Nonprofit · EIN 95-6134107
CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC
Tax-exempt · ENCINITAS, CA 92024
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $290,692 | $220,396 | $70,296 | $420,500 | $1,176 | $419,324 |
| December 31, 2024 | 990 | $270,033 | $194,990 | $75,043 | $349,792 | $1,396 | $348,396 |
| December 31, 2023 | 990 | $242,106 | $171,540 | $70,566 | $297,127 | $968 | $296,159 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $70,830
- of which government grants
- $40,000
- Membership dues
- $30,120
- Program service revenue
- $5,352
- Investment income
- $10,626
- Net income from fundraising events
- $186,189
- Net income from sales of inventory
- $17,695
- Other revenue
- $203,884
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Other salaries and wages
- $126,230
- Salaries, compensation and benefits (total)
- $145,412
- Professional fundraising fees
- $0
- Accounting fees
- $5,135
- Travel
- $1,618
- Depreciation
- $1,895
- Program services (functional)
- $144,568
- Management and general (functional)
- $73,933
Balance sheet and other
- Total assets, start of year
- $349,792
- Total assets, end of year
- $420,500
- Total liabilities, end of year
- $1,176
- Net assets, end of year
- $419,324
- Land, buildings and equipment
- $8,809
- Net assets without donor restrictions
- $419,324
- Gross receipts
- $438,548
- Employees
- 1
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Joy Sheppard | President Trustee or director, Officer | 5 | $0 |
| Tim Kenney | Director Trustee or director | 1 | $0 |
| Rich Risner | Vice President Trustee or director, Officer | 2 | $0 |
| Aurora Hall | Director Trustee or director | 1 | $0 |
| Debbi Levis | Director Trustee or director | 3 | $0 |
| Greg Lang | Director Trustee or director | 1 | $0 |
| Rahul Deshpande | Treasurer Trustee or director, Officer | 3 | $0 |
| KC Bauer | Director Trustee or director | 2 | $0 |
| Renee Zau | Secretary Trustee or director, Officer | 3 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Joy Sheppard | President Trustee or director, Officer | 5 | $0 |
| Jim O'Hara | Treasurer Trustee or director, Officer | 1 | $0 |
| Rich Risner | Vice President Trustee or director, Officer | 2 | $0 |
| Tom Pirkey | Secretary Trustee or director, Officer | 1 | $0 |
| Debbi Levis | Director Trustee or director | 3 | $0 |
| Greg Lang | Director Trustee or director | 2 | $0 |
| Rahul Deshpande | Director Trustee or director | 3 | $0 |
| Jared Rodrigues | Director Trustee or director | 2 | $0 |
| Renee Zau | Director Trustee or director | 3 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOY SHEPPARD | PRESIDENT Trustee or director, Officer | 5 | $0 |
| JIM O'HARA | TREASURER Trustee or director, Officer | 1 | $0 |
| RICH RISNER | VICE PRESIDE Trustee or director, Officer | 2 | $0 |
| JAMES MEJIA | SECRETARY Trustee or director, Officer | 1 | $0 |
| DEBBI LEVIS | DIRECTOR Trustee or director | 3 | $0 |
| GREG LANG | DIRECTOR Trustee or director | – | $0 |
| TIM PIRKEY | DIRECTOR Trustee or director | 4 | $0 |
Address and contacts
- Address (IRS master file)
- 429 SANTA FE DR, ENCINITAS, CA 92024-5134
- Principal officer (990 for 2025)
- Joy Sheppard, 1365 Oxford Avenue, CardiffbytheSea, CA 92007
- Signed the 990
- Renee Zau, Secretary
- Phone
- (760) 436-0431
- Website
- WWW.CARDIFF101.COM
- Return prepared by
- JENSEN ACCOUNTING INC
California records
California keeps its own records of charities and corporations. Search them by EIN 95-6134107 or by the name CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
CONTINUED COMMERCIAL DISTRICT REVITALIZATION. HELPS COMMUNITY ORGANIZATIONS ENHANCE THE ECONOMIC, SOCIAL AND ENVIRONMENTAL WELL BEING OF HISTORIC AND TRADITIONAL COMMERCE.
Program accomplishments
- THOSE EXPENSES REQUIRED TO MAINTAIN A CHAMBER OF COMMERCE THROUGH CONTINUED COMMERCIAL DISTRICT REVITALIZATION, HELPS THE COMMUNITY ORGANIZATIONS ENHANCE THE ECONOMIC, SOCIAL AND ENVIRONMENTAL WELL BEING OF HISTORICAL & TRADITIONAL COMMERCE.Expenses $144,079
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-6134107
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1966
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $420,500
- Income (IRS master file)
- $438,548
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $290,692 | $220,396 | $420,500 | XML |
| 990 | December 2024 | $270,033 | $194,990 | $349,792 | XML |
| 990 | December 2023 | $242,106 | $171,540 | $297,127 | XML |
| 990 | December 2022 | $218,621 | $137,752 | $236,388 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990-EZ | December 2019 | – | – | – | IRS |
| 990-EZ | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-6134107).
Questions about CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC
- What is the EIN of CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC?
- The employer identification number (EIN) of CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC is 95-6134107.
- Is CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1966.
- Are donations to CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC?
- The 990 for the year ended December 31, 2025 names Joy Sheppard.
- Who are the officers and directors of CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC?
- The 990 for the year ended December 31, 2025 lists 9 people; 0 received compensation from the organization.
- How much revenue does CARDIFF-BY-THE-SEA CHAMBER OF COMMERCE INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $290,692, expenses of $220,396 and total assets of $420,500 at year end.
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