Nonprofit · EIN 62-0804169
TENNESSEE EMPLOYEES CREDIT UNION
Tax-exempt · NASHVILLE, TN 37219
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,990,154 | $1,825,170 | $164,984 | $30,149,522 | $23,994,637 | $6,154,885 |
| December 31, 2024 | 990 | $1,851,938 | $1,744,737 | $107,201 | $30,721,736 | $24,763,783 | $5,957,953 |
| December 31, 2023 | 990 | $1,576,042 | $1,361,828 | $214,214 | $30,983,973 | $25,133,221 | $5,850,752 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,408,897
- Investment income
- $541,117
- Other revenue
- $40,140
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $540,422
- Salaries, compensation and benefits (total)
- $677,814
- Professional fundraising fees
- $0
- Occupancy
- $71,150
- Management and general (functional)
- $1,825,170
Balance sheet and other
- Total assets, start of year
- $30,721,736
- Total assets, end of year
- $30,149,522
- Total liabilities, end of year
- $23,994,637
- Net assets, end of year
- $6,154,885
- Land, buildings and equipment
- $34,767
- Gross receipts
- $1,990,154
- Employees
- 7
- Volunteers
- 5
- Year formed
- 1969
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRICIA CUNNINGHAM | CEO Officer | 40 | $151,500 | $19,502 |
| MALINDA WARCHUS | VP Officer | 40 | $90,495 | $1,241 |
| BISHAKHA VANVORIS | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| ANDREW NIELSON | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| DARLENE STRINGFELLOW | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| EDDIE CHISHOLM | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| JOSELYN JONES-SETTLES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRICIA CUNNINGHAM | CEO Officer | 40 | $135,204 | $20,321 |
| MALINDA WARCHUS | VP Officer | 40 | $86,250 | $1,216 |
| BISHAKHA VANVORIS | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| ANDREW NIELSON | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| DARLENE STRINGFELLOW | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| EDDIE CHISHOLM | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| JOSELYN JONES-SETTLES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRICIA CUNNINGHAM | CEO Officer | 40 | $136,075 | $22,389 |
| MALINDA WARCHUS | VP Officer | 40 | $91,900 | $1,210 |
| BISHAKHA VANVORIS | BOARD PRESID Trustee or director | 1 | $0 | $0 |
| ANDREW NIELSON | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| DARLENE STRINGFELLOW | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| EDDIE CHISHOLM | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| JOSELYN JONES-SETTLES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 198617, NASHVILLE, TN 37219-8617
- In care of
- % SHERRIE BROOKS
- Principal officer (990 for 2025)
- TRICIA CUNNINGHAM, P O BOX 198617, NASHVILLE, TN 372198617
- Signed the 990
- TRICIA CUNNINGHAM, CEO
- Phone
- (615) 313-5585
- Website
- WWW.TNECU.ORG
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,951 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $1,681,352
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $143,817
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-0804169
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $30,149,522
- Income (IRS master file)
- $1,990,154
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,990,154 | $1,825,170 | $30,149,522 | XML |
| 990 | December 2024 | $1,851,938 | $1,744,737 | $30,721,736 | XML |
| 990 | December 2023 | $1,576,042 | $1,361,828 | $30,983,973 | XML |
| 990 | December 2022 | $1,340,323 | $1,272,594 | $30,516,763 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0804169).
Questions about TENNESSEE EMPLOYEES CREDIT UNION
- What is the EIN of TENNESSEE EMPLOYEES CREDIT UNION?
- The employer identification number (EIN) of TENNESSEE EMPLOYEES CREDIT UNION is 62-0804169.
- Is TENNESSEE EMPLOYEES CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to TENNESSEE EMPLOYEES CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TENNESSEE EMPLOYEES CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TENNESSEE EMPLOYEES CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TENNESSEE EMPLOYEES CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of TENNESSEE EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 names TRICIA CUNNINGHAM.
- Who are the officers and directors of TENNESSEE EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 7 people; 2 received compensation from the organization, the highest $151,500 (TRICIA CUNNINGHAM, CEO).
- How much revenue does TENNESSEE EMPLOYEES CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,990,154, expenses of $1,825,170 and total assets of $30,149,522 at year end.
Other nonprofits in NASHVILLE
- VANDERBILT UNIVERSITY MEDICAL CENTER EIN 35-2528741 · last filed 990 for 2025
- VANDERBILT UNIVERSITY EIN 62-0476822 · last filed 990 for 2025
- DIALYSIS CLINIC INC EIN 62-0850498 · last filed 990 for 2025
- BELMONT UNIVERSITY EIN 62-0465076 · last filed 990 for 2025
- LIPSCOMB UNIVERSITY EIN 62-0485733 · last filed 990 for 2025
- THE COMMUNITY FDN OF MIDDLE TN INC EIN 62-1471789 · last filed 990 for 2024
- MEHARRY MEDICAL COLLEGE EIN 62-0488046 · last filed 990 for 2025
- CENTERSTONE OF TENNESSEE INC EIN 62-1674308 · last filed 990 for 2025