Nonprofit · EIN 94-1701188
CALIFORNIA MORTGAGE BANKERS ASSOCIATION
Tax-exempt · ROSEVILLE, CA 95661
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| October 31, 2025 | 990 | $3,070,078 | $3,043,721 | $26,357 | $3,814,621 | $711,010 | $3,103,611 |
| October 31, 2024 | 990 | $2,755,745 | $2,756,624 | -$879 | $3,502,843 | $425,589 | $3,077,254 |
| October 31, 2023 | 990 | $2,627,345 | $2,708,214 | -$80,869 | $3,664,458 | $593,954 | $3,070,504 |
| October 31, 2021 | 990 | $2,834,161 | $2,269,746 | $564,415 | $3,200,878 | $606,018 | $2,594,860 |
Financial details: 990 for the year ended October 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,987,373
- Investment income
- $76,203
- Net gain from sales of assets
- -$2,680
- Other revenue
- $6,502
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $301,626
- Other salaries and wages
- $338,216
- Salaries, compensation and benefits (total)
- $788,791
- Professional fundraising fees
- $0
- Legal fees
- $74,477
- Accounting fees
- $21,113
- Occupancy
- $42,858
- Travel
- $5,266
- Depreciation
- $20,873
Balance sheet and other
- Total assets, start of year
- $3,502,843
- Total assets, end of year
- $3,814,621
- Total liabilities, end of year
- $711,010
- Net assets, end of year
- $3,103,611
- Land, buildings and equipment
- $73,017
- Net assets without donor restrictions
- $3,103,611
- Gross receipts
- $3,072,758
- Employees
- 5
- Volunteers
- 29
- Year formed
- 1955
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended October 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Susan Milazzo | CEO Officer | 40 | $301,626 | $41,861 |
| Susan Wilfley | Finance Manager | 40 | $106,529 | $0 |
| Wes Iseley | Chair Trustee or director, Officer | 2 | $0 | $0 |
| Gary Bechtel | President, Comm Trustee or director, Officer | 2 | $0 | $0 |
| Jennifer Schachterle | President, Res. Trustee or director, Officer | 2 | $0 | $0 |
| Andrew Mekjavich | Past Chair Trustee or director, Officer | 2 | $0 | $0 |
| Cody Charfauros | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| Tom Gilliland | Director Trustee or director | 2 | $0 | $0 |
| Nick Pabarcus | Director Trustee or director | 2 | $0 | $0 |
| Kevin Wall | Director Trustee or director | 2 | $0 | $0 |
| Chris Botsford | Director Trustee or director | 2 | $0 | $0 |
| Marlene Chaker | Director Trustee or director | 2 | $0 | $0 |
| Paul Gigliotti | Director Trustee or director | 2 | $0 | $0 |
| Mike Fontaine | Director Trustee or director | 2 | $0 | $0 |
| AJ George | Director Trustee or director | 2 | $0 | $0 |
18 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kim Nichols | Director Trustee or director | 2 | $0 |
| Rosalyn Hardy | Director Trustee or director | 2 | $0 |
| Kevin Peranio | Director Trustee or director | 2 | $0 |
| David Neylan | Director Trustee or director | 2 | $0 |
| David Smyle | Director Trustee or director | 2 | $0 |
| Brad Livingston | Director Trustee or director | 2 | $0 |
| Ike Suri | Director Trustee or director | 2 | $0 |
| Arvin Wijay | Director Trustee or director | 2 | $0 |
| Jeff Walsh | Director Trustee or director | 2 | $0 |
| Tom Wight | Director Trustee or director | 2 | $0 |
| Jon Irvine | Director Trustee or director | 2 | $0 |
| Chuck Iverson | Director Trustee or director | 2 | $0 |
| John Hedlund | Director Trustee or director | 2 | $0 |
| Laura Martell | Director Trustee or director | 2 | $0 |
| Mark Ulmer | Director Trustee or director | 2 | $0 |
| Marty Allred | Director Trustee or director | 2 | $0 |
| Amanda Coffrini | Director Trustee or director | 2 | $0 |
| Steve Kolker | Director Trustee or director | 2 | $0 |
990 for the year ended October 31, 2024: 31 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Susan Milazzo | CEO Officer | 40 | $296,636 | $22,882 |
| Susan Wilfley | Finance Manager | 40 | $100,570 | $9,824 |
| Wes Iseley | Chair Trustee or director, Officer | 2 | $0 | $0 |
| Gary Bechtel | President, Comm Trustee or director, Officer | 2 | $0 | $0 |
| Jennifer Schachterle | President, Res. Trustee or director, Officer | 2 | $0 | $0 |
| Andrew Mekjavich | Past Chair Trustee or director, Officer | 2 | $0 | $0 |
| Cody Charfauros | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| Tom Gilliland | Director Trustee or director | 2 | $0 | $0 |
| Nick Pabarcus | Director Trustee or director | 2 | $0 | $0 |
| Kevin Wall | Director Trustee or director | 2 | $0 | $0 |
| Chris Botsford | Director Trustee or director | 2 | $0 | $0 |
| Marlene Chaker | Director Trustee or director | 2 | $0 | $0 |
| Paul Gigliotti | Director Trustee or director | 2 | $0 | $0 |
| Mike Fontaine | Director Trustee or director | 2 | $0 | $0 |
| AJ George | Director Trustee or director | 2 | $0 | $0 |
| Kim Nichols | Director Trustee or director | 2 | $0 | $0 |
| Rosalyn Hardy | Director Trustee or director | 2 | $0 | $0 |
| Kevin Peranio | Director Trustee or director | 2 | $0 | $0 |
| David Neylan | Director Trustee or director | 2 | $0 | $0 |
| David Smyle | Director Trustee or director | 2 | $0 | $0 |
| Brad Livingston | Director Trustee or director | 2 | $0 | $0 |
| Ike Suri | Director Trustee or director | 2 | $0 | $0 |
| Arvin Wijay | Director Trustee or director | 2 | $0 | $0 |
| Jeff Walsh | Director Trustee or director | 2 | $0 | $0 |
| Tom Wight | Director Trustee or director | 2 | $0 | $0 |
| Jon Irvine | Director Trustee or director | 2 | $0 | $0 |
| Chuck Iverson | Director Trustee or director | 2 | $0 | $0 |
| John Hedlund | Director Trustee or director | 2 | $0 | $0 |
| Laura Martell | Director Trustee or director | 2 | $0 | $0 |
| Mark Ulmer | Director Trustee or director | 2 | $0 | $0 |
| Marty Allred | Director Trustee or director | 2 | $0 | $0 |
990 for the year ended October 31, 2023: 28 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Susan Milazzo | CEO Officer | 40 | $290,264 | $21,060 |
| Susan Wilfley | Finance Manager | 40 | $103,377 | $5,013 |
| Jon Irvine | Director Trustee or director | 2 | $0 | $0 |
| Nick Pabarcus | Director Trustee or director | 2 | $0 | $0 |
| Laura Martell | Director Trustee or director | 2 | $0 | $0 |
| John Hedlund | Past Chair Trustee or director, Officer | 2 | $0 | $0 |
| Gary Bechtel | President, Comm Trustee or director, Officer | 2 | $0 | $0 |
| Tom Gilliland | Director Trustee or director | 2 | $0 | $0 |
| Cody Charfauros | Director Trustee or director | 2 | $0 | $0 |
| Margarett Chiavini | Director Trustee or director | 2 | $0 | $0 |
| Marlene Chaker | Director Trustee or director | 2 | $0 | $0 |
| Paul Gigliotti | Director Trustee or director | 2 | $0 | $0 |
| Mike Fontaine | Director Trustee or director | 2 | $0 | $0 |
| AJ George | Director Trustee or director | 2 | $0 | $0 |
| Kim Nichols | Director Trustee or director | 2 | $0 | $0 |
| Rosalyn Hardy | Director Trustee or director | 2 | $0 | $0 |
| Kevin Peranio | Director Trustee or director | 2 | $0 | $0 |
| David Neylan | Director Trustee or director | 2 | $0 | $0 |
| David Smyle | Director Trustee or director | 2 | $0 | $0 |
| Brad Livingston | Director Trustee or director | 2 | $0 | $0 |
| Ike Suri | Director Trustee or director | 2 | $0 | $0 |
| Arvin Wijay | Director Trustee or director | 2 | $0 | $0 |
| Bill Lowman | Director Trustee or director | 2 | $0 | $0 |
| Tom Wight | Director Trustee or director | 2 | $0 | $0 |
| Wes Iseley | President, Res. Trustee or director, Officer | 2 | $0 | $0 |
| Chuck Iverson | Director Trustee or director | 2 | $0 | $0 |
| Andrew Mekjavich | Chairman Trustee or director, Officer | 2 | $0 | $0 |
| Jennifer Schachterle | Secretary Trustee or director, Officer | 2 | $0 | $0 |
990 for the year ended October 31, 2021: 27 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Susan Milazzo | CEO Officer | 40 | $281,841 | $19,500 |
| Susan Wilfley | Finance Manager | 40 | $101,365 | $6,118 |
| Annemaria Allen | Director Trustee or director | 2 | $0 | $0 |
| Nick Pabarcus | Director Trustee or director | 2 | $0 | $0 |
| John Hedlund | President-Resid Trustee or director, Officer | 2 | $0 | $0 |
| Gary Bechtel | Director Trustee or director | 2 | $0 | $0 |
| Rob Chrisman | Director Trustee or director | 2 | $0 | $0 |
| Cody Charfauros | Director Trustee or director | 2 | $0 | $0 |
| Margarett Chiavini | Director Trustee or director | 2 | $0 | $0 |
| Marlene Chaker | Director Trustee or director | 2 | $0 | $0 |
| Paul Gigliotti | Director Trustee or director | 2 | $0 | $0 |
| Mike Fontaine | Director Trustee or director | 2 | $0 | $0 |
| AJ George | Director Trustee or director | 2 | $0 | $0 |
| Thomas Fisher | Director Trustee or director | 2 | $0 | $0 |
| Rosalyn Hardy | Director Trustee or director | 2 | $0 | $0 |
| Ryan Chapman | Chairman Trustee or director, Officer | 2 | $0 | $0 |
| David Neylan | Director Trustee or director | 2 | $0 | $0 |
| David Smyle | Director Trustee or director | 2 | $0 | $0 |
| Don Curtis | Director Trustee or director | 2 | $0 | $0 |
| Kenny Harmer | Director Trustee or director | 2 | $0 | $0 |
| Arvin Wijay | Director Trustee or director | 2 | $0 | $0 |
| Bill Lowman | Imm. Past Chair Trustee or director, Officer | 2 | $0 | $0 |
| Brandon G Haefele | Director Trustee or director | 2 | $0 | $0 |
| Wes Iseley | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| Chuck Iverson | Director Trustee or director | 2 | $0 | $0 |
| Andrew Mekjavich | President-Comme Trustee or director, Officer | 2 | $0 | $0 |
| Jennifer Schachterle | Director Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3013 DOUGLAS BLVD STE 132, ROSEVILLE, CA 95661-3842
- In care of
- % SUSAN MILAZZO
- Principal officer (990 for 2024)
- Paul Gigliotti, 3013 Douglas Blvd 132, Roseville, CA 95661
- Signed the 990
- Paul Gigliotti, CEO
- Phone
- (916) 446-7100
- Website
- www.cmba.com
- Return prepared by
- Beebout Williams & Olds CPAs
California records
California keeps its own records of charities and corporations. Search them by EIN 94-1701188 or by the name CALIFORNIA MORTGAGE BANKERS ASSOCIATION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
The California MBA serves to represent the residential and commercial real estate finance industry before all governing bodies. The California MBA encourages and promotes sound business practices and honesty in marketing, origination, lending, and servicing of mortgage loans through our educational and networking opportunities.
Program accomplishments
- CMBA conducts educational seminars and meetings for and on behalf of its members. The Association's conferences and other events give participants a great opportunity to reach out to others in the industry and make lasting and valuable relationships, both professional and personal. With major annual conferences covering secondary marketing , loan servicing, and the commercial/multi family industry, one day conferences and workshops throughout the year and the Future Leaders Program, CMBA is committed to professional developments.CMBA monitors and analyzes legislation which may affect the mortgage banking industry. CMBA serves its membership by representing their legislative and regulatory interests before the California Legislature, the Governor's Office, the Department of Business Oversight, the Bureau of Real Estate and other regulatory agencies. CMBA also works closely with the Mortgage Bankers Association in Washington D.C. to provide support, guidance and expertise on federal issues impacting business in California.Expenses $2,154,084
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in October, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | October 31, 2026 | March 15, 2027 | Not due yet |
| 2024 | October 31, 2025 | March 16, 2026 | 990 on file |
| 2023 | October 31, 2024 | March 17, 2025 | 990 on file |
IRS record
- EIN
- 94-1701188
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1957
- Accounting year ends
- October
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $3,814,621
- Income (IRS master file)
- $3,072,758
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | October 2025 | $3,070,078 | $3,043,721 | $3,814,621 | XML |
| 990 | October 2024 | $2,755,745 | $2,756,624 | $3,502,843 | XML |
| 990 | October 2023 | $2,627,345 | $2,708,214 | $3,664,458 | XML |
| 990 | October 2022 | $3,403,318 | $2,846,805 | $3,753,359 | IRS |
| 990 | October 2021 | $2,834,161 | $2,269,746 | $3,200,878 | XML |
| 990 | October 2020 | – | – | – | IRS |
| 990 | October 2019 | – | – | – | IRS |
| 990 | October 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-1701188).
Questions about CALIFORNIA MORTGAGE BANKERS ASSOCIATION
- What is the EIN of CALIFORNIA MORTGAGE BANKERS ASSOCIATION?
- The employer identification number (EIN) of CALIFORNIA MORTGAGE BANKERS ASSOCIATION is 94-1701188.
- Is CALIFORNIA MORTGAGE BANKERS ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1957.
- Are donations to CALIFORNIA MORTGAGE BANKERS ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CALIFORNIA MORTGAGE BANKERS ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CALIFORNIA MORTGAGE BANKERS ASSOCIATION due?
- The return for tax year 2025 (the year ending October 31, 2026) is due March 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CALIFORNIA MORTGAGE BANKERS ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended October 2025.
- Who is the principal officer of CALIFORNIA MORTGAGE BANKERS ASSOCIATION?
- The 990 for the year ended October 31, 2025 names Paul Gigliotti.
- Who are the officers and directors of CALIFORNIA MORTGAGE BANKERS ASSOCIATION?
- The 990 for the year ended October 31, 2025 lists 33 people; 2 received compensation from the organization, the highest $301,626 (Susan Milazzo, CEO).
- How much revenue does CALIFORNIA MORTGAGE BANKERS ASSOCIATION have?
- On its 990 for the year ended October 31, 2025 it reported revenue of $3,070,078, expenses of $3,043,721 and total assets of $3,814,621 at year end.
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