Nonprofit · EIN 88-2996187
FUTUREPLAN FINANCIAL
Tax-exempt · MELBOURNE, FL 32935
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-EZ | $42,540 | $34,528 | $8,012 | $25,542 | $807 | $24,735 |
| December 31, 2024 | 990-EZ | $19,620 | $12,014 | $7,606 | $17,403 | $680 | $16,723 |
| June 30, 2024 | 990-EZ | $23,665 | $17,151 | $6,514 | $9,547 | $430 | $9,117 |
Financial details: 990-EZ for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $36,500
- Program service revenue
- $6,040
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $23,565
- Salaries, compensation and benefits (total)
- $23,565
- Professional fees and payments to contractors
- $5,599
- Occupancy
- $300
- Printing, publications and postage
- $2,233
- Other expenses
- $2,831
- Program services (functional)
- $29,610
Balance sheet and other
- Total assets, start of year
- $17,403
- Total assets, end of year
- $25,542
- Total liabilities, end of year
- $807
- Net assets, end of year
- $24,735
- Cash, savings and investments
- $25,317
- Gross receipts
- $42,540
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-EZ for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Michael Carey | Executive Director, Secretary | 30 | $23,565 |
| Jonathan Cronkhite | Director | 1 | $0 |
| Tom Kirk | Director, Chairman | 3 | $0 |
| Pat Shankle | Director, Vice Chair | 1 | $0 |
| Wally Schilling | Director, Treasurer | 1.5 | $0 |
| Charles Demmings | Director | 1 | $0 |
990-EZ for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Michael Carey | Executive Director, Secretary | 30 | $7,867 |
| Jonathan Cronkhite | Director | 0.5 | $0 |
| Tom Kirk | Director, Chairman | 3 | $0 |
| Pat Shankle | Director, Vice Chair | 0.5 | $0 |
| Wally Schilling | Director, Treasurer | 1 | $0 |
| Charles Demmings | Director | 0.5 | $0 |
990-EZ for the year ended June 30, 2024: 8 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Michael Carey | Executive Director, Secretary | 25 | $10,334 |
| Clint Braswell | Director | 1 | $0 |
| Jonathan Cronkhite | Director | 1 | $0 |
| Jan Dearman | Director | 0.5 | $0 |
| Tom Kirk | Director, Chairman | 3 | $0 |
| John Krehbiel | Director | 1 | $0 |
| Pat Shankle | Director, Vice Chair | 0.5 | $0 |
| Wally Schilling | Director, Treasurer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 2130 CEDARWOOD DR, MELBOURNE, FL 32935-6000
- In care of
- % MICHAEL CAREY
- Signed the 990-EZ
- Michael Carey, Executive Director
- Phone
- (321) 345-3778
- Website
- futureplanfinancial.com
Mission
Provide personalized financial education, budget coaching, and investment advice to low to moderate income households.
Program accomplishments
- In 2025, 31 moderate income households participated in FuturePlan Financial's Money Mentorship Program, receiving up to 6 months of 4-hours-a-month of personalized coaching, financial planning, and investment advice provided by a trained fiduciary.Expenses $29,401
- FuturePlan Financial offers one-hour money management seminars to the public at no cost. In 2025, we offered 3 seminars that benefitted 115 participants.Expenses $209
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-EZ on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-EZ on file |
| 2023 | December 31, 2023 | May 15, 2024 | Check at the IRS |
IRS record
- EIN
- 88-2996187
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2023
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $25,542
- Income (IRS master file)
- $42,540
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-EZ | December 2025 | $42,540 | $34,528 | $25,542 | IRS |
| 990-EZ | December 2024 | $19,620 | $12,014 | $17,403 | IRS |
| 990-EZ | June 2024 | $23,665 | $17,151 | $9,547 | XML |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 88-2996187).
Questions about FUTUREPLAN FINANCIAL
- What is the EIN of FUTUREPLAN FINANCIAL?
- The employer identification number (EIN) of FUTUREPLAN FINANCIAL is 88-2996187.
- Is FUTUREPLAN FINANCIAL tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2023.
- Are donations to FUTUREPLAN FINANCIAL tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does FUTUREPLAN FINANCIAL file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of FUTUREPLAN FINANCIAL due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FUTUREPLAN FINANCIAL last file with the IRS?
- The latest return in the IRS public files is the 990-EZ for the year ended December 2025.
- Who are the officers and directors of FUTUREPLAN FINANCIAL?
- The 990-EZ for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $23,565 (Michael Carey, Executive Director, Secretary).
- How much revenue does FUTUREPLAN FINANCIAL have?
- On its 990-EZ for the year ended December 31, 2025 it reported revenue of $42,540, expenses of $34,528 and total assets of $25,542 at year end.
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