Nonprofit · EIN 93-6027729
VALLEY CREDIT UNION
Also known as NAPS Branch 275
Tax-exempt · SALEM, OR 97302
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $7,760,264 | $6,913,228 | $847,036 | $111,709,804 | $97,318,176 | $14,391,628 |
| December 31, 2024 | 990 | $7,571,095 | $7,341,381 | $229,714 | $116,196,216 | $103,128,798 | $13,067,418 |
| December 31, 2023 | 990 | $6,561,737 | $5,754,296 | $807,441 | $109,481,799 | $96,778,291 | $12,703,508 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $6,991,966
- Investment income
- $768,298
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $23,445
- Benefits paid to members
- $59,325
- Compensation of officers, directors and key employees
- $726,610
- Other salaries and wages
- $601,157
- Salaries, compensation and benefits (total)
- $1,851,820
- Professional fundraising fees
- $0
- Legal fees
- $70,327
- Accounting fees
- $24,000
- Occupancy
- $122,623
- Travel
- $66,168
- Depreciation
- $39,558
Balance sheet and other
- Total assets, start of year
- $116,196,216
- Total assets, end of year
- $111,709,804
- Total liabilities, end of year
- $97,318,176
- Net assets, end of year
- $14,391,628
- Land, buildings and equipment
- $1,735,043
- Gross unrelated business income
- $26,058
- Gross receipts
- $7,760,264
- Employees
- 19
- Volunteers
- 13
- Year formed
- 1957
- State of legal domicile
- OR
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAT FORCE | CEO Officer | 40 | $289,118 | $22,592 |
| JUSTIN ROBERTS | VP OF LENDING Officer | 40 | $180,783 | $31,623 |
| JAKE TURPIN | VP OF MEMBER SERVICES Officer | 40 | $135,484 | $31,336 |
| KATIE CLARK | DIRECTOR OF ADMIN SERVICES Officer | 40 | $121,225 | $20,550 |
| SHELLIE MARTIN | ACCOUNTING MANAGER Highest-paid employee | 40 | $108,225 | $11,393 |
| ROB KANSKY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TYLER CLARK | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MARILYN BACON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PATRICK VANCE | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| EARLENE NAYLOR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEFF SCOFIELD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANDY SUTTON | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAT FORCE | CEO Officer | 40 | $240,896 | $25,312 |
| JUSTIN ROBERTS | VP OF LENDING Officer | 40 | $170,955 | $34,173 |
| JAKE TURPIN | VP OF MEMBER SERVICES Officer | 40 | $126,677 | $34,173 |
| KATIE CLARK | SECRETARY Officer | 40 | $110,860 | $21,477 |
| SHELLIE MARTIN | ACCOUNTING MANAGER Highest-paid employee | 40 | $103,521 | $11,978 |
| ROB KANSKY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| TYLER CLARK | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MARILYN BACON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PATRICK VANCE | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| EARLENE NAYLOR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEFF SCOFIELD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANDY SUTTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAT FORCE | CEO Officer | 40 | $235,871 | $23,887 |
| JUSTIN ROBERTS | VP OF LENDING Officer | 40 | $153,184 | $32,121 |
| JAKE TURPIN | VP OF MEMBER SERVICES Officer | 40 | $114,959 | $31,414 |
| KATIE CLARK | SECRETARY Officer | 40 | $98,903 | $18,721 |
| ROB KANSKY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| TYLER CLARK | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| DENNY NIELSEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MARILYN BACON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PATRICK VANCE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| EARLENE NAYLOR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICKY FROST | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2096 MISSION ST SE, SALEM, OR 97302-1241
- Mailing address (990-N for 2009)
- PO Box 276, Burns OR 97720
- Principal officer (990 for 2025)
- PAT FORCE, 2096 MISSION ST SE, SALEM, OR 97302
- Principal officer (990-N for 2009)
- NAPS Branch 275, PO Box 168, Burns OR 97720
- Signed the 990
- PAT FORCE, CEO
- Phone
- (503) 589-6200
- Website
- napsnw.org
- Return prepared by
- OPSAHL DAWSON
Mission
SERVING FOR YOUR SUCCESS
Program accomplishments
- PROVIDE LOW COST LOANS TO MEMBERS USING FUNDS ON DEPOSIT.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 93-6027729
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0728: STATE CHARTERED CREDIT UNIONS IN OREGON
- Assets (IRS master file)
- $111,709,804
- Income (IRS master file)
- $7,760,264
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $7,760,264 | $6,913,228 | $111,709,804 | XML |
| 990 | December 2024 | $7,571,095 | $7,341,381 | $116,196,216 | XML |
| 990 | December 2023 | $6,561,737 | $5,754,296 | $109,481,799 | XML |
| 990 | December 2022 | $4,901,740 | $4,146,414 | $101,149,265 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2009 Officer: NAPS Branch 275 | December 31, 2009 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-6027729).
Questions about VALLEY CREDIT UNION
- What is the EIN of VALLEY CREDIT UNION?
- The employer identification number (EIN) of VALLEY CREDIT UNION is 93-6027729.
- Is VALLEY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to VALLEY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does VALLEY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of VALLEY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did VALLEY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names PAT FORCE.
- Who are the officers and directors of VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 12 people; 5 received compensation from the organization, the highest $289,118 (PAT FORCE, CEO).
- How much revenue does VALLEY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $7,760,264, expenses of $6,913,228 and total assets of $111,709,804 at year end.
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