Nonprofit · EIN 82-0262758
FREEDOM NORTHWEST CREDIT UNION FNWCU
Tax-exempt · KAMIAH, ID 83536
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $41,067,424 | $29,054,202 | $12,013,222 | $588,492,674 | $520,769,817 | $67,722,857 |
| December 31, 2023 | 990 | $35,778,801 | $23,968,147 | $11,810,654 | $613,960,024 | $557,677,680 | $56,282,344 |
| December 31, 2021 | 990 | $22,504,684 | $11,780,839 | $10,723,845 | $426,143,520 | $46,298,538 | $379,844,982 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $36,719,188
- Investment income
- $4,348,236
- Net gain from sales of assets
- $166,023
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $157,972
- Compensation of officers, directors and key employees
- $1,396,996
- Other salaries and wages
- $2,338,856
- Salaries, compensation and benefits (total)
- $5,194,073
- Professional fundraising fees
- $0
- Legal fees
- $87,744
- Accounting fees
- $98,398
- Occupancy
- $108,238
- Depreciation
- $421,954
Balance sheet and other
- Total assets, start of year
- $613,960,024
- Total assets, end of year
- $588,492,674
- Total liabilities, end of year
- $520,769,817
- Net assets, end of year
- $67,722,857
- Land, buildings and equipment
- $8,521,701
- Publicly traded securities
- $30,430,074
- Gross unrelated business income
- $61,276
- Gross receipts
- $68,804,167
- Employees
- 60
- Volunteers
- 10
- Year formed
- 1963
- State of legal domicile
- ID
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GREGORY S GARRETT | CEO Officer | 40 | $430,465 | $59,292 |
| DON C BELISLE | CFO Officer | 40 | $258,870 | $52,692 |
| DAN MCFETRIDGE | LOAN OFFICER Highest-paid employee | 40 | $235,579 | $60,094 |
| CHAD N SMITH | CLO Officer | 40 | $216,077 | $47,267 |
| JAMES DAVY | CIO Officer | 40 | $149,358 | $33,026 |
| TYLER PRESBY | LOAN OFFICER Highest-paid employee | 40 | $124,026 | $36,667 |
| CINDY CHILDERS | COO Officer | 40 | $117,385 | $32,564 |
| KIMBERLEY SULLIVAN | LOAN ASSISTANT Highest-paid employee | 40 | $101,908 | $41,194 |
| BRADY KING | IT MANAGER Highest-paid employee | 40 | $104,500 | $32,567 |
| ARA LYCAN | LOAN OFFICER Highest-paid employee | 40 | $102,638 | $32,176 |
| TINA ULMER | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| BETTY CLONIGER | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| CARMON HENRY | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| RODNEY KROGH | BOD VICECHAIRPERSON Trustee or director | 1 | $0 | $0 |
| ADAM MCMURTRIE | BOD TREASURER Trustee or director | 1 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KEVIN STEERE | BOD CHAIRPERSON Trustee or director | 1 | $0 |
| DAN TRANKLE | BOD SECRETARY Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GREGORY S GARRETT | CEO Officer | 40 | $398,727 | $32,904 |
| DAN MCFETRIDGE | LOAN OFFICER Highest-paid employee | 40 | $234,300 | $23,838 |
| DON C BELISLE | CFO Officer | 40 | $184,500 | $20,850 |
| CHAD N SMITH | CLO Officer | 40 | $159,604 | $19,356 |
| JAMES DAVY | CIO Officer | 40 | $132,771 | $11,730 |
| CINDY CHILDERS | COO Officer | 40 | $107,625 | $15,293 |
| ARA LYCAN | LOAN OFFICER Highest-paid employee | 40 | $103,471 | $15,988 |
| TYLER PRESBY | LOAN OFFICER Highest-paid employee | 40 | $103,000 | $15,960 |
| TINA ULMER | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| BETTY CLONIGER | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| CARMON HENRY | BOD DIRECTOR Trustee or director | 1 | $0 | $0 |
| RODNEY KROGH | BOD VICECHAIRPERSON Trustee or director | 1 | $0 | $0 |
| ADAM MCMURTRIE | BOD TREASURER Trustee or director | 1 | $0 | $0 |
| KEVIN STEERE | BOD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| DAN TRANKLE | BOD SECRETARY Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2021: 13 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| GREGORY S GARRETT | CEO Officer | 40 | $293,919 |
| ERIC LINDSAY | CFO Officer | 40 | $223,731 |
| DANIEL MCFETRIDGE | LOAN OFFICER Highest-paid employee | 40 | $205,163 |
| JAMES DAVY | CIO Officer | 40 | $117,725 |
| ARA LYCAN | LOAN OFFICER Highest-paid employee | 40 | $114,589 |
| CINDY CHILDERS | COO Officer | 40 | $101,792 |
| CLAY BAKER | BOARD MEMBER Trustee or director | – | $0 |
| BETTY CLONIGER | BOARD MEMBER Trustee or director | – | $0 |
| CARMON HENRY | BOARD MEMBER Trustee or director | – | $0 |
| RODNEY KROGH | VICE CHAIR Trustee or director, Officer | – | $0 |
| ADAM MCMURTRIE | TREASURER Trustee or director, Officer | – | $0 |
| KEVIN STEERE | CHAIR Trustee or director, Officer | – | $0 |
| DAN TRANKLE | SECRETARY Trustee or director, Officer | – | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 68, KAMIAH, ID 83536-0068
- Principal officer (990 for 2024)
- GREGORY S GARRET, 303 MAIN STREET, KAMIAH, ID 83536
- Signed the 990
- DON C BELISLE, CFO
- Phone
- (208) 935-0277
- Website
- WWW.FNWCU.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
PROMOTING THE FINANCIAL WELL-BEING OF MEMBERS BY PROVIDING LOAN AND SAVINGS SERVICES AT COMPETITIVE RATES.
Program accomplishments
- SAVINGS, LOANS, AND INVESTMENTS
What it must file and when
IRS records say it files Not required (government). 501(c)(1) organizations do not file. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 82-0262758
- Tax-exempt status
- 501(c)(1): Corporation organized under an act of Congress
- Accounting year ends
- December
- Files
- Not required (government)
- Assets (IRS master file)
- $588,492,674
- Income (IRS master file)
- $68,804,167
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $41,067,424 | $29,054,202 | $588,492,674 | XML |
| 990 | December 2023 | $35,778,801 | $23,968,147 | $613,960,024 | XML |
| 990 | December 2022 | – | – | – | IRS |
| 990 | December 2021 | $22,504,684 | $11,780,839 | $426,143,520 | XML |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 82-0262758).
Questions about FREEDOM NORTHWEST CREDIT UNION FNWCU
- What is the EIN of FREEDOM NORTHWEST CREDIT UNION FNWCU?
- The employer identification number (EIN) of FREEDOM NORTHWEST CREDIT UNION FNWCU is 82-0262758.
- Is FREEDOM NORTHWEST CREDIT UNION FNWCU tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(1).
- Which annual return does FREEDOM NORTHWEST CREDIT UNION FNWCU file?
- Form Not required (government). 501(c)(1) organizations do not file.
- When is the next return of FREEDOM NORTHWEST CREDIT UNION FNWCU due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FREEDOM NORTHWEST CREDIT UNION FNWCU last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of FREEDOM NORTHWEST CREDIT UNION FNWCU?
- The 990 for the year ended December 31, 2024 names GREGORY S GARRET.
- Who are the officers and directors of FREEDOM NORTHWEST CREDIT UNION FNWCU?
- The 990 for the year ended December 31, 2024 lists 17 people; 10 received compensation from the organization, the highest $430,465 (GREGORY S GARRETT, CEO).
- How much revenue does FREEDOM NORTHWEST CREDIT UNION FNWCU have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $41,067,424, expenses of $29,054,202 and total assets of $588,492,674 at year end.
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