Nonprofit · EIN 83-2146045
SPIRITUAL FINANCE INITIATIVE INC
Tax-exempt · WESTPORT, MA 02790
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-EZ | $29,766 | $34,333 | -$4,567 | $4,371 | $0 | $4,371 |
| December 31, 2024 | 990-EZ | $56,114 | $27,009 | $29,105 | $66,262 | $0 | $66,262 |
| December 31, 2023 | 990-EZ | $41,338 | $27,397 | $13,941 | $37,157 | $0 | $37,157 |
Financial details: 990-EZ for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $23,464
- Program service revenue
- $0
- Investment income
- $0
- Net income from fundraising events
- $6,302
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $22,801
- Salaries, compensation and benefits (total)
- $0
- Professional fees and payments to contractors
- $27,816
- Occupancy
- $152
- Other expenses
- $6,365
- Program services (functional)
- $32,061
Balance sheet and other
- Total assets, start of year
- $8,938
- Total assets, end of year
- $4,371
- Total liabilities, end of year
- $0
- Net assets, end of year
- $4,371
- Cash, savings and investments
- $4,371
- Gross receipts
- $31,584
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-EZ for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kerry Cudmore | President/Director | 15 | $21,001 |
| Alexandria Mauck | Secretary/Director/Asst. | 3 | $1,800 |
| James St Pierre | Treasurer/Director | 1 | $0 |
990-EZ for the year ended December 31, 2024: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kerry Cudmore | President/Director | 15 | $18,845 |
| Alexandria Mauck | Secretary/Director/Asst. | 3 | $1,200 |
| James St Pierre | Treasurer/Director | 1 | $0 |
990-EZ for the year ended December 31, 2023: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kerry Cudmore | President/Director | 15 | $19,040 |
| Alexandria Mauck | Secretary/Director/Asst. | 3 | $1,634 |
| James St Pierre | Treasurer/Director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX N237, WESTPORT, MA 02790-0604
- In care of
- % KERRY CUDMORE
- Mailing address (990-N for 2018)
- PO Box N237, Westport MA 02790
- Principal officer (990-N for 2018)
- Kerry Cudmore, 109 Reed Road, Westport MA 02790
- Signed the 990-EZ
- Kerry Cudmore, President
- Phone
- (508) 636-6549
- Website
- http://spiritualfinance.com
- Return prepared by
- Swift Philanthropy
Mission
The Spiritual Finance Initiative is committed to relieving the pain and suffering that results from financial struggle by transforming our individual, and collective, relationship to money and finance.
Program accomplishments
- In 2025, the Spiritual Finance Initiative provided services to adults from North America, South America, Europe, and beyond, via no-cost-to-participant Class Series, individual and group coaching, and interactive presentations. Participants experienced positive improvement in their relationship with money which was measured through surveys conducted during the Class Series. Participants reported an 80% improvement when rating their satisfaction with their current relationship with money, and a 136% improvement when rating their level of comfort when speaking about money with others.Expenses $32,061
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-EZ on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-EZ on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 83-2146045
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $4,371
- Income (IRS master file)
- $31,584
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-EZ | December 2025 | $29,766 | $34,333 | $4,371 | XML |
| 990-EZ | December 2024 | $56,114 | $27,009 | $66,262 | XML |
| 990-EZ | December 2023 | $41,338 | $27,397 | $37,157 | XML |
| 990-EZ | December 2022 | – | – | – | IRS |
| 990-EZ | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990-EZ | December 2019 | – | – | – | IRS |
| 990-N for 2018 Officer: Kerry Cudmore | December 31, 2018 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 83-2146045).
Questions about SPIRITUAL FINANCE INITIATIVE INC
- What is the EIN of SPIRITUAL FINANCE INITIATIVE INC?
- The employer identification number (EIN) of SPIRITUAL FINANCE INITIATIVE INC is 83-2146045.
- Is SPIRITUAL FINANCE INITIATIVE INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2019.
- Are donations to SPIRITUAL FINANCE INITIATIVE INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does SPIRITUAL FINANCE INITIATIVE INC file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of SPIRITUAL FINANCE INITIATIVE INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SPIRITUAL FINANCE INITIATIVE INC last file with the IRS?
- The latest return in the IRS public files is the 990-EZ for the year ended December 2025.
- Who is the principal officer of SPIRITUAL FINANCE INITIATIVE INC?
- The 990-N for 2018 names Kerry Cudmore.
- Who are the officers and directors of SPIRITUAL FINANCE INITIATIVE INC?
- The 990-EZ for the year ended December 31, 2025 lists 3 people; 2 received compensation from the organization, the highest $21,001 (Kerry Cudmore, President/Director).
- How much revenue does SPIRITUAL FINANCE INITIATIVE INC have?
- On its 990-EZ for the year ended December 31, 2025 it reported revenue of $29,766, expenses of $34,333 and total assets of $4,371 at year end.
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