Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 74-1383594

NCE CREDIT UNION

Tax-exempt · CORP CHRISTI, TX 78401

Financials

$385K$321K2023$414K$395K2024
Revenue Expenses · by fiscal year end
Financials of NCE CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$413,726$395,450$18,276$5,608,470$4,411,569$1,196,901
December 31, 2023990$384,912$320,948$63,964$5,387,978$4,209,353$1,178,625
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$304,414
Investment income
$109,312
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Other salaries and wages
$137,971
Salaries, compensation and benefits (total)
$168,784
Professional fundraising fees
$0
Occupancy
$27,482
Depreciation
$1,578
Program services (functional)
$395,450

Balance sheet and other

Total assets, start of year
$5,387,978
Total assets, end of year
$5,608,470
Total liabilities, end of year
$4,411,569
Net assets, end of year
$1,196,901
Land, buildings and equipment
$2,203
Gross receipts
$413,726
Employees
3
Volunteers
0
Year formed
1966
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
JUAN M ESCOBARCHARIMAN
Trustee or director, Officer
2$0
THELMA LOPEZCO-CHAIRMAN
Trustee or director, Officer
2$0
BRENDA K NUNEZSECRETARY/TREASURER
Trustee or director, Officer
2$0
JUDGE THELMA RODRIGUEZDIRECTOR
Trustee or director
2$0
KERRY GINNDIRECTOR
Trustee or director
2$0
990 for the year ended December 31, 2023: 5 people
NameTitleHours / weekCompensation
JUAN M ESCOBARCHARIMAN
Trustee or director, Officer
0$0
MARIE IRENE HERRERACO-CHAIRMAN
Trustee or director, Officer
0$0
BRENDA K NUNEZSECRETARY/TREASURER
Trustee or director, Officer
0$0
JUDGE THELMA RODRIGUEZDIRECTOR
Trustee or director
0$0
KERRY GINNDIRECTOR
Trustee or director
0$0

Address and contacts

Address (IRS master file)
901 LEOPARD ST RM 114, CORP CHRISTI, TX 78401-3609
Principal officer (990 for 2024)
YOMEIDA DELGADO, 901 LEOPARD SUITE 114, CORPUS CHRISTI, TX 78401
Signed the 990
YOMEIDA DELGADO, PRESIDENT/CEO
Phone
(361) 882-4780

Mission

ESTABLISH AND MAINTAIN A PROPERLY MANAGED CREDIT UNION OPERATING AT MAXIMUM FINANCIAL LEVELS AND RENDERING PROMPT, COURTEOUS SERVICE FOR ALL MEMBERS

990 for the year ended December 31, 2024

Program accomplishments

  • NCE CREDIT UNION CONTINUES TO BE A WELL-CAPITALIZED FINANCIAL INSTITUTION, WITH A STRONG NET WORTH RATIO OF 21%. TO PUT THAT IN PERSPECTIVE, A NET WORTH RATIO ABOVE 7% IS CONSIDERED A WELL-CAPITALIZED FINANCIAL INSTITUTION BY OUR REGULATORS. WHILE NCE CREDIT UNION SHOWED A DECREASE IN OUR LOAN PORTFOLIO, NET WORTH SHOWED AN INCREASE, ASSETS INCREASED, AND INVESTMENTS INCREASED.
  • NCE WORKS DILIGENTLY TO PROVIDE THE BEST VALUE AND EXPERIENCE FOR OUR MEMBERS, AND HAS WORKED TO STREAMLINE AND SIMPLIFY OUR PROCESSES WHERE POSSIBLE AND CONTINUE TO EDUCATE OUR MEMBERS ON WAYS TO IMPROVE THEIR CREDIT HISTORY. WE WANT TO BE ABLE TO OFFER EVERY ONE OF OUR MEMBERS THE BEST LOAN INTEREST RATES POSSIBLE.
  • NCE CREDIT UNION ENCOURAGES ALL MEMBERS TO REFER FAMILY AND CO-WORKERS TO JOIN OUR CREDIT UNION FAMILY.
  • REFER TO EXEMPT PURPOSE ACCOMPLISHMENTS LISTED IN PART III, PAGE 2 OF THIS RETURN.
    Expenses $395,450 · revenue $413,726

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
74-1383594
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$5,608,470
Income (IRS master file)
$413,726

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$413,726$395,450$5,608,470XML
990December 2023$384,912$320,948$5,387,978XML
990December 2022$336,992$302,805$5,289,022IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1383594).

Questions about NCE CREDIT UNION

What is the EIN of NCE CREDIT UNION?
The employer identification number (EIN) of NCE CREDIT UNION is 74-1383594.
Is NCE CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to NCE CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does NCE CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of NCE CREDIT UNION due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did NCE CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of NCE CREDIT UNION?
The 990 for the year ended December 31, 2024 names YOMEIDA DELGADO.
Who are the officers and directors of NCE CREDIT UNION?
The 990 for the year ended December 31, 2024 lists 5 people; 0 received compensation from the organization.
How much revenue does NCE CREDIT UNION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $413,726, expenses of $395,450 and total assets of $5,608,470 at year end.

Other nonprofits in CORP CHRISTI

All nonprofits in CORP CHRISTI · Texas