2024-05-14T16:27:55-04:00 2023-06-30 263582184 CAIN BOURRET JARRY & CRESSMAN LLC 1175 MAMMOTH ROAD SUITE 2A DRACUT MA 01826 990 2022-07-01 043123186 HABITAT FOR HUMANITY OF GREATER LOWELL INC HABI 9786920927 68 TADMUCK ROAD SUITE 1 WESTFORD MA 01886 ELIZABETH GARBER TREASURER 9786920927 2024-05-14 true ELIZABETH GARBER 999009999 false KRISTIN M CRESSMAN P00446157 9789571421 2024-05-14 2022 2023-04-26 12:10:37Z ELIZABETH GARBER 156 PLAIN RD WESTFORD MA 01886 2048322 false X WWW.LOWELLHABITAT.ORG X 1991 MA TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP. WE ACCOMPLISH THIS THROUGH TWO AVENUES - BUILDING NEW AFFORDABLE HOMES AND PERFORMING CRITICAL REPAIRS ON OWNER OCCUPIED HOMES IN ORDER TO ALLOW FAMILIES TO CONTINUE TO LIVE IN THEIR CURRENT HOMES. 13 13 22 361 0 1131353 1021008 466047 971389 953 395 22413 32723 1620766 2025515 0 0 691782 751574 0 127380 802482 1892623 1494264 2644197 126502 -618682 4083112 3417455 89682 243602 3993430 3173853 X TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP. WE ACCOMPLISH THIS THROUGH TWO AVENUES - BUILDING NEW AFFORDABLE HOMES AND PERFORMING CRITICAL REPAIRS ON OWNER OCCUPIED HOMES IN ORDER TO ALLOW FAMILIES TO CONTINUE TO LIVE IN THEIR CURRENT HOMES. false false 1594031 1212604 WITH A MISSION TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP, THE ORGANIZATION HAS BROADENED ITS EFFORTS TO IMPACT AS MANY LOWER INCOME FAMILIES AS POSSIBLE. IN THE GREATER LOWELL AREA WE CONTINUE TO BUILD THE CAPACITY OF THE ORGANIZATION EITHER THROUGH BUILDING NEW HOMES OR RENOVATING OWNER OCCUPIED HOMES, STARTING WITH VETERANS AND MILITARY FAMILIES AND THEN BRANCHING OUT TO ALL POTENTIAL FAMILIES. THE ORGANIZATION IS CONCENTRATING ITS EFFORTS IN SPECIFIC AREAS IN ORDER TO MAKE THE GREATEST IMPACT, NAMELY, THE NEIGHBORHOOD REVITALIZATION INITIATIVE (NRI), LAUNCHING AND SUSTAINING A CRITICAL REPAIR PROGRAM. 820413 812911 THE RESTORE IS A RETAIL OUTLET OPEN TO THE PUBLIC. ALL FUNDS RAISED BY THE RESTORE PROVIDE DIRECT SUPPORT TO HABITAT FOR HUMANITY'S MISSION OF BUILDING STRENGTH, STABILITY AND SELF-RELIANCE THROUGH SHELTER IN OUR COMMUNITY. THE RESTORE ACCEPTS DROP OFFS OR WILL SCHEDULE FREE PICK UPS FOR NEW AND GENTLY USED HOME IMPROVEMENT MATERIALS, HOME GOODS, FURNITURE, LIGHTING, FLOORING AND APPLIANCES. THESE ITEMS ARE THEN SOLD AT 50-70% OFF RETAIL PRICES TO PEOPLE OF ALL INCOME LEVELS, THEREFORE GENERATING FUNDS TO BUILD MORE AFFORDABLE HOMES IN THE GREATER LOWELL AREA. THE RESTORE IS A GREEN INITIATIVE, KEEPING USEABLE BUILDING MATERIALS, HOME IMPROVEMENT PRODUCTS, FURNITURE, APPLIANCES AND HOUSEHOLD ITEMS OUT OF LANDFILLS TO THE TUNE OF ABOUT 350 TONS A YEAR, THEREBY SAVING SPACE AND MONEY. 2414444 true true false false false false false false false false true false false false true false true false false false false false false false true false false false false false false false false false false false false false true false false false false false false false false true 0 0 false 22 true false false false false false true true false false false false false false false false X 13 13 false false false false false false false true true false false true true true true true true true false false MA X X ELIZABETH GARBER 9786920927 156 PLAIN RD WESTFORD MA 01886 KEVIN FUSCO EXECUTIVE DI 40.00 X 115000 0 0 KATHERINE ADAMS DIRECTOR 0.50 X 0 0 0 SILVIA BERRIO SECRETARY 1.00 X 0 0 0 AMANDA BERRY DIRECTOR 0.50 X X 0 0 0 JEFFREY BREM DIRECTOR 1.00 X 0 0 0 MICHAEL COLLINS PRESIDENT 3.00 X 0 0 0 ELIZABETH GARBER TREASURER 1.00 X X 0 0 0 PAUL GERMANO VICE PRESIDE 1.00 X 0 0 0 PAMELA JACQUES-RAIMONDI DIRECTOR 0.50 X 0 0 0 LEAH MANGANARO-PAGLIA DIRECTOR 0.50 X 0 0 0 CHRIS MARZILLI DIRECTOR 0.50 X X 0 0 0 CHRIS MARZILLI DIRECTOR 0.50 X X 0 0 0 LOZITHA NZULA DIRECTOR 0.50 X X 0 0 0 JEFF TURCOTTE DIRECTOR 0.50 X 0 0 0 115000 1 false false false 1021008 473660 1021008 SALE OF HOMES 453310 425000 425000 RESTORE SALES 531390 424901 424901 MORTGAGE LOAN DISCOUNT AMORT 522292 108458 108458 OTHER PROGRAM INCOME 531390 13030 13030 971389 754 754 359 -359 -359 -359 55171 22448 32723 32723 2025515 -359 1004866 119128 89346 17869 11913 550967 465477 85490 81479 72513 1340 7626 15222 15222 12500 10625 1875 40019 20306 19686 27 748 748 30514 3955 8491 18068 157275 136635 20640 22989 17147 5430 412 1066 1066 18302 17402 900 31666 30136 1530 HOME CONSTRUCTION COSTS 861782 861782 RESTORE DONATED GOODS 388010 388010 MORTGAGE DISCOUNT EXPENSE 150980 150980 DONATED MATERIALS 85650 85650 75900 62666 9390 3844 2644197 2414444 102373 127380 619374 519170 1745 1145 87696 97707 2097171 1954311 1200541 640960 4186 8081 196051 104427 72399 91624 104457 4083112 3417455 71573 101120 18109 142482 89682 243602 X 3496169 2511770 497261 662083 3993430 3173853 4083112 3417455 -618682 -200895 X false true X true false X 1347131 1414336 825097 1131353 1021008 5738925 3600 2750 6350 1007236 1080664 769881 493031 1026560 4377372 2357967 2497750 1594978 1624384 2047568 10122647 10122647 2405 3578 1188 953 754 8878 2405 3578 1188 953 754 8878 2360372 2501328 1596166 1625337 2048322 10131525 0.99910 0.99910 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 77329 22457 54872 13011 13011 101211 65434 35777 90649 LEASE LIABILITY 111044 LONG TERM DEBT 31438 142482 2072515 47000 47000 2025515 2025515 2691197 47000 47000 2644197 2644197 OTHER FUNDRAISI 55171 55171 22448 55171 55171 22448 22448 32723 X MATERIALS 1 85650 FAIR MARKET VALUE X RESTORE GOODS 1 388010 FAIR MARKET VALUE FAIR MARKET VALUE false false false FORM 990 - ORGANIZATION'S MISSION TO STRENGTHEN FAMILIES AND COMMUNITIES THROUGH AFFORDABLE HOME OWNERSHIP. WE ACCOMPLISH THIS THROUGH TWO AVENUES - BUILDING NEW AFFORDABLE HOMES AND PERFORMING CRITICAL REPAIRS ON OWNER OCCUPIED HOMES IN ORDER TO ALLOW FAMILIES TO CONTINUE TO LIVE IN THEIR CURRENT HOMES. FORM 990, PAGE 6, PART VI, LINE 11B EXECUTIVE DIRECTOR AND OUTSIDE CONSULTANT, WHO IS A CERTIFIED PUBLIC ACCOUNTANT (CPA) WITH FINANCIAL EXPERTISE AND KNOWLEDGE OF NON-PROFITS AND TAX-EXEMPT ENTITIES, PERFORM AN INITIAL REVIEW AND THEN FORWARDS THE RETURN TO THE BOARD MEMBERS FOR REVIEW AND DISCUSSION. FORM 990, PAGE 6, PART VI, LINE 12C A FORM IS FILLED OUT ANNUALLY BY EACH BOARD MEMBER DISCLOSING ANY CONFLICTS OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION CONSULTANT CONDUCTED INDEPENDENT STUDY AND MADE RECOMMENDATION FOR EXECUTIVE DIRECTOR DIRECTLY TO THE BOARD. THE CONSULTANT USED IS A CONSULTANT TO MANY BOARD OF DIRECTORS AND IS AN EXPERT ON INTERMEDIATE SANCTIONS. FORM 990, PAGE 6, PART VI, LINE 19 DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.