Nonprofit · EIN 62-0873575
APPLIANCE CREDIT UNION
Tax-exempt · CLEVELAND, TN 37311
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $851,213 | $839,880 | $11,333 | $15,934,007 | $14,226,831 | $1,707,176 |
| December 31, 2024 | 990 | $790,326 | $810,401 | -$20,075 | $15,568,833 | $13,884,323 | $1,684,510 |
| December 31, 2023 | 990 | $686,739 | $696,570 | -$9,831 | $16,188,334 | $14,563,856 | $1,624,478 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $397,105
- Investment income
- $258,657
- Other revenue
- $195,451
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Other salaries and wages
- $299,358
- Salaries, compensation and benefits (total)
- $356,828
- Professional fundraising fees
- $0
- Accounting fees
- $16,052
- Occupancy
- $39,476
- Depreciation
- $29,245
Balance sheet and other
- Total assets, start of year
- $15,568,833
- Total assets, end of year
- $15,934,007
- Total liabilities, end of year
- $14,226,831
- Net assets, end of year
- $1,707,176
- Land, buildings and equipment
- $1,141,980
- Gross unrelated business income
- $8,265
- Gross receipts
- $851,213
- Employees
- 4
- Volunteers
- 4
- Year formed
- 1972
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JEFF KALB | VICE PRESIDENT Trustee or director | 1 | $0 |
| EDWIN CURTIS | DIRECTOR Trustee or director | 1 | $0 |
| CATHY BROWN | Treasurer Trustee or director | 1 | $0 |
| DONALD J MCCOWAN | President Trustee or director | 1 | $0 |
| BEVERLY ROGERS | SECRETARY Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JEFF KALB | SECRETARY Trustee or director | 0.23 | $0 |
| JK BARRINEAU | PRESIDENT Trustee or director | 0.23 | $0 |
| EDWIN CURTIS | VICE PRESIDENT Trustee or director | 0.23 | $0 |
| CATHY BROWN | EDUCATION DIRECTOR Trustee or director | 0.23 | $0 |
| DONALD J MCCOWAN | TREASURER Trustee or director | 0.23 | $0 |
990 for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JEFF KALB | SECRETARY Trustee or director | 0.23 | $0 |
| JK BARRINEAU | PRESIDENT Trustee or director | 0.23 | $0 |
| EDWIN CURTIS | VICE PRESIDENT Trustee or director | 0.23 | $0 |
| CATHY BROWN | EDUCATION DIRECTOR Trustee or director | 0.23 | $0 |
| DONALD J MCCOWAN | TREASURER Trustee or director | 0.23 | $0 |
Address and contacts
- Address (IRS master file)
- 150 LINDEN AVE SE, CLEVELAND, TN 37311-2902
- In care of
- % BOBBIE ROSS
- Principal officer (990 for 2025)
- Bobbie Ross, 150 Linden Ave SE, Cleveland, TN 37311
- Signed the 990
- BOBBIE ROSS, MANAGER
- Phone
- (423) 479-5511
- Website
- www.appliancecu.com
Mission
Provide services to members in the form of loans and deposit accounts.
Program accomplishments
- LOANS AND DEPOSITS FOR MEMBERS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-0873575
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $15,934,007
- Income (IRS master file)
- $851,213
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $851,213 | $839,880 | $15,934,007 | IRS |
| 990 | December 2024 | $790,326 | $810,401 | $15,568,833 | XML |
| 990 | December 2023 | $686,739 | $696,570 | $16,188,334 | XML |
| 990 | December 2022 | $791,645 | $795,978 | $15,723,883 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0873575).
Questions about APPLIANCE CREDIT UNION
- What is the EIN of APPLIANCE CREDIT UNION?
- The employer identification number (EIN) of APPLIANCE CREDIT UNION is 62-0873575.
- Is APPLIANCE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to APPLIANCE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does APPLIANCE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of APPLIANCE CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did APPLIANCE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of APPLIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Bobbie Ross.
- Who are the officers and directors of APPLIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 5 people; 0 received compensation from the organization.
- How much revenue does APPLIANCE CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $851,213, expenses of $839,880 and total assets of $15,934,007 at year end.
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