Nonprofit · EIN 95-3597368
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as NORTH COUNTY CREDIT UNION
Tax-exempt · SAN DIEGO, CA 92127
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $2,692,308 | $2,610,156 | $82,152 | $71,407,607 | $65,476,767 | $5,930,840 |
| December 31, 2023 | 990 | $2,387,490 | $2,349,642 | $37,848 | $65,040,107 | $60,108,308 | $4,931,799 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,245,913
- Investment income
- $997,984
- Other revenue
- $448,411
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $775,729
- Compensation of officers, directors and key employees
- $404,007
- Other salaries and wages
- $397,995
- Salaries, compensation and benefits (total)
- $802,002
- Professional fundraising fees
- $0
- Occupancy
- $117,888
- Travel
- $6,729
Balance sheet and other
- Total assets, start of year
- $65,040,107
- Total assets, end of year
- $71,407,607
- Total liabilities, end of year
- $65,476,767
- Net assets, end of year
- $5,930,840
- Land, buildings and equipment
- $582,427
- Gross unrelated business income
- $7,449
- Gross receipts
- $2,692,308
- Employees
- 8
- Volunteers
- 12
- Year formed
- 1953
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Gary Sisk | CEO Officer | 40 | $160,640 |
| Allen Arvizu | CFO Officer | 40 | $135,339 |
| Gary Williams | CIO Officer | 40 | $108,028 |
| Gerald Mikas | Director Trustee or director | 0.5 | $0 |
| Mike Danileski | Director Trustee or director | 0.5 | $0 |
| Torrin James | Director Trustee or director | 0.5 | $0 |
| Glenn Hachadorian | Director Trustee or director | 0.5 | $0 |
| Judy Boyles | Secretary Trustee or director | 0.5 | $0 |
| Chris Russo | BOARD CHAIRMAN Trustee or director | 0.5 | $0 |
| Louann Schloss | Treasurer Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Gary Sisk | CEO Officer | 40 | $160,640 |
| Allen Arvizu | CFO Officer | 40 | $135,339 |
| Gary Williams | CIO Officer | 40 | $108,028 |
| Gerald Mikas | Director Trustee or director | 0.5 | $0 |
| Pat Hamilton | SC Chairman Trustee or director | 0.5 | $0 |
| Mike Danileski | Director Trustee or director | 0.5 | $0 |
| Torrin James | Director Trustee or director | 0.5 | $0 |
| Glenn Hachadorian | Director Trustee or director | 0.5 | $0 |
| Virgina Clark | SC Trustee or director | 0.5 | $0 |
| Judy Boyles | Secretary Trustee or director | 0.5 | $0 |
| Chris Russo | BOARD CHAIRMAN Trustee or director | 0.5 | $0 |
| Steven Morales | SC Trustee or director | 0.5 | $0 |
| Eileen Sparks | SC Trustee or director | 0.5 | $0 |
| Louann Schloss | Treasurer Trustee or director | 0.5 | $0 |
| Gene Kanaly | SC Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 17045 VIA DEL CAMPO, SAN DIEGO, CA 92127-1711
- Principal officer (990 for 2024)
- Gary Sisk, PO Box 289014, San Diego, CA 921989014
- Signed the 990
- Gary Sisk, CEO
- Phone
- (858) 487-1880
- Website
- www.northcountycu.org
- Return prepared by
- RICHARDS & ASSOCIATES
California records
California keeps its own records of charities and corporations. Search them by EIN 95-3597368 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of North County Credit Union.
Program accomplishments
- Provided deposit and loan accounts to 2,663 members. Provided low cost source of credit and low cost financial services to our members. Provided source of member savings and checking account needs.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-3597368
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1961
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $71,407,607
- Income (IRS master file)
- $2,692,308
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $2,692,308 | $2,610,156 | $71,407,607 | XML |
| 990 | December 2023 | $2,387,490 | $2,349,642 | $65,040,107 | XML |
| 990 | December 2022 | $2,506,815 | $2,189,659 | $72,994,364 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-3597368).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 95-3597368.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1961.
- Are donations to CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2024 names Gary Sisk.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2024 lists 10 people; 3 received compensation from the organization, the highest $160,640 (Gary Sisk, CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $2,692,308, expenses of $2,610,156 and total assets of $71,407,607 at year end.
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