEND, IN 46601
- Signed the 990
- JEFFREY REA, CEO
- Phone
- (574) 234-0051
- Website
- WWW.SJCHAMBER.ORG
- Return prepared by
- ARANOWSKI & COMPANY
Mission
THE CHAMBER OF COMMERCE OF ST. JOSEPH COUNTY, INC. WAS FOUNDED IN 1909 AS A PRIVATE, NOT-FOR-PROFIT MEMBER ASSOCIATION TO SERVE ITS MEMBER BUSINESSES AND ADVANCE COMMUNITY PROSPERITY. THE CHAMBER IS DEDICATED TO ITS MEMBERS' GROWTH AND PROSPERITY. THE CHAMBER IS THE PRIMARY ADVOCATE FOR AREA BUSINESS AND IS COMMITTED TO HELPING MEMBERS COMPETE BY PROVIDING LEADERSHIP, ADVOCACY AND SERVICES.
Program accomplishments
- THE CONVENTION AND VISITORS BUREAU PROGRAM IS FOCUSED UPON ATTRACTING MEETINGS, CONVENTIONS, SPORTS, AND OTHER LEISURE ACTIVITIES AND VISITORS TO STIMULATE ECONOMIC GROWTH IN ST. JOSEPH COUNTY, INDIANA.Expenses $5,490,306 · revenue $5,261,663
- THE MEMBER SERVICES PROGRAM PROVIDES SERVICES TO ITS MEMBER BUSINESSES AND ADVANCE COMMUNITY PROSPERITY. THE CHAMBER IS DEDICATED TO ITS MEMBERS' GROWTH AND PROSPERITY.Expenses $800,232 · revenue $900,736
- ECONOMIC DEVELOPMENT SERVES AS THE LEAD ECONOMIC DEVELOPMENT ORGANIZATION FOR ST. JOSEPH COUNTY, INDIANA, FOCUSING ON BUSINESS ATTRACTION, START UP, GROWTH AND RETENTION ACTIVITIES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-0153330
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1959
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $5,367,129
- Income (IRS master file)
- $7,837,268
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $7,428,359 | $7,249,392 | $5,367,129 | XML |
| 990 | December 2024 | $8,677,505 | $8,493,728 | $4,132,210 | XML |
| 990 | December 2023 | $7,736,367 | $7,700,033 | $3,954,510 | XML |
| 990 | December 2022 | $3,491,381 | $3,263,962 | $4,110,217 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-0153330).
Questions about CHAMBER OF COMMERCE OF ST JOSEPH COUNTY
- What is the EIN of CHAMBER OF COMMERCE OF ST JOSEPH COUNTY?
- The employer identification number (EIN) of CHAMBER OF COMMERCE OF ST JOSEPH COUNTY is 35-0153330.
- Is CHAMBER OF COMMERCE OF ST JOSEPH COUNTY tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1959.
- Are donations to CHAMBER OF COMMERCE OF ST JOSEPH COUNTY tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CHAMBER OF COMMERCE OF ST JOSEPH COUNTY file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CHAMBER OF COMMERCE OF ST JOSEPH COUNTY due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CHAMBER OF COMMERCE OF ST JOSEPH COUNTY last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CHAMBER OF COMMERCE OF ST JOSEPH COUNTY?
- The 990 for the year ended December 31, 2025 names JEFFREY REA.
- Who are the officers and directors of CHAMBER OF COMMERCE OF ST JOSEPH COUNTY?
- The 990 for the year ended December 31, 2025 lists 23 people; 0 received compensation from the organization.
- How much revenue does CHAMBER OF COMMERCE OF ST JOSEPH COUNTY have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $7,428,359, expenses of $7,249,392 and total assets of $5,367,129 at year end.
Other nonprofits in SOUTH BEND
- MEMORIAL HOSPITAL OF SOUTH BEND EIN 35-0868132 · last filed 990 for 2024
- EVERWISE CREDIT UNION EIN 35-0702986 · last filed 990 for 2024
- BEACON HEALTH SYSTEM INC EIN 45-3864076 · last filed 990 for 2024
- BEACON MEDICAL GROUP INC EIN 35-1536132 · last filed 990 for 2024
- LESEA GLOBAL FEED THE HUNGRY INC EIN 32-0053249 · last filed 990 for 2025
- COMMUNITY FOUNDATION OF ST JOSEPH COUNTY INC EIN 23-7365930 · last filed 990 for 2025
- GOODWILL INDUSTRIES OF MICHIANA INC EIN 35-1093073 · last filed 990 for 2024
- LOGAN COMMUNITY RESOURCES INC EIN 35-0965639 · last filed 990 for 2025