Nonprofit · EIN 04-3123186
HABITAT FOR HUMANITY INTERNATIONAL INC
Also known as HFH OF GREATER LOWELL
Tax-exempt · WESTFORD, MA 01886
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $1,542,295 | $1,184,653 | $357,642 | $3,814,124 | $358,420 | $3,455,704 |
| June 30, 2024 | 990 | $1,600,249 | $1,669,532 | -$69,283 | $3,171,788 | $180,982 | $2,990,806 |
| June 30, 2023 | 990 | $2,025,515 | $2,644,197 | -$618,682 | $3,417,455 | $243,602 | $3,173,853 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $1,444,912
- Program service revenue
- $84,715
- Investment income
- $199
- Net income from fundraising events
- $790
- Net income from sales of inventory
- $11,679
- Other revenue
- $12,469
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $134,884
- Other salaries and wages
- $498,583
- Salaries, compensation and benefits (total)
- $704,219
- Professional fundraising fees
- $0
- Accounting fees
- $19,800
- Occupancy
- $175,521
- Travel
- $21,019
- Depreciation
- $12,807
- Program services (functional)
- $792,311
- Management and general (functional)
- $172,804
- Fundraising (functional)
- $219,538
Balance sheet and other
- Total assets, start of year
- $3,171,788
- Total assets, end of year
- $3,814,124
- Total liabilities, end of year
- $358,420
- Net assets, end of year
- $3,455,704
- Land, buildings and equipment
- $62,874
- Net assets without donor restrictions
- $3,116,653
- Net assets with donor restrictions
- $339,051
- Gross receipts
- $1,945,026
- Employees
- 17
- Volunteers
- 1,073
- Year formed
- 1991
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| SHEILAGH CARLISLE | EXECUTIVE DI Officer | 40 | $95,509 |
| ELIZABETH GARBER | PRESIDENT Trustee or director, Officer | 5 | $40,744 |
| KATHERINE ADAMS | CLERK Trustee or director | 1 | $0 |
| ANDREW BARLOW | DIRECTOR Trustee or director | 20 | $0 |
| SILVIA BERRIO | DIRECTOR Trustee or director | 1 | $0 |
| AMANDA BERRY | TREASURER Trustee or director, Officer | 2 | $0 |
| JEFFREY BREM | DIRECTOR Trustee or director | 0.5 | $0 |
| GICELLE BRITO | DIRECTOR Trustee or director | 3 | $0 |
| MICHAEL COLLINS | DIRECTOR Trustee or director | 2 | $0 |
| PAUL GERMANO | VICE PRESIDE Trustee or director | 1 | $0 |
| PAMELA JACQUES-RAIMONDI | DIRECTOR Trustee or director | 0 | $0 |
| DAVID LAURELLO | DIRECTOR Trustee or director | 8 | $0 |
| JEN MCNUTT | DIRECTOR Trustee or director | 0.5 | $0 |
| JEFF TURCOTTE | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended June 30, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KEVIN FUSCO | FORMER ED Officer | 40 | $118,732 |
| ELIZABETH GARBER | PRESIDENT Trustee or director, Officer | 3 | $4,423 |
| KATHERINE ADAMS | CLERK Trustee or director | 1 | $0 |
| SILVIA BERRIO | DIRECTOR Trustee or director | 0.5 | $0 |
| AMANDA BERRY | TREASURER Trustee or director, Officer | 1 | $0 |
| JEFFREY BREM | DIRECTOR Trustee or director | 0.5 | $0 |
| MICHAEL COLLINS | DIRECTOR Trustee or director | 0.5 | $0 |
| PAUL GERMANO | VICE PRESIDE Trustee or director | 1 | $0 |
| PAMELA JACQUES-RAIMONDI | DIRECTOR Trustee or director | 0.5 | $0 |
| CHRIS MARZILLI | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| JEFF TURCOTTE | DIRECTOR Trustee or director | 0.5 | $0 |
| SHEILAGH CARLISLE | EXECUTIVE DI Officer | 40 | $0 |
990 for the year ended June 30, 2023: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KEVIN FUSCO | EXECUTIVE DI Officer | 40 | $115,000 |
| KATHERINE ADAMS | DIRECTOR Trustee or director | 0.5 | $0 |
| SILVIA BERRIO | SECRETARY Trustee or director | 1 | $0 |
| AMANDA BERRY | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| JEFFREY BREM | DIRECTOR Trustee or director | 1 | $0 |
| MICHAEL COLLINS | PRESIDENT Trustee or director | 3 | $0 |
| ELIZABETH GARBER | TREASURER Trustee or director, Officer | 1 | $0 |
| PAUL GERMANO | VICE PRESIDE Trustee or director | 1 | $0 |
| PAMELA JACQUES-RAIMONDI | DIRECTOR Trustee or director | 0.5 | $0 |
| LEAH MANGANARO-PAGLIA | DIRECTOR Trustee or director | 0.5 | $0 |
| CHRIS MARZILLI | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| CHRIS MARZILLI | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| LOZITHA NZULA | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| JEFF TURCOTTE | DIRECTOR Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 68 TADMUCK RD STE 1, WESTFORD, MA 01886-3136
- In care of
- % EXECUTIVE DIRECTOR
- Principal officer (990 for 2024)
- ELIZABETH GARBER, 156 PLAIN RD, WESTFORD, MA 01886
- Signed the 990
- ELIZABETH GARBER, PRESIDENT
- Phone
- (978) 692-0927
- Website
- WWW.LOWELLHABITAT.ORG
- Return prepared by
- CAIN BOURRET JARRY & CRESSMAN LLC
Mission
SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY OF GREATER LOWELL ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.
Program accomplishments
- HOMEOWNERSHIP PROGRAM:FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NO-PROFIT LOANS, HABITAT MAKES ITS HOUSE AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. DURING THE FISCAL YEAR, HABITAT SERVED PEOPLE THROUGH ITS LONG-TERM HOMEOWNERSHIP PROGRAM.Expenses $379,136 · revenue $84,715
- THE RESTORE IS A RETAIL OUTLET OPEN TO THE PUBLIC. ALL FUNDS RAISED BY THE RESTORE PROVIDE DIRECT SUPPORT TO HABITAT FOR HUMANITY'S MISSION OF BUILDING STRENGTH, STABILITY AND SELF-RELIANCE THROUGH SHELTER IN OUR COMMUNITY. THE RESTORE ACCEPTS DROP OFFS OR WILL SCHEDULE FREE PICK UPS FOR NEW AND GENTLY USED HOME IMPROVEMENT MATERIALS, HOME GOODS, FURNITURE, LIGHTING, FLOORING AND APPLIANCES. THESE ITEMS ARE THEN SOLD AT 50-70% OFF RETAIL PRICES TO PEOPLE OF ALL INCOME LEVELS, THEREFORE GENERATING FUNDS TO BUILD MORE AFFORDABLE HOMES IN THE GREATER LOWELL AREA. THE RESTORE IS A GREEN INITIATIVE, KEEPING USEABLE BUILDING MATERIALS, HOME IMPROVEMENT PRODUCTS, FURNITURE, APPLIANCES AND HOUSEHOLD ITEMS OUT OF LANDFILLS TO THE TUNE OF ABOUT 350 TONS A YEAR, THEREBY SAVING SPACE AND MONEY.Expenses $413,175
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3123186
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Exempt since
- 1987
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L20Z)
- Group exemption
- 8545: HABITAT FOR HUMANITY INTERNATIONAL INC
- Assets (IRS master file)
- $3,814,124
- Income (IRS master file)
- $1,945,026
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $1,542,295 | $1,184,653 | $3,814,124 | XML |
| 990 | June 2024 | $1,600,249 | $1,669,532 | $3,171,788 | IRS |
| 990 | June 2023 | $2,025,515 | $2,644,197 | $3,417,455 | XML |
| 990 | June 2022 | $1,620,766 | $1,494,264 | $4,083,112 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3123186).
Questions about HABITAT FOR HUMANITY INTERNATIONAL INC
- What is the EIN of HABITAT FOR HUMANITY INTERNATIONAL INC?
- The employer identification number (EIN) of HABITAT FOR HUMANITY INTERNATIONAL INC is 04-3123186.
- Is HABITAT FOR HUMANITY INTERNATIONAL INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1987.
- Which annual return does HABITAT FOR HUMANITY INTERNATIONAL INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HABITAT FOR HUMANITY INTERNATIONAL INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HABITAT FOR HUMANITY INTERNATIONAL INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of HABITAT FOR HUMANITY INTERNATIONAL INC?
- The 990 for the year ended June 30, 2025 names ELIZABETH GARBER.
- Who are the officers and directors of HABITAT FOR HUMANITY INTERNATIONAL INC?
- The 990 for the year ended June 30, 2025 lists 14 people; 2 received compensation from the organization, the highest $95,509 (SHEILAGH CARLISLE, EXECUTIVE DI).
- How much revenue does HABITAT FOR HUMANITY INTERNATIONAL INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $1,542,295, expenses of $1,184,653 and total assets of $3,814,124 at year end.
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