Nonprofit · EIN 83-0397856
AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION
Tax-exempt · WASHINGTON, DC 20036
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| August 31, 2025 | 990 | $1,384,440 | $1,670,486 | -$286,046 | $9,490,646 | $194,444 | $9,296,202 |
| August 31, 2024 | 990 | $1,622,554 | $1,559,108 | $63,446 | $9,196,670 | $151,231 | $9,045,439 |
| August 31, 2023 | 990 | $1,039,797 | $1,334,969 | -$295,172 | $8,447,608 | $302,016 | $8,145,592 |
Financial details: 990 for the year ended August 31, 2025
Revenue
- Contributions, gifts and grants
- $994,971
- Program service revenue
- $75,427
- Investment income
- $314,042
- Net gain from sales of assets
- $95,794
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $657,998
- Compensation of officers, directors and key employees
- $33,597
- Other salaries and wages
- $382,397
- Salaries, compensation and benefits (total)
- $534,905
- Professional fundraising fees
- $0
- Legal fees
- $5,077
- Accounting fees
- $32,496
- Occupancy
- $52,741
- Travel
- $38,507
- Program services (functional)
- $1,269,772
- Management and general (functional)
- $357,435
- Fundraising (functional)
- $43,279
Balance sheet and other
- Total assets, start of year
- $9,196,670
- Total assets, end of year
- $9,490,646
- Total liabilities, end of year
- $194,444
- Net assets, end of year
- $9,296,202
- Publicly traded securities
- $8,560,251
- Net assets without donor restrictions
- $9,296,202
- Gross receipts
- $2,392,200
- Employees
- 0
- Volunteers
- 1,500
- Year formed
- 2004
- State of legal domicile
- DC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended August 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KARIN PETERSEN FLYNN | CFAO Officer | 1 | $0 | $656,638 | $124,160 |
| PETER COOK | CHIEF COMMUNICATIONS OFFICER Officer | 1 | $0 | $671,514 | $83,860 |
| JIM MOYE | SVP & SENIOR COUNSEL, CONTRACTS Officer | 1 | $0 | $330,998 | $54,192 |
| LIA FORDJOUR | SVP, PLANNING & REPORTING, TREASURER Officer | 1 | $0 | $277,301 | $79,276 |
| LINDSAY TORRICO | SVP, EXECUTIVE DIRECTOR Key employee | 33.75 | $0 | $266,225 | $34,682 |
| SAMUEL KUNJUKUNJU | VP, CONSUMER EDUCATION Highest-paid employee | 37.5 | $0 | $172,782 | $21,588 |
| MELISSA MURRAY | SR. DIRECTOR, COMMUNITY & ECONOMIC DEVELOPMENT Highest-paid employee | 18.75 | $0 | $126,457 | $30,902 |
| JANET GARUFIS | CHAIR UNTIL OCTOBER 2024 Trustee or director, Officer | 1 | $0 | $0 | $0 |
| MICHELLE THORNHILL | CHAIR FROM OCTOBER 2024 Trustee or director, Officer | 1 | $0 | $0 | $0 |
| DAVE HANRAHAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| ANGIE GARCIA-LATHROP | BOARD MEMBER UNTIL OCTOBER 2024 Trustee or director | 1 | $0 | $0 | $0 |
| BONNIE WALLACE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CANDICE CAMBRIDGE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CARISSA RODEHEAVER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| COURTNEY HODAPP | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DARLENE GOINS | BOARD MEMBER Trustee or director | 1 | $0 |
| DIEDRA PORCHE | BOARD MEMBER Trustee or director | 1 | $0 |
| JACQUELINE J HOWARD | BOARD MEMBER Trustee or director | 1 | $0 |
| KARINA SALTMAN | BOARD MEMBER Trustee or director | 1 | $0 |
| KATHRYN LURIA | BOARD MEMBER UNTIL OCTOBER 2024 Trustee or director | 1 | $0 |
| MANDY KELSO | BOARD MEMBER Trustee or director | 1 | $0 |
| MICHAEL E GROVE | BOARD MEMBER Trustee or director | 1 | $0 |
| PETER GWALTNEY | BOARD MEMBER Trustee or director | 1 | $0 |
| ROBERT J FOUBERG | BOARD MEMBER Trustee or director | 1 | $0 |
| STEPHANIE LOMIBAO | BOARD MEMBER Trustee or director | 1 | $0 |
| WAYNE WICKER | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended August 31, 2024: 23 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KARIN PETERSEN FLYNN | CFAO Officer | 1 | $0 | $629,792 | $119,748 |
| PETER COOK | CHIEF COMMUNICATIONS OFFICER Officer | 1 | $0 | $620,612 | $77,732 |
| JIM MOYE | SVP & SENIOR COUNSEL, CONTRACTS SECRETARY Officer | 1 | $0 | $322,510 | $53,006 |
| LIA FORDJOUR | SVP, PLANNING & REPORTING, TREASURER Officer | 1 | $0 | $256,919 | $57,687 |
| LINDSAY TORRICO | SVP, EXECUTIVE DIRECTOR Officer | 33.75 | $0 | $255,328 | $31,758 |
| SAMUEL KUNJUKUNJU | VP CONSUMER EDUCATION Highest-paid employee | 37.5 | $0 | $167,139 | $21,388 |
| MELISSA MURRAY | SR. DIRECTOR, COMMUNITY & ECONOMIC DEVELOPMENT Highest-paid employee | 18.75 | $0 | $126,456 | $30,656 |
| JANET GARUFIS | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| MICHELLE THORNHILL | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| ANGIE GARCIA-LATHROP | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| BONNIE WALLACE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CANDICE CAMBRIDGE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CARISSA RODEHEAVER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| COURTNEY HODAPP | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DARLENE GOINS | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DAVE HANRAHAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DIEDRA PORCHE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JACQUELINE J HOWARD | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| KARINA SALTMAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| KATHRYN LURIA | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| MICHAEL E GROVE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| PETER GWALTNEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| STEPHANIE LOMIBAO | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended August 31, 2023: 21 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| PETER COOK | CHIEF COMMUNICATIONS OFFICER Officer | 1 | $0 | $710,403 | $58,769 |
| KARIN PETERSEN FLYNN | CHIEF FINANCIAL OFFICER Officer | 1 | $0 | $648,376 | $103,398 |
| JIM MOYE | SVP & SENIOR COUNSEL, CONTRACTS SECRETARY Officer | 1 | $0 | $276,949 | $42,525 |
| LIA FORDJOUR | SVP, PLANNING & REPORTING, TREASURER Officer | 1 | $0 | $241,722 | $24,897 |
| JILL GOLDMAN | SECRETARY/VP & SR COUNSEL THRU 09/22 Officer | 1 | $0 | $177,655 | $28,694 |
| SAMUEL KUNJAKUNJA | VP CONSUMER EDUCATION Highest-paid employee | 37.5 | $0 | $150,443 | $19,225 |
| LINDSAY TORRICO | SVP, EXECUTIVE DIRECTOR Officer | 3.75 | $0 | $107,846 | $9,607 |
| JANET GARUFIS | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| DARLENE GOINS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| ANGIE GARCIA-LATHROP | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CANDICE CAMBRIDGE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| CARISSA RODEHEAVER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| COURTNEY HODAPP | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DAVE HANRAHAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JACQUELINE J HOWARD | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| KATHRYN LURIA | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| MICHAEL E GROVE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| MICHELLE THORNHILL | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| PETER GWALTNEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| LOUISE WALKER | BOARD MEMBER UNTIL OCT 2022 Trustee or director | 1 | $0 | $0 | $0 |
| EVELYN F SMALLS | EX-OFFICIO Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1333 NEW HAMPSHIRE AVENUE NW, WASHINGTON, DC 20036-1511
- Principal officer (990 for 2024)
- PETER COOK, 1333 NEW HAMPSHIRE AVENUE NW, WASHINGTON, DC 20036
- Signed the 990
- KARIN PETERSEN FLYNN, CFAO
- Phone
- (202) 663-5054
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
SEE SCHEDULE OTHE ABA COMMUNITY ENGAGEMENT FOUNDATION IS A 501(C)3 CORPORATION THAT HELPS BANKS AND BANKERS MAKE THEIR COMMUNITIES BETTER. THROUGH ITS LEADERSHIP, PARTNERSHIPS AND NATIONAL PROGRAMS, THE FOUNDATION SUPPORTS BANKERS AS THEY PROVIDE FINANCIAL EDUCATION TO INDIVIDUALS AT EVERY AGE, ELEVATE ISSUES AROUND AFFORDABLE HOUSING AND COMMUNITY DEVELOPMENT AND ACHIEVE CORPORATE SOCIAL RESPONSIBILITY OBJECTIVES TO IMPROVE THE WELL-BEING OF THEIR CUSTOMERS AND THEIR COMMUNITIES.
Program accomplishments
- ASSOCIATION OF MILITARY BANKS OF AMERICA: ABA IS FISCAL SPONSOR FOR THE ASSOCIATION OF MILITARY BANKS OF AMERICA (AMBA) TO SUPPORT THE VETERANS BENEFITS BANKING PROGRAM (VBBP). THE PROGRAM HELPS UNBANKED VETERANS FIND ACCESS TO THE FINANCIAL PRODUCTS AND SERVICES THEY NEED.Expenses $632,998 · grants $632,998
- SAFE BANKING FOR SENIORS: SAFE BANKING FOR SENIORS (SBFS) IS A FREE NATIONAL PROGRAM, SPONSORED BY THE ABA COMMUNITY ENGAGEMENT FOUNDATION, THAT PROVIDES BANKERS WITH THE TOOLS AND RESOURCES NECESSARY TO HELP OLDER ADULTS, THEIR FAMILIES AND CAREGIVERS PREVENT ELDER FINANCIAL ABUSE AND EXPLOITATION. MORE DETAIL AT: HTTPS://WWW.ABA.COM/ADVOCACY/COMMUNITY-PROGRAMS/SAFE-BANKING-FOR- SENIORS.Expenses $288,468 · grants $25,000 · revenue $54,594
- TEACH CHILDREN TO SAVE: GEARED TOWARD GRADES K-8, TEACH CHILDREN TO SAVE (TCTS), IS A FREE NATIONAL PROGRAM SPONSORED BY THE ABA COMMUNITY ENGAGEMENT FOUNDATION, THAT ORGANIZES BANKER VOLUNTEERS THROUGHOUT THE YEAR TO HELP YOUNG PEOPLE DEVELOP A SAVINGS HABIT EARLY IN LIFE. MORE DETAIL AT: HTTPS://WWW.ABA.COM/ADVOCACY/COMMUNITY-PROGRAMS/TEACH-CHILDREN-SAVE.Expenses $216,147 · revenue $20,833
- PATHWAYS TO WEALTH: PATHWAYS TO WEALTH IS A PROGRAM THAT PROMOTES LONGTERM FINANCIAL SECURITY BY EXPANDING ACCESS TO FINANCIAL EDUCATION AND ASSETBUILDING RESOURCES. THE PROGRAM SUPPORTS BANKS AND BANKERS IN DELIVERING COMMUNITYBASED FINANCIAL CAPABILITY INITIATIVES FOCUSED ON SAVING, CREDIT, AND WEALTHBUILDING, PARTICULARLY FOR UNDERSERVED AND LOW TO MODERATEINCOME INDIVIDUALS AND FAMILIES.Expenses $49,278
- COMMUNITY COMMITMENT AWARD: COMMUNITY COMMITMENT AWARDS RECOGNIZES AND SUPPORTS BANKS FOR DEMONSTRATED LEADERSHIP AND SUSTAINED COMMITMENT TO COMMUNITY ENGAGEMENT. THE PROGRAM HIGHLIGHTS EXEMPLARY BANK INITIATIVES THAT ADVANCE FINANCIAL EDUCATION, COMMUNITY DEVELOPMENT, AND ECONOMIC OPPORTUNITY, ENCOURAGING BEST PRACTICES AND INCREASED INDUSTRY PARTICIPATION IN COMMUNITY-FOCUSED EFFORTS.Expenses $15,108
- AFFORDABLE HOUSING: AFFORDABLE HOUSING IS A PROGRAM THAT SUPPORTS BANKS' EFFORTS TO ADVANCE ACCESS TO SAFE AND AFFORDABLE HOUSING. THE PROGRAM PROMOTES COMMUNITY DEVELOPMENT INITIATIVES THAT ADDRESS HOUSING STABILITY AND ECONOMIC OPPORTUNITY, PARTICULARLY FOR LOW TO MODERATEINCOME INDIVIDUALS AND FAMILIES.Expenses $16,580
- ALL OTHER PROGRAMSExpenses $51,193
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in August, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | August 31, 2026 | January 15, 2027 | Not due yet |
| 2024 | August 31, 2025 | January 15, 2026 | 990 on file |
| 2023 | August 31, 2024 | January 15, 2025 | 990 on file |
IRS record
- EIN
- 83-0397856
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Supporting organization (509(a)(3))
- Donations deductible (Pub 78)
- Supporting organization of unknown type
- Exempt since
- 2004
- Accounting year ends
- August
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S194)
- Assets (IRS master file)
- $9,490,646
- Income (IRS master file)
- $2,392,200
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | August 2025 | $1,384,440 | $1,670,486 | $9,490,646 | XML |
| 990 | August 2024 | $1,622,554 | $1,559,108 | $9,196,670 | XML |
| 990 | August 2023 | $1,039,797 | $1,334,969 | $8,447,608 | XML |
| 990 | August 2022 | $526,413 | $702,589 | $8,097,613 | IRS |
| 990 | August 2021 | – | – | – | IRS |
| 990 | August 2020 | – | – | – | IRS |
| 990 | August 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 83-0397856).
Questions about AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION
- What is the EIN of AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION?
- The employer identification number (EIN) of AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION is 83-0397856.
- Is AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2004.
- Are donations to AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Supporting organization of unknown type).
- Which annual return does AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION due?
- The return for tax year 2025 (the year ending August 31, 2026) is due January 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended August 2025.
- Who is the principal officer of AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION?
- The 990 for the year ended August 31, 2025 names PETER COOK.
- Who are the officers and directors of AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION?
- The 990 for the year ended August 31, 2025 lists 26 people; 0 received compensation from the organization.
- How much revenue does AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION have?
- On its 990 for the year ended August 31, 2025 it reported revenue of $1,384,440, expenses of $1,670,486 and total assets of $9,490,646 at year end.
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