Nonprofit · EIN 74-1212168
FIRST COMMUNITY CREDIT UNION
Tax-exempt · HOUSTON, TX 77095
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $167,373,815 | $156,139,923 | $11,233,892 | $2,554,931,538 | $2,373,498,721 | $181,432,817 |
| December 31, 2023 | 990 | $143,513,383 | $131,684,366 | $11,829,017 | $2,507,984,781 | $2,342,706,511 | $165,278,270 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $139,742,649
- Investment income
- $27,631,166
- Net gain from sales of assets
- $2,272,591
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $21,344,455
- Salaries, compensation and benefits (total)
- $35,009,121
- Professional fundraising fees
- $0
- Legal fees
- $182,460
- Accounting fees
- $149,044
- Occupancy
- $3,393,709
- Travel
- $291,707
- Depreciation
- $5,825,128
Balance sheet and other
- Total assets, start of year
- $2,507,984,781
- Total assets, end of year
- $2,554,931,538
- Total liabilities, end of year
- $2,373,498,721
- Net assets, end of year
- $181,432,817
- Land, buildings and equipment
- $85,786,866
- Gross unrelated business income
- $32,761
- Gross receipts
- $167,548,732
- Employees
- 416
- Volunteers
- 7
- Year formed
- 1952
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RENE TIJERINA | CEO Officer | 55 | $823,792 | $64,298 |
| KEITH DOMINGUE | EVP/CFO Officer | 55 | $506,838 | $59,320 |
| RANDAL W WARD | EVP LENDING Officer | 55 | $358,584 | $40,973 |
| JENNIFER L KILGORE | EVP Officer | 55 | $337,810 | $45,147 |
| RITO GARZA | EVP Officer | 55 | $333,934 | $47,527 |
| SRAVAN M VINJAMURI | EVP Officer | 55 | $321,294 | $39,797 |
| BRIAN TURPEN | VP Highest-paid employee | 45 | $322,473 | $23,479 |
| ARTHUR GORDON | EVP Officer | 55 | $254,306 | $50,285 |
| CATHERINE RIGBY | EVP Officer | 55 | $253,591 | $41,376 |
| LARRY HOOK | SENIOR VP Key employee | 55 | $221,728 | $29,189 |
| EDGAR BARRAZA | EVP/CFO Officer | 45 | $248,166 | $176 |
| VELSIE BORJA | SENIOR VP Key employee | 55 | $203,095 | $28,800 |
| LEE STRICKHOUSER | SENIOR VP Key employee | 55 | $172,768 | $45,081 |
| GEORGE CHEAIRES JR | SENIOR VP Key employee | 55 | $193,435 | $20,635 |
| WALTER WILKERSON III | SENIOR VP Highest-paid employee | 45 | $183,691 | $23,705 |
9 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LANCE A MORGAN | SENIOR VP Highest-paid employee | 45 | $171,286 | $35,581 |
| DARRELL STORRS | VP Highest-paid employee | 45 | $179,316 | $23,205 |
| MARTIN MIRACLE | CHAIRMAN Trustee or director | 2 | $17,250 | $0 |
| DOUG WILCHER | BOARD MEMBER Trustee or director | 2 | $15,750 | $0 |
| SALLY MOSELEY | VICE CHAIRMAN Trustee or director | 2 | $15,000 | $0 |
| DR STEVEN WALKER | TREASURER Trustee or director | 2 | $15,000 | $0 |
| JULIA EISENHAUER | SECRETARY Trustee or director | 2 | $15,000 | $0 |
| ROBERT SCHUMACHER | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| SCOTT CLANTON | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
990 for the year ended December 31, 2023: 26 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Rene Tijerina | CEO Officer | 55 | $758,482 |
| Keith R Domingue | EVP/CFO Officer | 55 | $431,532 |
| Randal Ward | Executive VP Lending Officer | 55 | $328,790 |
| Rito Garza | EVP Officer | 55 | $316,592 |
| Jennifer Kilgore | Executive Vice President Officer | 55 | $315,097 |
| Brian Turpen | VP Highest-paid employee | 45 | $264,087 |
| George Cheairs | Senior Vice President Key employee | 50 | $256,309 |
| Larry Hook | Senior Vice President Key employee | 50 | $237,167 |
| Sravan Vinjamuri | Executive Vice President Officer | 55 | $233,812 |
| Arthur Gordon | EVP Officer | 55 | $229,230 |
| Yalni Rodgers | Mortgage Loan Officer Highest-paid employee | 55 | $223,748 |
| Catherine Rigby | EVP Officer | 55 | $214,712 |
| Velsie Borja | SVP Key employee | 50 | $190,980 |
| Jessie Rocha | Vice President Highest-paid employee | 45 | $180,827 |
| Tricia Smith | Sr VP Accounting Key employee | 50 | $178,645 |
| Darrell Storrs | Vice President Highest-paid employee | 45 | $167,884 |
| Ariadna Diaz | Mortgage Loan Officer Highest-paid employee | 45 | $162,498 |
| Jill Vinson | Vice President Highest-paid employee | 45 | $160,682 |
| Lee Strickhouser | SVP Key employee | 50 | $159,513 |
| Doug Wilcher | Chairman Trustee or director | 2 | $18,000 |
| Scott Clanton | Director Trustee or director | 2 | $15,000 |
| Bob Schumacher | Director Trustee or director | 2 | $15,000 |
| Julie Eisenhauer | Director Trustee or director | 2 | $13,750 |
| Sally Moseley | Secretary Trustee or director | 2 | $13,750 |
| Martin Miracle | Vice chairman Trustee or director | 2 | $13,750 |
| Steven Walker | Treasurer Trustee or director | 2 | $13,750 |
Address and contacts
- Address (IRS master file)
- 15260 FM 529 RD, HOUSTON, TX 77095-3252
- In care of
- % JENNY LAU
- Principal officer (990 for 2024)
- EDGAR BARRAZA, 15260 FM 529 RD, HOUSTON, TX 77095
- Signed the 990
- EDGAR BARRAZA, EVP/CFO
- Phone
- (281) 856-5300
- Website
- FCCU.ORG
- Return prepared by
- CROWE LLP
Mission
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES TO THOSE WHO LIVE OR WORK IN HARRIS, MONTGOMERY, AND FT BEND COUNTIES. AS A MEMBER OF THE NATIONAL CREDIT UNION INSURANCE FUND, THE CREDIT UNION IS REGULATED BY THE STATE OF TEXAS CREDIT UNION DEPT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION.
Program accomplishments
- CHECKING ACCOUNTS - AVAILABLE FOR CONSUMERS AS WELL AS BUSINESSES WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. CHECKING ACCOUNTS HAVE BEEN DESIGNED TO MEET THE NEEDS OF ALL AGE GROUPS AND FINANCIAL STATUS. TEENAGER ACCOUNTS ARE AVAILABLE (WITH A PARENT OR GUARDIAN AS A JOINT SIGNER) TO BEGIN TEACHING PROPER MONEY MANAGEMENT SENIORS QUALIFY FOR OUR BEST CHECKING ACCOUNT AT A DISCOUNTED RATE. FRESH START CHECKING ACCOUNTS ARE AVAILABLE TO THOSE WHO WOULD NORMALLY BE UNABLE TO ESTABLISH A CHECKING ACCOUNT ELSEWHERE. HIGH YIELD MONEY MANAGEMENT ACCOUNTS ARE AVAILABLE TO THOSE WHO MAINTAIN HIGH BALANCES AND WISH TO EARN MONEY MARKET RATES. SMALL BUSINESSES CAN ALSO BENEFIT FROM ONE OF OUR THREE AFFORDABLE AND FLEXIBLE BUSINESS CHECKING ACCOUNTS. ADDITIONALLY, FCCU EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, FREE INTERNET ACCOUNT ACCESS, FREE ELECTRONIC BILL PAYER SERVICES AND FREE ELECTRONIC STATEMENTS. SOME CHECKING ACCOUNTS OFFER DIVIDENDS THAT ARE PAID MONTHLY. OVER 50% OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT.
- SAVINGS ACCOUNTS - OFFER ACCESS TO MEMBERS OF ALL AGES FROM YOUTH ACCOUNTS TO SENIOR ACCOUNTS. MEMBERSHIP MEANS ACCESS TO A VARIETY OF PRODUCTS AND SERVICES THAT CAN HELP BUILD A SOUND FINANCIAL FOUNDATION. MEMBERSHIP IS ALSO EXTENDED TO ALL FAMILY MEMBERS - SPOUSES, PARENTS, SIBLINGS, CHILDREN, GRANDPARENTS, COUSINS, AUNTS AND UNCLES. FCCU HAD OVER 182,645 MEMBER-OWNER ACCOUNTS AS OF 12/31/24 - EACH WITH A VOTE TO ELECT OUR VOLUNTARY BOARD OF DIRECTORS. ACCESS IS AVAILABLE THROUGH OUR 17 BRANCH NETWORK, HOME BANKING, PHONE APPS, 24/7 VOICE AND AUTOMATED PHONE CENTER, ATMS AS WELL AS THE SHARED-BRANCH NETWORK WORLDWIDE. SAVINGS ACCOUNTS ARE DESIGNED TO ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS. SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY.
- CONSUMER LOANS. FCCU PROVIDES A WIDE ARRAY OF CONSUMER LOAN PRODUCTS THROUGH AN EFFICIENT AND HIGHLY TRAINED UNDERWRITING PROCESS. THE CONSUMER LOAN PRODUCT LINE INCLUDES NEW AND USED AUTO LOANS, CREDIT CARDS, PERSONAL LOANS, MORTGAGE AND EQUITY LOANS, OTHER SECURED LOANS AND RECREATIONAL VEHICLES, BOATS AND MOTORCYCLES. ACCESS TO APPLY FOR A LOAN IS AVAILABLE THROUGH OUR BRANCH NETWORK OR 24/7 THROUGH OUR CALL CENTER OR ON-LINE AT OUR WEBSITE. CREDIT LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1212168
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $2,554,931,538
- Income (IRS master file)
- $167,548,732
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $167,373,815 | $156,139,923 | $2,554,931,538 | XML |
| 990 | December 2023 | $143,513,383 | $131,684,366 | $2,507,984,781 | XML |
| 990 | December 2022 | $98,421,005 | $78,155,153 | $2,224,499,367 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1212168).
Questions about FIRST COMMUNITY CREDIT UNION
- What is the EIN of FIRST COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of FIRST COMMUNITY CREDIT UNION is 74-1212168.
- Is FIRST COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to FIRST COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FIRST COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FIRST COMMUNITY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FIRST COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of FIRST COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names EDGAR BARRAZA.
- Who are the officers and directors of FIRST COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 24 people; 24 received compensation from the organization, the highest $823,792 (RENE TIJERINA, CEO).
- How much revenue does FIRST COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $167,373,815, expenses of $156,139,923 and total assets of $2,554,931,538 at year end.
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