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Nonprofit · EIN 91-0599107

CREDIT UNIONS IN THE STATE OF WASHINGTON

Also known as WHITE RIVER CREDIT UNION

Tax-exempt · ENUMCLAW, WA 98022

Financials

$6.6M$5.2M2023$7.3M$6M2024
Revenue Expenses · by fiscal year end
Financials of CREDIT UNIONS IN THE STATE OF WASHINGTON by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$7,261,286$5,975,179$1,286,107$115,260,784$97,498,664$17,762,120
December 31, 2023990$6,562,021$5,177,680$1,384,341$119,708,505$103,355,645$16,352,860
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$6,086,199
Investment income
$1,175,087
Net gain from sales of assets
-$32,052
Other revenue
$0

Expenses

Grants and similar amounts paid
$4,998
Compensation of officers, directors and key employees
$284,339
Other salaries and wages
$1,218,438
Salaries, compensation and benefits (total)
$1,751,460
Professional fundraising fees
$0
Accounting fees
$43,390
Occupancy
$176,345
Depreciation
$70,858

Balance sheet and other

Total assets, start of year
$119,708,505
Total assets, end of year
$115,260,784
Total liabilities, end of year
$97,498,664
Net assets, end of year
$17,762,120
Land, buildings and equipment
$1,994,234
Gross unrelated business income
$4,586
Gross receipts
$7,304,890
Employees
30
Volunteers
10
Year formed
1952
State of legal domicile
WA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
BRANDY FIELDINGPRESIDENT & CEO
Officer
50$188,159$18,221
MARIA HANSENVP OF OPERATIONS
Highest-paid employee
40$115,686$5,784
CHRISTINE DORNVP OF LENDING
Highest-paid employee
40$103,931$14,502
SADIE CAPPSSECRETARY & VP OF COMPLIANCE/HR
Trustee or director, Officer
34.5$65,851$12,106
TODD HUIZENGABOARD CHAIR
Trustee or director, Officer
1$0$0
GARY MCGILLIVRAYBOARD VICE CHAIR
Trustee or director, Officer
0.5$0$0
LINDA BARNESBOARD MEMBER
Trustee or director
0.5$0$0
DENNIS DEVLINBOARD MEMBER
Trustee or director
0.5$0$0
ERIC HYATTBOARD MEMBER
Trustee or director
0.5$0$0
PETER KIRCHNERBOARD MEMBER
Trustee or director
0.5$0$0
VENESSA KOEHNBOARD MEMBER
Trustee or director
0.5$0$0
MARY KNUTSONBOARD MEMBER
Trustee or director
0.5$0$0
TONY RYANBOARD MEMBER
Trustee or director
0.5$0$0
LEE BLECHSCHMIDTBOARD MEMBER
Trustee or director
0.5$0$0
990 for the year ended December 31, 2023: 13 people
NameTitleHours / weekCompensationOther / benefits
BRANDY FIELDINGPRESIDENT & CEO
Officer
60$162,151$17,445
SADIE CAPPSSECRETARY
Officer
40$66,125$3,430
GARY MCGILLIVRAYBOARD CHAIR
Trustee or director, Officer
1$0$0
TODD HUIZENGABOARD VICE CHAIR
Trustee or director, Officer
0.5$0$0
LINDA BARNESBOARD MEMBER
Trustee or director
0.5$0$0
DENNIS DEVLINBOARD MEMBER
Trustee or director
0.5$0$0
ERIC HYATTBOARD MEMBER
Trustee or director
0.5$0$0
PETER KIRCHNERBOARD MEMBER
Trustee or director
0.5$0$0
VENESSA KOEHNBOARD MEMBER
Trustee or director
0.5$0$0
MARY KNUTSONBOARD MEMBER
Trustee or director
0.5$0$0
TONY RYANBOARD MEMBER
Trustee or director
0.5$0$0
QUIN KOPLITZBOARD MEMBER (THRU 04/2023)
Trustee or director
0.5$0$0
DAVE MAGSTADTBOARD MEMBER (THRU 04/2023)
Trustee or director
0.5$0$0

Address and contacts

Address (IRS master file)
PO BOX 35, ENUMCLAW, WA 98022-0035
Principal officer (990 for 2024)
BRANDY FIELDING, PO BOX 35, ENUMCLAW, WA 98022
Signed the 990
BRANDY FIELDING, PRESIDENT & CEO
Phone
(360) 825-4833
Return prepared by
MOSS ADAMS LLP

Mission

TO PROVIDE QUALITY SERVICE TO OUR MEMBER/OWNERS AND A FULL RANGE OF COMPETITIVE FINANCIAL PRODUCTS WITH PERSONAL, CARING AND EFFICIENT SERVICE.

990 for the year ended December 31, 2024

Program accomplishments

  • WHITE RIVER CREDIT UNION, LOCATED IN ENUMCLAW, WASHINGTON IS 8,400 MEMBERS STRONG WITH $115,000,000 IN ASSETS. THE CREDIT UNION WAS FOUNDED IN 1952 AND ORIGINALLY SERVED WEYERHAUSER EMPLOYEES. SINCE THEN, MEMBERSHIP HAS BEEN EXPANDED TO INCLUDE THE ENUMCLAW COMMUNITY AND THE GREATER SOUTH SOUND REGION. OUR CREDIT UNION PROVIDES BASIC FINANCIAL SERVICES INCLUDING SHARE DRAFTS (CHECKING), SHARE ACCOUNTS (SAVINGS), LOANS, AND OTHER SERVICES. BUT, WE DO A LOTMORE. SOME OF THE UNIQUE SERVICES INCLUDE: -SAVINGS SECURED CREDIT CARDS-WIRES-MONEY ORDERS OUR CREDIT UNION EXISTS TO HELP PEOPLE, NOT MAKE A PROFIT. OUR GOAL IS TO SERVE OUR ENTIRE MEMBERSHIP WELL, INCLUDING THOSE OF MODEST MEANS. OUR COMMITMENT TO OUR MEMBERS - WE ALSO REACH OUT TO MEMBERS OR POTENTIAL MEMBERS WHO ARE UNDERSERVED. MEMBERS AT WHITE RIVER CREDIT UNION CAN OPEN AN ACCOUNT WITH $25. ALL OF THOSE MEMBERS HAVE ACCESS TO OUR FULL RANGE OF FINANCIAL SERVICES. WHITE RIVER CREDIT UNION DOES MUCH TO HELP MEMBERS IN NEED:-FINANCIAL AND DEBT COUNSELING FOR INDIVIDUALS-SMALL BALANCE LOANS TO TIDE MEMBERS OVER UNTIL PAYDAY-SHARE SECURED LOANS, INCLUDING CREDIT CARDSOUR COMMITMENT TO COMMUNITY FINANCIAL EDUCATION & LITERACY - PROMOTING FINANCIAL LITERACY HAS BEEN A PRIMARY MISSION OF CREDIT UNIONS SINCE THEY WERE ESTABLISHED. EDWARD A. FILENE, THE FATHER OF THE AMERICAN CREDIT UNION MOVEMENT IN 1908 SAID, "CREDIT UNIONS ARE EDUCATIONAL INSTITUTIONS." OUR INTENT IS TO TEACH PEOPLE WISE MONEY MANAGEMENT SKILLS THEY CAN USE TO MAKE THEIR ENTIRE LIVES BETTER. GOOD GOVERNANCE AND DIVERSITY - CREDIT UNIONS EXIST TO SERVE ALL MEMBERS EQUALLY, WITH DIGNITY, RESPECT, AND CONSIDERATION. WE STRIVE TO SERVE EVERYONE WHO NEEDS FINANCIAL SERVICES WITHIN OUR MEMBERSHIP AND TO BE SENSITIVE TO THE INDIVIDUAL NEEDS OF THE VARIOUS CULTURES WE SERVE. OUR EMPLOYEES AND VOLUNTEERS REFLECT THE DIVERSITY OF OUR MEMBERSHIP.THE CREDIT UNION MOVEMENT - CREDIT UNIONS DON'T JUST EXIST TO PROVIDE FINANCIAL SERVICES - WE PROVIDED FINANCIAL SERVICES FOR THE PURPOSE OF IMPROVING LIVES. WHILE OUR FIRST RESPONSIBILITY IS TO OUR MEMBERS, PART OF BEING A COOPERATIVE MOVEMENT MEANS LOOKING BEYOND OUR WALLS TO THE LARGER COMMUNITY. THIS PHILOSOPHY LEADS US TO SUPPORT WORTHWHILE CHARITABLE AND SOCIAL CAUSES, AND TO WORK WITH OTHER CREDIT UNIONS.IN OUR CREDIT UNION, WE REACH OUT BY:-COOPERATING IN ALLIANCES AND PARTNERSHIPS TO BETTER SERVE OUR MEMBERS AND COMMUNITY-SPONSORING FOOD DRIVES FOR THE LOCAL FOOD BANK-SUPPORTING THE CHILDREN'S MIRACLE NETWORK, TOYS FOR TOTS, AND ADOPT A FAMILY PROGRAMS-BEING ACTIVE PARTICIPANTS IN LOCAL SERVICE ORGANIZATIONS INCLUDING ROTARY-ESTABLISHING ELECTRONIC FUNDS TRANSFER (EFT) ACCOUNTS-SHARING OUR RESOURCES, EQUIPMENT AND PERSONNEL TO CREDIT UNIONS IN NEED.-ENCOURAGING OUR STAFF AND VOLUNTEERS TO SUPPORT OUR LOCAL CREDIT UNION CHAPTER

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
91-0599107
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1954
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$115,260,784
Income (IRS master file)
$7,304,890

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$7,261,286$5,975,179$115,260,784IRS
990December 2023$6,562,021$5,177,680$119,708,505XML
990December 2022$5,041,563$4,557,718$124,008,865IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-0599107).

Questions about CREDIT UNIONS IN THE STATE OF WASHINGTON

What is the EIN of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF WASHINGTON is 91-0599107.
Is CREDIT UNIONS IN THE STATE OF WASHINGTON tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
Are donations to CREDIT UNIONS IN THE STATE OF WASHINGTON tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CREDIT UNIONS IN THE STATE OF WASHINGTON file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT UNIONS IN THE STATE OF WASHINGTON due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT UNIONS IN THE STATE OF WASHINGTON last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The 990 for the year ended December 31, 2024 names BRANDY FIELDING.
Who are the officers and directors of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The 990 for the year ended December 31, 2024 lists 14 people; 4 received compensation from the organization, the highest $188,159 (BRANDY FIELDING, PRESIDENT & CEO).
How much revenue does CREDIT UNIONS IN THE STATE OF WASHINGTON have?
On its 990 for the year ended December 31, 2024 it reported revenue of $7,261,286, expenses of $5,975,179 and total assets of $115,260,784 at year end.

Other nonprofits in ENUMCLAW

All nonprofits in ENUMCLAW · Washington