Nonprofit · EIN 85-0153938
CREDIT UNIONS IN THE STATE OF NEW MEXICO
Also known as GUADALUPE CREDIT UNION
Tax-exempt · SANTA FE, NM 87505
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $27,609,715 | $21,938,083 | $5,671,632 | $336,241,455 | $296,542,752 | $39,698,703 |
| December 31, 2024 | 990 | $22,949,236 | $20,143,278 | $2,805,958 | $306,604,583 | $272,767,395 | $33,837,188 |
| December 31, 2023 | 990 | $19,406,133 | $16,381,162 | $3,024,971 | $261,734,813 | $231,660,033 | $30,074,780 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $143,187
- of which government grants
- $143,187
- Program service revenue
- $21,132,279
- Investment income
- $4,159,510
- Net rental income
- $100
- Other revenue
- $2,174,739
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,677,659
- Other salaries and wages
- $5,779,786
- Salaries, compensation and benefits (total)
- $9,409,408
- Professional fundraising fees
- $0
- Legal fees
- $118,100
- Accounting fees
- $41,371
- Occupancy
- $627,937
- Travel
- $35,287
- Depreciation
- $485,175
Balance sheet and other
- Total assets, start of year
- $306,604,583
- Total assets, end of year
- $336,241,455
- Total liabilities, end of year
- $296,542,752
- Net assets, end of year
- $39,698,703
- Land, buildings and equipment
- $13,873,882
- Publicly traded securities
- $29,467,124
- Gross receipts
- $40,774,140
- Employees
- 124
- Year formed
- 1948
- State of legal domicile
- NM
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TANYA STURGEON | CHIEF EXECUTIVE OFFICER Officer | 50 | $282,969 | $28,149 |
| NELSON MEDINA | CHIEF LENDING & MARKETING OFFICER Officer | 50 | $167,735 | $26,707 |
| DIANE SANDOVAL-GRIEGO | EXEC VP & CHIEF ADVOCACY OFFICER Officer | 50 | $180,973 | $3,652 |
| MICHELLE LOWRIE | CHIEF FINANCIAL OFFICER Officer | 50 | $179,259 | $3,051 |
| KIDIAM RODRIGUEZ | VP OF HUMAN RESOURCES Highest-paid employee | 50 | $162,578 | $2,164 |
| JAMES TRESIDDER | CHIEF INFORMATION OFFICER Officer | 50 | $142,182 | $17,981 |
| ANAHI LOPEZ | VP OF OPERATIONS Highest-paid employee | 40 | $115,087 | $9,107 |
| MARIO S VEGA | VP OF CONSUMER LENDING Highest-paid employee | 40 | $114,657 | $9,100 |
| KARLA MUNOZ | VP OF RISK AND FRAUD Highest-paid employee | 40 | $108,768 | $11,624 |
| MICHAEL SANDOVAL | VP OF COLLECTIONS Highest-paid employee | 40 | $110,324 | $1,592 |
| LINDA MEDINA | BOARD MEMBER Trustee or director | 8 | $0 | $0 |
| BRYAN MAESTAS | BOARD CHAIR Trustee or director, Officer | 8 | $0 | $0 |
| GLADYS COBOS-ROMERO | SECRETARYTREASURER Trustee or director, Officer | 8 | $0 | $0 |
| CARMEN DOMINGUEZ | BOARD MEMBER Trustee or director | 8 | $0 | $0 |
| ANAYENSI OLIVAS | BOARD VICE-CHAIR Trustee or director, Officer | 8 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TANYA STURGEON | CHIEF EXECUTIVE OFFICER Officer | 50 | $224,414 | $25,221 |
| MICHELLE LOWRIE | CHIEF FINANCIAL OFFICER Officer | 50 | $144,841 | $2,649 |
| JAMES TRESIDDER | VP OF IT & FACILITIES Highest-paid employee | 50 | $125,612 | $16,292 |
| DIANE SANDOVAL-GRIEGO | CHIEF OF FINANCIAL EMPOWERMENT Officer | 50 | $137,256 | $3,088 |
| NELSON MEDINA | VP OF HR & TRAINING Highest-paid employee | 50 | $110,933 | $23,837 |
| KIDIAM RODRIGUEZ | VP OF HR & TRAINING Highest-paid employee | 50 | $123,277 | $1,754 |
| CARMEN DOMINGUEZ | BOARD MEMBER Trustee or director | 8 | $0 | $0 |
| ANAYENSI OLIVAS | BOARD MEMBER Trustee or director | 8 | $0 | $0 |
| LINDA MEDINA | BOARD CHAIR Trustee or director, Officer | 8 | $0 | $0 |
| BRYAN MAESTAS | BOARD VICE CHAIR Trustee or director, Officer | 8 | $0 | $0 |
| GLADYS COBOS-ROMERO | SECRETARYTREASURER Trustee or director, Officer | 8 | $0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Winona Nava | CEO Officer | 50 | $278,092 | $10,918 |
| Tanya Sturgeon | CEO Officer | 50 | $179,050 | $18,750 |
| James Tresidder | VP of IT & Facilities Highest-paid employee | 50 | $115,388 | $17,352 |
| Michelle Lowrie | VP of Accounting Officer | 50 | $122,966 | $2,939 |
| Diane Sandoval-Griego | CFE Officer | 50 | $112,130 | $8,969 |
| Antoinette Ross | COO Officer | 50 | $108,090 | $9,280 |
| Linda Medina | Board Chair Trustee or director, Officer | 8 | $0 | $0 |
| Bryan Maestas | Board Vice-Chair Trustee or director, Officer | 8 | $0 | $0 |
| Gladys Cobos-Romero | Board Secretary/Treasurer Trustee or director, Officer | 8 | $0 | $0 |
| Carmen Dominguez | Board Member Trustee or director | 8 | $0 | $0 |
| Roberta Armijo | Board Member Trustee or director | 8 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2019 GALISTEO ST SUITE K-1, SANTA FE, NM 87505-2159
- In care of
- % MICHELLE LOWRIE
- Principal officer (990 for 2025)
- TANYA STURGEON, 2019 GALISTEO STREET SUITE K-1, Santa Fe, NM 87505
- Signed the 990
- MICHELLE LOWRIE, CHIEF FINANCIAL OFFICER
- Phone
- (505) 982-8942
- Website
- WWW.GUADALUPECU.ORG
- Return prepared by
- Jaramillo Accounting Group LLC
Mission
GUADALUPE CREDIT UNION IS A NEW MEXICO STATE CHARTERED CERTIFIED COMMUNITY DEVELOPMENT AND LOW-INCOME DESIGNATED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT.
Program accomplishments
- LOAN INTEREST - INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS.revenue $15,277,421
- LOAN SERVICE CHARGES - FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES.revenue $727,977
- OTHER SERVICE CHARGES - EARNINGS FROM THE INVESTMENTS OF THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUS, IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNIONS GOVERNING DOCUMENTS.revenue $5,126,881
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-0153938
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1967
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2397: CREDIT UNIONS IN THE STATE OF NEW MEXICO
- Assets (IRS master file)
- $336,241,455
- Income (IRS master file)
- $40,774,140
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $27,609,715 | $21,938,083 | $336,241,455 | XML |
| 990 | December 2024 | $22,949,236 | $20,143,278 | $306,604,583 | XML |
| 990 | December 2023 | $19,406,133 | $16,381,162 | $261,734,813 | XML |
| 990 | December 2022 | $16,701,986 | $13,920,462 | $258,363,519 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-0153938).
Questions about CREDIT UNIONS IN THE STATE OF NEW MEXICO
- What is the EIN of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF NEW MEXICO is 85-0153938.
- Is CREDIT UNIONS IN THE STATE OF NEW MEXICO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1967.
- Are donations to CREDIT UNIONS IN THE STATE OF NEW MEXICO tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF NEW MEXICO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF NEW MEXICO due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF NEW MEXICO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The 990 for the year ended December 31, 2025 names TANYA STURGEON.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The 990 for the year ended December 31, 2025 lists 15 people; 10 received compensation from the organization, the highest $282,969 (TANYA STURGEON, CHIEF EXECUTIVE OFFICER).
- How much revenue does CREDIT UNIONS IN THE STATE OF NEW MEXICO have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $27,609,715, expenses of $21,938,083 and total assets of $336,241,455 at year end.
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