Nonprofit · EIN 62-6642525
HEALTHCARE SERVICES CREDIT UNION
Tax-exempt · CHATTANOOGA, TN 37403
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,576,470 | $1,432,647 | $143,823 | $24,647,567 | $20,792,311 | $3,855,256 |
| December 31, 2024 | 990 | $1,488,921 | $1,312,144 | $176,777 | $23,607,137 | $19,895,703 | $3,711,434 |
| December 31, 2023 | 990 | $1,273,572 | $1,164,130 | $109,442 | $23,656,892 | $20,122,235 | $3,534,657 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,181,885
- Investment income
- $336,212
- Other revenue
- $58,373
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $525,912
- Salaries, compensation and benefits (total)
- $636,494
- Professional fundraising fees
- $0
- Occupancy
- $29,104
- Travel
- $17,579
- Management and general (functional)
- $1,432,647
Balance sheet and other
- Total assets, start of year
- $23,607,137
- Total assets, end of year
- $24,647,567
- Total liabilities, end of year
- $20,792,311
- Net assets, end of year
- $3,855,256
- Land, buildings and equipment
- $351,920
- Gross receipts
- $1,576,470
- Employees
- 10
- Volunteers
- 8
- Year formed
- 1994
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHANNON WALTERS | MANAGER/CEO Officer | 40 | $179,157 | $10,149 |
| FRED GAULT | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| CAROLYN FLETCHER | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| MARY PETTYJOHN | SUPERVISORY Officer | 1 | $0 | $0 |
| JOAN CAMPBELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CAROL PAM UPTON | SUPERVISORY Officer | 1 | $0 | $0 |
| CAROL WEAVER-VANDERGRIFF | SUPERVISORY Officer | 1 | $0 | $0 |
| JEREMY OTTING | BOARD VICE P Trustee or director | 1 | $0 | $0 |
| ERICAL BEASLEY | BOARD SECRET Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHANNON WALTERS | MANAGER/CEO Officer | 40 | $126,000 | $8,650 |
| FRED GAULT | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| CAROLYN FLETCHER | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| MARY PETTYJOHN | SUPERVISORY Officer | 1 | $0 | $0 |
| JOAN CAMPBELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CAROL PAM UPTON | SUPERVISORY Officer | 1 | $0 | $0 |
| CAROL WEAVER-VANDERGRIFF | SUPERVISORY Officer | 1 | $0 | $0 |
| JEREMY OTTING | BOARD VICE P Trustee or director | 1 | $0 | $0 |
| ERICAL BEASLEY | BOARD SECRET Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHANNON WALTERS | MANAGER/CEO Officer | 40 | $120,000 | $1,922 |
| ERICAL BEASLEY | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| JOAN CAMPBELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CAROLYN FLETCHER | TREASURER Trustee or director | 1 | $0 | $0 |
| FRED GAULT | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| JEREMY OTTING | BOARD VICE P Trustee or director | 1 | $0 | $0 |
| MARY PETTYJOHN | SUPERVISORY Officer | 1 | $0 | $0 |
| CAROL PAM UPTON | SUPERVISORY Officer | 1 | $0 | $0 |
| CAROL WEAVER-VANDERGRIFF | SUPERVISORY Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 946 E 3RD ST, CHATTANOOGA, TN 37403-2101
- In care of
- % SUSAN TANT
- Principal officer (990 for 2025)
- SHANNON WALTERS, 946 EAST THIRD STREET, CHATTANOOGA, TN 37403
- Signed the 990
- SHANNON WALTERS, MANAGER/CEO
- Phone
- (423) 242-4728
- Website
- WWW.HSCU.NET
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 3,116 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $1,246,807
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $185,841
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-6642525
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $24,647,567
- Income (IRS master file)
- $1,576,470
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,576,470 | $1,432,647 | $24,647,567 | XML |
| 990 | December 2024 | $1,488,921 | $1,312,144 | $23,607,137 | XML |
| 990 | December 2023 | $1,273,572 | $1,164,130 | $23,656,892 | XML |
| 990 | December 2022 | $1,108,078 | $1,020,771 | $23,663,791 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-6642525).
Questions about HEALTHCARE SERVICES CREDIT UNION
- What is the EIN of HEALTHCARE SERVICES CREDIT UNION?
- The employer identification number (EIN) of HEALTHCARE SERVICES CREDIT UNION is 62-6642525.
- Is HEALTHCARE SERVICES CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to HEALTHCARE SERVICES CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does HEALTHCARE SERVICES CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HEALTHCARE SERVICES CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HEALTHCARE SERVICES CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HEALTHCARE SERVICES CREDIT UNION?
- The 990 for the year ended December 31, 2025 names SHANNON WALTERS.
- Who are the officers and directors of HEALTHCARE SERVICES CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $179,157 (SHANNON WALTERS, MANAGER/CEO).
- How much revenue does HEALTHCARE SERVICES CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,576,470, expenses of $1,432,647 and total assets of $24,647,567 at year end.
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