Nonprofit · EIN 84-0470451
CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
Also known as 273 WINGS CREDIT UNION
Tax-exempt · COLORADO SPRINGS, CO 80921
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $594,695,379 | $525,410,231 | $69,285,148 | $9,839,179,338 | $8,862,411,740 | $976,767,598 |
| December 31, 2023 | 990 | $534,822,373 | $474,438,526 | $60,383,847 | $9,792,983,683 | $8,893,183,868 | $899,799,815 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $545,503,545
- Investment income
- $47,619,795
- Royalties
- $624,169
- Net rental income
- $74,515
- Net gain from sales of assets
- $8,094,366
- Other revenue
- $1,572,039
Expenses
- Grants and similar amounts paid
- $2,475,000
- Compensation of officers, directors and key employees
- $9,083,411
- Other salaries and wages
- $129,045,637
- Salaries, compensation and benefits (total)
- $179,913,630
- Professional fundraising fees
- $0
- Legal fees
- $768,566
- Accounting fees
- $341,687
- Occupancy
- $13,963,869
- Travel
- $879,768
- Depreciation
- $19,844,015
Balance sheet and other
- Total assets, start of year
- $9,792,983,683
- Total assets, end of year
- $9,839,179,338
- Total liabilities, end of year
- $8,862,411,740
- Net assets, end of year
- $976,767,598
- Land, buildings and equipment
- $335,024,090
- Publicly traded securities
- $536,464,851
- Gross unrelated business income
- $1,187,583
- Gross receipts
- $654,453,621
- Employees
- 1,779
- Volunteers
- 2
- Year formed
- 1991
- State of legal domicile
- CO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GRAVES CHAD M | PRESIDENT/CEO Officer | 40 | $1,359,628 | $536,288 |
| DOMBROWSKI STEPHANIE S | MORT LOAN OFFICER Highest-paid employee | 40 | $1,156,359 | $50,397 |
| GENDRON MATTHEW J | CHIEF ENGAGEMENT OFFICER Key employee | 40 | $999,623 | $45,956 |
| SCHOLES RICHARD A | CHIEF EXPERIENCE OFFICER - PART YEAR Key employee | 40 | $884,243 | $44,542 |
| LECLERC DAN N | CHIEF FINANCIAL OFFICER Officer | 40 | $585,356 | $263,788 |
| SUSSMAN JENNIFER S | CHIEF MARKETING OFFICER - PART YEAR Key employee | 40 | $695,280 | $132,804 |
| BELL MOLLIE B | CHIEF DEVELOPMENT OFFICER Key employee | 40 | $735,146 | $89,107 |
| MARSHALL CHRISTOPHER J | CHIEF TECHNOLOGY OFFICER Key employee | 40 | $763,399 | $46,262 |
| PAUKOVICH JON A | CHIEF LENDING OFFICER Key employee | 40 | $565,652 | $112,345 |
| CHIPPINDALE CHRISTOPHER | CHIEF EXPERIENCE OFFICER - PART YEAR Key employee | 40 | $516,488 | $138,246 |
| DUBOUE TANYA L | FINANCIAL ADVISOR SR Highest-paid employee | 40 | $473,803 | $46,791 |
| KOURI JESSICA S | FINANCIAL ADVISOR SR Highest-paid employee | 40 | $455,760 | $43,783 |
| FISTANI EUGENE A | FINANCIAL ADVISOR SR Highest-paid employee | 40 | $401,301 | $50,118 |
| HARRIS MATTHEW E | FINANCIAL ADVISOR SR Highest-paid employee | 40 | $385,240 | $40,075 |
| NICHOLSON PAMELA | BOARD CHAIR Trustee or director, Officer | 1 | $83,733 | $0 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| VADALA CHRIS | VICE CHAIRMAN Trustee or director, Officer | 1 | $77,918 |
| AYEN WILLIAM | DIRECTOR Trustee or director | 1 | $77,672 |
| GLOVER WALTER | TREASURER Trustee or director, Officer | 1 | $75,884 |
| GALGANO JEFFREY | SECRETARY Trustee or director, Officer | 1 | $75,425 |
| DRUMMER TIMOTHY | DIRECTOR Trustee or director | 1 | $72,803 |
| HENZE KATRINA | DIRECTOR Trustee or director | 1 | $71,875 |
| FARMER SHANNA | DIRECTOR Trustee or director | 1 | $55,000 |
| IRIZARRY SARAH | DIRECTOR Trustee or director | 1 | $43,198 |
| MARTINEZ RON | DIRECTOR - PART YEAR Former | 1 | $35,750 |
990 for the year ended December 31, 2023: 26 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GRAVES CHAD M | PRESIDENT/CEO Officer | 40 | $2,894,314 | $533,258 |
| SCHOLES RICHARD A | CHIEF EXPERIENCE OFFICER Key employee | 40 | $1,021,251 | $90,258 |
| GENDRON MATTHEW J | CHIEF ENGAGEMENT OFFICER Key employee | 40 | $1,027,979 | $43,408 |
| VOGENEY WILLIAM D | CHIEF REVENUE OFFICER - PART YEAR Key employee | 40 | $983,219 | $43,408 |
| BELL MOLLIE B | CHIEF DEVELOPMENT OFFICER Key employee | 40 | $870,165 | $83,329 |
| SUSSMAN JENNIFER S | CHIEF MARKETING OFFICER Key employee | 40 | $784,848 | $138,258 |
| DOMBROWSKI STEPHANIE S | MORT LOAN OFFICER-EXT Highest-paid employee | 40 | $849,787 | $47,418 |
| PAUKOVICH JON A | CHIEF LENDING OFFICER Key employee | 40 | $746,589 | $112,258 |
| LECLERC DAN N | CHIEF FINANCIAL OFFICER Officer | 40 | $784,372 | $48,258 |
| MARSHALL CHRISTOPHER J | CHIEF TECHNOLOGY OFFICER Key employee | 40 | $789,335 | $39,962 |
| KELLNER ROBERT C | CHIEF RISK OFFICER - PART YEAR Key employee | 40 | $519,666 | $10,126 |
| STANGE SHIRLEY D | MORT LOAN OFFICER-EXT Highest-paid employee | 40 | $342,401 | $34,654 |
| SERRANO-ROJAS KEVIN A | MORT LOAN OFFICER-EXT Highest-paid employee | 40 | $332,968 | $37,563 |
| ALLMAN GINA L | MORT LOAN OFFICER-EXT Highest-paid employee | 40 | $309,835 | $39,606 |
| BECHTEL THOMAS | MORT LOAN OFFICER-EXT Highest-paid employee | 40 | $289,140 | $25,454 |
| COON MARY J | CHIEF FINANCIAL OFFICER - PART YEAR Officer | 40 | $278,719 | $25,281 |
| AYEN WILLIAM | CHAIRMAN Trustee or director, Officer | 1 | $68,875 | $0 |
| NICHOLSON PAM | VICE CHAIRMAN Trustee or director, Officer | 1 | $65,764 | $0 |
| VADALA CHRIS | SECRETARY Trustee or director, Officer | 1 | $61,000 | $0 |
| MARTINEZ RON | DIRECTOR Trustee or director | 1 | $58,000 | $0 |
| DRUMMER TIM | DIRECTOR Trustee or director | 1 | $57,458 | $0 |
| GLOVER WALTER | DIRECTOR Trustee or director | 1 | $56,638 | $0 |
| HENZ KAY | DIRECTOR Trustee or director | 1 | $55,000 | $0 |
| CHANDLER DEBBIE | TREASURER Trustee or director, Officer | 1 | $39,250 | $0 |
| GALGANO JEFFREY | DIRECTOR Trustee or director | 1 | $34,200 | $0 |
| KALLETTA RICHARD | DIRECTOR Trustee or director | 1 | $30,500 | $0 |
Address and contacts
- Address (IRS master file)
- 11550 ENT PARKWAY, COLORADO SPRINGS, CO 80921-4274
- In care of
- % MARK WOODY
- Mailing address (990-N for 2023)
- 1021 N Market Plaza Ste 107, Pueblo West CO 81007
- Principal officer (990 for 2024)
- CHAD GRAVES, 11550 ENT PARKWAY, COLORADO SPRINGS, CO 80921
- Principal officer (990-N for 2023)
- Ernesto L Montoya, 1021 N Market Plaza Ste 107, Pueblo West CO 81007
- Signed the 990
- CHAD GRAVES, PRESIDENT/CEO
- Phone
- (719) 574-1100
- Website
- ENT.COM
- Return prepared by
- PLANTE & MORAN PLLC
Mission
THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' FINANCIAL QUALITY OF LIFE.
Program accomplishments
- ENT CREDIT UNION SERVES 21 COUNTIES THROUGHOUT COLORADO, ALONG THE FRONT RANGE. THE CREDIT UNION IMPROVES OUR MEMBERS' FINANCIAL QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES, INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE, AND INVESTMENT SALES. WE ENDED THE YEAR WITH 556,751 MEMBERS. THERE WERE 67,592 LOANS GRANTED TOTALING $3,066,494,278. ENT CREDIT UNION CURRENTLY OFFERS 59 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK, AND ONLINE MOBILE BANKING SOLUTIONS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-N on file |
IRS record
- EIN
- 84-0470451
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1968
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1948: CREDIT UNIONS CHARTERED IN COLORADO
- Assets (IRS master file)
- $9,839,179,338
- Income (IRS master file)
- $654,453,621
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $594,695,379 | $525,410,231 | $9,839,179,338 | XML |
| 990-N for 2023 Officer: Ernesto L Montoya | December 31, 2023 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2023 | $534,822,373 | $474,438,526 | $9,792,983,683 | XML |
| 990 | December 2022 | $406,110,668 | $334,117,318 | $9,803,426,888 | IRS |
| 990-N for 2021 | December 31, 2021 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2021 | – | – | – | IRS |
| 990-N for 2020 Officer: Ernesto L Montoya | December 31, 2020 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-0470451).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO is 84-0470451.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 names CHAD GRAVES.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 lists 24 people; 24 received compensation from the organization, the highest $1,359,628 (GRAVES CHAD M, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $594,695,379, expenses of $525,410,231 and total assets of $9,839,179,338 at year end.
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