Nonprofit · EIN 84-0660269
CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
Also known as 264 COLORADO CREDIT UNION
Tax-exempt · LITTLETON, CO 80127
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $25,703,132 | $23,483,287 | $2,219,845 | $397,895,301 | $356,519,293 | $41,376,008 |
| December 31, 2023 | 990 | $22,060,005 | $20,401,215 | $1,658,790 | $374,224,786 | $335,900,165 | $38,324,621 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $22,334,278
- Investment income
- $3,355,771
- Net gain from sales of assets
- $871,835
- Other revenue
- $13,083
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,642,647
- Other salaries and wages
- $3,482,405
- Salaries, compensation and benefits (total)
- $7,413,206
- Professional fundraising fees
- $0
- Legal fees
- $86,489
- Accounting fees
- $94,876
- Occupancy
- $1,075,851
- Travel
- $155,886
- Depreciation
- $567,661
Balance sheet and other
- Total assets, start of year
- $374,224,786
- Total assets, end of year
- $397,895,301
- Total liabilities, end of year
- $356,519,293
- Net assets, end of year
- $41,376,008
- Land, buildings and equipment
- $12,804,397
- Gross unrelated business income
- $13,083
- Gross receipts
- $70,363,297
- Employees
- 96
- Volunteers
- 11
- Year formed
- 1973
- State of legal domicile
- CO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL WILLIAMS | PRESIDENT/CEO Officer | 45 | $346,218 | $345,954 |
| GREGORY HAMILTON | EXECUTIVE VICE PRESIDENT Officer | 45 | $224,430 | $33,893 |
| SCOTT SAGER | CHIEF FINANCIAL OFFICER Officer | 45 | $212,936 | $22,376 |
| KIM HARRIS | DIRECTOR OF MORTGAGE LENDING Highest-paid employee | 40 | $188,844 | $19,246 |
| KERRY SPRADLING | SENIOR ADVISOR Highest-paid employee | 40 | $173,786 | $22,190 |
| JOHN RYAN CHISM | CHIEF TECHNOLOGY OFFICER Officer | 40 | $169,885 | $20,690 |
| AUDREY SNYDER WILLIS | VICE PRESIDENT OF HR Officer | 40 | $149,157 | $22,415 |
| SARAH K HAERTL | VP OF MARKETING, BUSINESS Officer | 40 | $139,505 | $19,561 |
| SHAUNA BRAZIL | VICE PRESIDENT OF LENDING Officer | 40 | $134,770 | $21,401 |
| ELIZABETH DERR | VP OF CORPORATE ADMIN Officer | 40 | $130,602 | $18,856 |
| JOSHUA HARDEN | DIRECTOR OF TRAINING & HR Highest-paid employee | 40 | $121,417 | $17,848 |
| CARL MURPHY | VICE PRESIDENT OF RISK MANAGEMENT Officer | 40 | $119,536 | $17,529 |
| MONA NINETE | DIRECTOR OF STRATEGIC INIT Highest-paid employee | 40 | $105,725 | $17,380 |
| JEFF HAGER | CHAIR Trustee or director, Officer | 2 | $25,500 | $0 |
| PAUL PATRICCA | TREASURER Trustee or director, Officer | 2 | $19,500 | $0 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| GREG VIERGUTZ | BOARD MEMBER Trustee or director | 2 | $19,000 |
| CLINT BLACKHURST | BOARD MEMBER Trustee or director | 2 | $18,000 |
| RAY GOODWIN | VICE CHAIR Trustee or director, Officer | 2 | $18,000 |
| KATHY SORENSEN | ASSISTANT SECRETARY Trustee or director, Officer | 2 | $18,000 |
| ROLAND CARRILLO | ASSISTANT TREASURER Trustee or director, Officer | 2 | $18,000 |
| TOM BUSH | SECRETARY Trustee or director, Officer | 2 | $18,000 |
| SAM BIEGELSON | BOARD MEMBER Trustee or director | 2 | $18,000 |
| MARIETTE VAN ENGELEN | BOARD MEMBER Trustee or director | 2 | $18,000 |
| JASON MCCAULEY | BOARD MEMBER Trustee or director | 2 | $18,000 |
990 for the year ended December 31, 2023: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL WILLIAMS | PRESIDENT/CEO Officer | 45 | $406,647 | $179,668 |
| GREGORY HAMILTON | EXECUTIVE VICE PRESIDENT Officer | 45 | $254,237 | $43,634 |
| SCOTT SAGER | CHIEF FINANCIAL OFFICER Officer | 45 | $209,389 | $32,084 |
| JOHN RYAN CHISM | SR VP OF INFORMATION TECHNOLOGY Officer | 40 | $179,183 | $35,727 |
| KERRY SPRADLING | SENIOR ADVISOR Highest-paid employee | 40 | $180,007 | $23,768 |
| AUDREY SNYDER WILLIS | VICE PRESIDENT OF HR Officer | 40 | $161,838 | $29,121 |
| SARAH K HAERTL | VP OF MARKETING, BUSINESS Officer | 40 | $146,681 | $24,781 |
| SHAUNA BRAZIL | VICE PRESIDENT OF LENDING Officer | 40 | $144,115 | $25,251 |
| ELIZABETH DERR | VP OF CORPORATE ADMIN Officer | 40 | $139,110 | $23,231 |
| KIM HARRIS | REAL ESTATE LENDING MNGR Highest-paid employee | 40 | $136,230 | $22,616 |
| MONA NINETE | DIRECTOR OF STRATEGIC INITIATIVES Highest-paid employee | 40 | $125,752 | $18,834 |
| JOSHUA HARDEN | DIRECTOR OF TRAINING & HR Highest-paid employee | 40 | $121,748 | $21,665 |
| CARL MURPHY | DIRECTOR OF RISK MANAGEMEN Highest-paid employee | 40 | $115,492 | $20,859 |
| JEFF HAGER | CHAIR Trustee or director, Officer | 2 | $18,000 | $0 |
| KATHY SORENSEN | ASSISTANT SECRETARY Trustee or director, Officer | 2 | $15,000 | $0 |
| PAUL PATRICCA | TREASURER Trustee or director, Officer | 2 | $15,000 | $0 |
| GREG VIERGUTZ | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| CLINT BLACKHURST | BOARD MEMBER Trustee or director | 2 | $12,000 | $0 |
| RAY GOODWIN | VICE CHAIR Trustee or director, Officer | 2 | $12,000 | $0 |
| ROLAND CARRILLO | ASSISTANT TREASURER Trustee or director, Officer | 2 | $12,000 | $0 |
| TOM BUSH | SECRETARY Trustee or director, Officer | 2 | $12,000 | $0 |
| SAM BIEGELSON | BOARD MEMBER Trustee or director | 2 | $12,000 | $0 |
| MARIETTE VAN ENGELEN | BOARD MEMBER Trustee or director | 2 | $12,000 | $0 |
| JASON MCCAULEY | BOARD MEMBER Trustee or director | 2 | $12,000 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 270010, LITTLETON, CO 80127-0001
- Principal officer (990 for 2024)
- SCOTT SAGER, PO BOX 270010, LITTLETON, CO 80127
- Signed the 990
- SCOTT SAGER, CFO
- Phone
- (303) 978-2274
- Website
- WWW.CCU.ORG
- Return prepared by
- SINGERLEWAK LLP
Mission
TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND MAKE LOANS FROM THESE SHARES TO ITS MEMBERS.
Program accomplishments
- PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OFTHE CREDIT UNION. OVER 25,000 MEMBERS SERVED.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 84-0660269
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1968
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1948: CREDIT UNIONS CHARTERED IN COLORADO
- Assets (IRS master file)
- $397,895,301
- Income (IRS master file)
- $70,363,297
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $25,703,132 | $23,483,287 | $397,895,301 | XML |
| 990 | December 2023 | $22,060,005 | $20,401,215 | $374,224,786 | XML |
| 990 | December 2022 | $17,858,120 | $12,808,749 | $373,673,157 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-0660269).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO is 84-0660269.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 names SCOTT SAGER.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 lists 24 people; 24 received compensation from the organization, the highest $346,218 (MICHAEL WILLIAMS, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $25,703,132, expenses of $23,483,287 and total assets of $397,895,301 at year end.
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