Nonprofit · EIN 85-3886329
SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST
Tax-exempt · CARMEL, IN 46032
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $29,159,949 | $30,032,735 | -$872,786 | $10,810,110 | $4,713,459 | $6,096,651 |
| December 31, 2024 | 990 | $28,509,243 | $30,822,829 | -$2,313,586 | $11,269,976 | $4,300,539 | $6,969,437 |
| December 31, 2023 | 990 | $26,890,354 | $24,925,918 | $1,964,436 | $12,978,830 | $3,695,807 | $9,283,023 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $28,731,340
- Investment income
- $428,609
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $27,862,895
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $34,992
- Accounting fees
- $56,500
Balance sheet and other
- Total assets, start of year
- $11,269,976
- Total assets, end of year
- $10,810,110
- Total liabilities, end of year
- $4,713,459
- Net assets, end of year
- $6,096,651
- Net assets without donor restrictions
- $6,096,651
- Gross receipts
- $29,159,949
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2020
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KARL GALEY | PRESIDENT Trustee or director, Officer | 1 | $0 |
| KEVIN SMITH | SECRETARY Trustee or director, Officer | 1 | $0 |
| DARRICK COX | TRUSTEE Trustee or director | 1 | $0 |
| ROBERT YODER | TRUSTEE Trustee or director | 1 | $0 |
| KENT GISH | TRUSTEE Trustee or director | 1 | $0 |
| ANNETTE PINDELL | TRUSTEE Trustee or director | 1 | $0 |
| NICOLE JOHNSON | TRUSTEE Trustee or director | 1 | $0 |
| KAREN SCHNEIDER | TRUSTEE Trustee or director | 1 | $0 |
| BRANDON LORTON | TRUSTEE Trustee or director | 1 | $0 |
| RENEE HARTMAN | TRUSTEE Trustee or director | 1 | $0 |
| ALEX BREWER | TRUSTEE Trustee or director | 1 | $0 |
| JIM JAMESON | TRUSTEE Trustee or director | 1 | $0 |
| ERIC LOWS | TRUSTEE Trustee or director | 1 | $0 |
| ROB MOORHEAD | TRUSTEE Trustee or director | 1 | $0 |
| STEVEN COMER | TRUSTEE Trustee or director | 1 | $0 |
14 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHRIS GROSSMAN | TRUSTEE Trustee or director | 1 | $0 |
| ANDREW JACKSON | TREASURER Trustee or director, Officer | 1 | $0 |
| DENNIS STONEFIELD | TRUSTEE Trustee or director | 1 | $0 |
| RODNEY HITE | TRUSTEE Trustee or director | 1 | $0 |
| GREG CURLIN | TRUSTEE Trustee or director | 1 | $0 |
| BRANDEN ROEDER | TRUSTEE Trustee or director | 1 | $0 |
| CINDY SMITH | TRUSTEE Trustee or director | 1 | $0 |
| SAM MELTON | TRUSTEE Trustee or director | 1 | $0 |
| PATRICK MURPHY | TRUSTEE Trustee or director | 1 | $0 |
| ERIN WUESTERFELD | TRUSTEE Trustee or director | 1 | $0 |
| DANIEL RIDDELL | TRUSTEE Trustee or director | 1 | $0 |
| RICK ZIMMERMAN | TRUSTEE Trustee or director | 1 | $0 |
| TRACY BEAR | TRUSTEE Trustee or director | 1 | $0 |
| TODD NOBBE | TRUSTEE Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 29 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KARL GALEY | PRESIDENT Trustee or director, Officer | 1 | $0 |
| KEVIN SMITH | SECRETARY Trustee or director, Officer | 1 | $0 |
| PAUL KETCHAM | TREASURER Trustee or director, Officer | 1 | $0 |
| DARRICK COX | TRUSTEE Trustee or director | 1 | $0 |
| ROBERT YODER | TRUSTEE Trustee or director | 1 | $0 |
| KENT GISH | TRUSTEE Trustee or director | 1 | $0 |
| ANNETTE PINDELL | TRUSTEE Trustee or director | 1 | $0 |
| NICOLE JOHNSON | TRUSTEE Trustee or director | 1 | $0 |
| KAREN SCHNEIDER | TRUSTEE Trustee or director | 1 | $0 |
| BRANDON LORTON | TRUSTEE Trustee or director | 1 | $0 |
| RENEE HARTMAN | TRUSTEE Trustee or director | 1 | $0 |
| ALEX BREWER | TRUSTEE Trustee or director | 1 | $0 |
| JIM JAMESON | TRUSTEE Trustee or director | 1 | $0 |
| ERIC LOWS | TRUSTEE Trustee or director | 1 | $0 |
| ROB MOORHEAD | TRUSTEE Trustee or director | 1 | $0 |
| STEVEN COMER | TRUSTEE Trustee or director | 1 | $0 |
| CHRIS GROSSMAN | TRUSTEE Trustee or director | 1 | $0 |
| ANDREW JACKSON | TRUSTEE Trustee or director | 1 | $0 |
| DENNIS STONEFIELD | TRUSTEE Trustee or director | 1 | $0 |
| RODNEY HITE | TRUSTEE Trustee or director | 1 | $0 |
| GREG CURLIN | TRUSTEE Trustee or director | 1 | $0 |
| BRANDEN ROEDER | TRUSTEE Trustee or director | 1 | $0 |
| CINDY SMITH | TRUSTEE Trustee or director | 1 | $0 |
| SAM MELTON | TRUSTEE Trustee or director | 1 | $0 |
| PATRICK MURPHY | TRUSTEE Trustee or director | 1 | $0 |
| ERIN WUESTERFELD | TRUSTEE Trustee or director | 1 | $0 |
| DANIEL RIDDELL | TRUSTEE Trustee or director | 1 | $0 |
| RICK ZIMMERMAN | TRUSTEE Trustee or director | 1 | $0 |
| TRACY BEAR | TRUSTEE Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 29 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KARL GALEY | PRESIDENT Trustee or director, Officer | 1 | $0 |
| JANE RODGERS | VICE PRESIDENT Trustee or director, Officer | 1 | $0 |
| KEVIN SMITH | SECRETARY Trustee or director, Officer | 1 | $0 |
| PAUL KETCHAM | TREASURER Trustee or director | 1 | $0 |
| DARRICK COX | TRUSTEE Trustee or director | 1 | $0 |
| ROBERT YODER | TRUSTEE Trustee or director | 1 | $0 |
| KENT GISH | TRUSTEE Trustee or director | 1 | $0 |
| SHERRY BREWER | TRUSTEE Trustee or director | 1 | $0 |
| FRED UNSICKER | TRUSTEE Trustee or director | 1 | $0 |
| ANNETTE PINDELL | TRUSTEE Trustee or director | 1 | $0 |
| NICOLE JOHNSON | TRUSTEE Trustee or director | 1 | $0 |
| KAREN SCHNEIDER | TRUSTEE Trustee or director | 1 | $0 |
| BRANDON LORTON | TRUSTEE Trustee or director | 1 | $0 |
| RENEE HARTMAN | TRUSTEE Trustee or director | 1 | $0 |
| ALEX BREWER | TRUSTEE Trustee or director | 1 | $0 |
| APRIL VATER | TRUSTEE Trustee or director | 1 | $0 |
| JIM JAMESON | TRUSTEE Trustee or director | 1 | $0 |
| MARY DUNCAN | TRUSTEE Trustee or director | 1 | $0 |
| ERIC LOWS | TRUSTEE Trustee or director | 1 | $0 |
| STEVE GEISTING | TRUSTEE Trustee or director | 1 | $0 |
| ROB MOORHEAD | TRUSTEE Trustee or director | 1 | $0 |
| STEVEN COMER | TRUSTEE Trustee or director | 1 | $0 |
| DEREK MARSHALL | TRUSTEE Trustee or director | 1 | $0 |
| CHRIS GROSSMAN | TRUSTEE Trustee or director | 1 | $0 |
| ANDREW JACKSON | TRUSTEE Trustee or director | 1 | $0 |
| DENNIS STONEFIELD | TRUSTEE Trustee or director | 1 | $0 |
| RODNEY HITE | TRUSTEE Trustee or director | 1 | $0 |
| GREG CURLIN | TRUSTEE Trustee or director | 1 | $0 |
| BRADEN ROEDER | TRUSTEE Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 11711 N MERIDIAN ST STE 100, CARMEL, IN 46032-4505
- In care of
- % KELLI KEITH
- Principal officer (990 for 2025)
- KARL GALEY, 300 TIGER BLVD, LAWRENCEBURG, IN 47025
- Signed the 990
- KARL GALEY, PRESIDENT
- Phone
- (317) 340-1713
- Return prepared by
- MALONEY NOVOTNY LLC
Mission
THE ORGANIZATION IS A MULTIPLE EMPLOYER WELFARE ARRANGEMENT (MEWA) WHICH PROVIDES MEDICAL, PRESCRIPTION DRUG, DENTAL, AND VISION BENEFITS TO EMPLOYEES OF 14 INDIANA SCHOOL CORPORATIONS AND 1 RELATED ENTITY.
Program accomplishments
- THE TRUST PROVIDES SELF-FUNDED MEDICAL, PRESCRIPTION DRUG, DENTAL AND VISION BENEFITS TO EMPLOYEES OF 14 INDIANA SCHOOL CORPORATIONS AND 1 RELATED ENTITY.Expenses $30,032,735 · revenue $28,731,340
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-3886329
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 2021
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Mutual and membership benefit (Y43)
- Assets (IRS master file)
- $10,810,110
- Income (IRS master file)
- $29,159,949
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $29,159,949 | $30,032,735 | $10,810,110 | XML |
| 990 | December 2024 | $28,509,243 | $30,822,829 | $11,269,976 | XML |
| 990 | December 2023 | $26,890,354 | $24,925,918 | $12,978,830 | XML |
| 990 | December 2022 | $26,277,741 | $26,008,998 | $11,882,071 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-3886329).
Questions about SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST
- What is the EIN of SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST?
- The employer identification number (EIN) of SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST is 85-3886329.
- Is SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 2021.
- Are donations to SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST?
- The 990 for the year ended December 31, 2025 names KARL GALEY.
- Who are the officers and directors of SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST?
- The 990 for the year ended December 31, 2025 lists 29 people; 0 received compensation from the organization.
- How much revenue does SOUTHEASTERN INDIANA SCHOOL INSURANCE TRUST have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $29,159,949, expenses of $30,032,735 and total assets of $10,810,110 at year end.
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