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Nonprofit · EIN 84-6031895

CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

Also known as HORIZONS NORTH CREDIT UNION

Tax-exempt · WESTMINSTER, CO 80234

Financials

$6M$5.8M2023$6.8M$6.6M2024
Revenue Expenses · by fiscal year end
Financials of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$6,783,936$6,568,290$215,646$120,730,991$110,827,344$9,903,647
December 31, 2023990$5,954,799$5,768,853$185,946$117,181,333$107,499,732$9,681,601
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$6,349,030
Investment income
$430,824
Net gain from sales of assets
-$5,000
Other revenue
$4,082

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$547,585
Other salaries and wages
$1,024,564
Salaries, compensation and benefits (total)
$1,885,542
Professional fundraising fees
$0
Legal fees
$38,521
Occupancy
$271,772
Depreciation
$257,453

Balance sheet and other

Total assets, start of year
$117,181,333
Total assets, end of year
$120,730,991
Total liabilities, end of year
$110,827,344
Net assets, end of year
$9,903,647
Land, buildings and equipment
$6,829,358
Publicly traded securities
$271,274
Gross unrelated business income
$4,082
Gross receipts
$6,821,244
Employees
0
Volunteers
11
Year formed
1960
State of legal domicile
CO

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
THOMAS FLINTROPSVP/CFO
Officer
40$139,475$34,055
WILLIAM FOWLERSVP - LENDING
Officer
40$125,974$33,742
BRIAN RESCHPRESIDENT/CEO
Officer
40$109,851$11,653
BRADLEY HARVEYFORMER PRESIDENT/CEO
Officer
40$76,933$15,902
MARILYN STANSBURYDIRECTOR
Trustee or director
2$0$0
ROBERT WEBBERCHAIRMAN
Trustee or director
4$0$0
DEBORAH CAPRAVICECHAIR
Trustee or director
2$0$0
PAT HAMILTONTREASURER
Trustee or director
2$0$0
MARK HINSONSECRETARY
Trustee or director
2$0$0
NANCY SNEATHDIRECTOR
Trustee or director
2$0$0
990 for the year ended December 31, 2023: 11 people
NameTitleHours / weekCompensationOther / benefits
BRADLEY HARVEYFORMER PRESIDENT/CEO
Officer
40$170,689$38,262
WILLIAM FOWLERSVP - LENDING
Officer
40$115,584$30,524
KRISTA BURNELLVP ORG DVLP
Officer
40$83,712$33,388
DIANE ARTHURFORMER SVP/CFO
Officer
40$77,945$18,067
THOMAS FLINTROPSVP/CFO
Officer
40$50,219$9,609
MARILYN STANSBURYDIRECTOR
Trustee or director
2$0$0
ROBERT WEBBERCHAIRMAN
Trustee or director
4$0$0
DEBORAH CAPRAVICECHAIR
Trustee or director
2$0$0
PAT HAMILTONTREASURER
Trustee or director
2$0$0
MARK HINSONSECRETARY
Trustee or director
2$0$0
NANCY SNEATHDIRECTOR
Trustee or director
2$0$0

Address and contacts

Address (IRS master file)
13559 HURON ST, WESTMINSTER, CO 80234-1177
Principal officer (990 for 2024)
BRADLEY HARVEY, 13559 HURON STREET, WESTMINSTER, CO 80234
Signed the 990
THOMAS FLINTROP, SVP/CFO
Phone
(303) 451-1146
Return prepared by
JONES MERTSCHING CPAS PC

Mission

WE ARE DEDICATED TO SERVING THE MEMBERSHIP'S BEST INTERESTS, PROVIDING EXCEPTIONAL VALUE RELATIVE TO COST, AND EARNING TRUST AND CONFIDENCE BY OPERATING IN AN ETHICAL AND FINANCIALLY SOUND MANNER.

990 for the year ended December 31, 2024

Program accomplishments

  • CONSUMER LENDING - ESTABLISHING/MAINTAINING THE CREDIT OF OUR MEMBERS AND PROVIDING A LOWER COST BORROWING ALTERNATIVE.DEPOSIT PRODUCTS - ASSISTING MEMBERS WITH THE MANAGEMENT OF THEIR DAY TO DAY AND LONG TERM FINANCIAL NEEDS.INVESTMENTS/FINANCIAL PLANNING - ASSISTING MEMBERS WITH SHORT AND LONG TERM OBJECTIVES.COMMUNITY INVOLVEMENT WITH MAIN SEG - ADAMS 12 FIVE STAR SCHOOLS - INVOLVEMENT IN MANY ADAMS 12 PROGRAMS INCLUDING MENTORING, JUNIOR ACHIEVEMENT, SPONSORSHIPS, SCHOLARSHIPS.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
84-6031895
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1968
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$120,730,991
Income (IRS master file)
$6,821,244

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$6,783,936$6,568,290$120,730,991XML
990December 2023$5,954,799$5,768,853$117,181,333XML
990December 2022$4,696,587$4,486,716$119,518,819IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-6031895).

Questions about CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO is 84-6031895.
Is CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The 990 for the year ended December 31, 2024 names BRADLEY HARVEY.
Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The 990 for the year ended December 31, 2024 lists 10 people; 4 received compensation from the organization, the highest $139,475 (THOMAS FLINTROP, SVP/CFO).
How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO have?
On its 990 for the year ended December 31, 2024 it reported revenue of $6,783,936, expenses of $6,568,290 and total assets of $120,730,991 at year end.

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