Nonprofit · EIN 91-0573334
CREDIT UNIONS IN THE STATE OF WASHINGTON
Also known as EXPRESS CREDIT UNION
Tax-exempt · SEATTLE, WA 98124
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $3,026,946 | $3,025,541 | $1,405 | $23,989,381 | $20,598,460 | $3,390,921 |
| December 31, 2024 | 990 | $3,688,136 | $3,633,864 | $54,272 | $27,245,272 | $23,868,917 | $3,376,355 |
| December 31, 2023 | 990 | $2,693,734 | $2,660,177 | $33,557 | $22,124,185 | $1,232,653 | $20,891,532 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $1,147,275
- of which government grants
- $847,275
- Program service revenue
- $1,214,489
- Investment income
- $388,081
- Other revenue
- $277,101
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $415,013
- Other salaries and wages
- $669,652
- Salaries, compensation and benefits (total)
- $1,344,991
- Professional fundraising fees
- $0
- Legal fees
- $6,718
- Accounting fees
- $77,217
- Occupancy
- $127,028
- Travel
- $6,279
- Depreciation
- $42,309
- Program services (functional)
- $1,432,262
- Management and general (functional)
- $1,593,279
Balance sheet and other
- Total assets, start of year
- $27,245,272
- Total assets, end of year
- $23,989,381
- Total liabilities, end of year
- $20,598,460
- Net assets, end of year
- $3,390,921
- Land, buildings and equipment
- $89,361
- Gross receipts
- $3,026,946
- Employees
- 17
- Year formed
- 1934
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| HELEN GIBSON | PRESIDENT/CEO Officer | 48 | $183,711 | $11,494 |
| ELIZABETH ESCOBAR | CHIEF BUSINESS OFFICER Officer | 45 | $103,595 | $10,768 |
| KRISTI RYDMAN | CHIEF OPERATIONS OFFICER Officer | 45 | $95,257 | $10,670 |
| AARON WIGGINS | CHIEF LENDING OFFICER Officer | 45 | $23,093 | $770 |
| SARAH SLONSKY | BOARD CHAIRMAN Trustee or director, Officer | 4 | $0 | $0 |
| AARON BRESKO | VICE CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| ANGELA LOWE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| MATTHEW DRAPER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JOAN GERAGHTY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| VAUGHNETTA BARTON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| WALTER ACUNA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JILL VICENTE | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL BAUDIN | PRESIDENT/CEO (FORMER) Former | 48 | $175,189 | $2,231 |
| ELIZABETH ESCOBAR | CHIEF BUSINESS OFFICER Officer | 45 | $109,084 | $12,355 |
| HELEN GIBSON | PRESIDENT/CEO Officer | 48 | $84,683 | $8,726 |
| SARAH SLONSKY | BOARD CHAIRMAN Trustee or director, Officer | 4 | $0 | $0 |
| AARON BRESKO | VICE CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| ANGELA LOWE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| MATTHEW DRAPER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JOAN GERAGHTY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| VAUGHNETTA BARTON | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Paul Baudin | President and CEO Officer, Key employee, Highest-paid employee | 48 | $160,497 |
| Elizabeth Escobar | Chief Business Officer Officer, Key employee | 45 | $102,948 |
| Sarah Slonsky | Chairman of the Board of Directors Trustee or director | 2 | $0 |
| Aaron Bresko | Vice Chairman of the Board of Directors Trustee or director | 1 | $0 |
| Angela Lowe | Secretary of the Board of Directors Trustee or director | 1 | $0 |
| Adrienne Lowber | Director Trustee or director | 1 | $0 |
| Matthew Draper | Director Trustee or director | 1 | $0 |
| Joan Geraghty | Director Trustee or director | 1 | $0 |
| Vaughetta Barton | Director Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 94286, SEATTLE, WA 98124-6586
- Principal officer (990 for 2025)
- Helen Gibson, 1930 6th Avenue S, Suite 104, Seattle, WA 98134
- Signed the 990
- Helen Gibson, CEO
- Phone
- (206) 622-1850
- Website
- www.expresscu.org
Mission
OUR MISSION IS IS TO COLLABORATE WITH COMMUNITY TO CREATE ACCESS TO FINANCIAL OPPORTUNITIES. WE PROVIDE AFFORDABLE CREDIT UNION FINANCIAL SERVICES TO LOW AND MODERATE INCOME PEOPLE IN WASHINGTON STATE. THIS ENABLES PEOPLE IN WASHINGTON TO BUILD ASSETS AND ACHIEVE FINANCIAL STABILITY.
Program accomplishments
- OPERATIONAL SERVICES FOR CREDIT UNION MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-0573334
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1954
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1269: CREDIT UNIONS IN THE STATE OF WASHINGTON
- Assets (IRS master file)
- $23,989,381
- Income (IRS master file)
- $3,026,946
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $3,026,946 | $3,025,541 | $23,989,381 | IRS |
| 990 | December 2024 | $3,688,136 | $3,633,864 | $27,245,272 | XML |
| 990 | December 2023 | $2,693,734 | $2,660,177 | $22,124,185 | XML |
| 990 | December 2022 | $3,542,255 | $2,253,297 | $19,756,399 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-0573334).
Questions about CREDIT UNIONS IN THE STATE OF WASHINGTON
- What is the EIN of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF WASHINGTON is 91-0573334.
- Is CREDIT UNIONS IN THE STATE OF WASHINGTON tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
- Are donations to CREDIT UNIONS IN THE STATE OF WASHINGTON tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF WASHINGTON file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF WASHINGTON due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF WASHINGTON last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2025 names Helen Gibson.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF WASHINGTON?
- The 990 for the year ended December 31, 2025 lists 12 people; 4 received compensation from the organization, the highest $183,711 (HELEN GIBSON, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF WASHINGTON have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,026,946, expenses of $3,025,541 and total assets of $23,989,381 at year end.
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