Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 62-0631391

GATEWAY CREDIT UNION

Also known as STATE OF TENNESSEEG

Tax-exempt (reinstated) · CLARKSVILLE, TN 37043

Financials

$861K$842K2023$1M$900K2024$1M$1.2M2025
Revenue Expenses · by fiscal year end
Financials of GATEWAY CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$1,049,417$1,242,757-$193,340$15,675,927$14,345,084$1,330,843
December 31, 2024990$1,000,103$899,568$100,535$14,550,735$13,026,552$1,524,183
December 31, 2023990$860,716$842,487$18,229$13,613,521$12,562,693$1,050,828
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$873,669
Investment income
$126,092
Other revenue
$49,656

Expenses

Grants and similar amounts paid
$0
Other salaries and wages
$308,448
Salaries, compensation and benefits (total)
$343,919
Professional fundraising fees
$0
Occupancy
$61,227
Management and general (functional)
$1,242,757

Balance sheet and other

Total assets, start of year
$14,550,735
Total assets, end of year
$15,675,927
Total liabilities, end of year
$14,345,084
Net assets, end of year
$1,330,843
Land, buildings and equipment
$884,756
Gross unrelated business income
$22,466
Gross receipts
$1,049,417
Employees
8
Volunteers
8
Year formed
1959
State of legal domicile
TN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
ANNETTE PASSECEO
Officer
40$81,080
JAMES COREY WATTSBOARD CHAIRM
Trustee or director
1$0
MICHAEL LONGBOARD VICE C
Trustee or director
1$0
SANDRA WALLACEBOARD SECRET
Trustee or director
1$0
DEANNA AKINBOARD MEMBER
Trustee or director
1$0
ROBERT MILLERBOARD MEMBER
Trustee or director
1$0
DIANA MAXSONBOARD TREASU
Trustee or director
1$0
TAMMIE HOGUEBOARD MEMBER
Trustee or director
1$0
BARBARA HALLSUPERVISORY
Officer
–$0
990 for the year ended December 31, 2024: 9 people
NameTitleHours / weekCompensationOther / benefits
ANNETTE PASSECEO
Officer
40$75,753$2,893
JAMES COREY WATTSBOARD CHAIRM
Trustee or director
1$0$0
MICHAEL LONGBOARD VICE C
Trustee or director
1$0$0
SANDRA WALLACEBOARD SECRET
Trustee or director
1$0$0
DEANNA AKINBOARD TREASU
Trustee or director
1$0$0
ROBERT MILLERBOARD MEMBER
Trustee or director
1$0$0
DIANA MAXSONBOARD MEMBER
Trustee or director
1$0$0
DUNCAN WILLIAMSBOARD MEMBER
Trustee or director
1$0$0
BARBARA HALLSUPERVISORY
Officer
1$0$0
990 for the year ended December 31, 2023: 9 people
NameTitleHours / weekCompensationOther / benefits
ANNETTE PASSECEO
Officer
40$71,927$2,692
JAMES COREY WATTSBOARD CHAIRM
Trustee or director
1$0$0
SANDRA WALLACEBOARD SECRET
Trustee or director
1$0$0
DEANNA AKINBOARD TREASU
Trustee or director
1$0$0
MICHAEL LONGBOARD VICE C
Trustee or director
1$0$0
JAMES DUNCAN WILLIAMSBOARD MEMBER
Trustee or director
1$0$0
ROBERT MILLERBOARD MEMBER
Trustee or director, Officer
1$0$0
DIANA MAXSONBOARD MEMBER
Trustee or director
1$0$0
BARBARA HALLSUPERVISORY
Officer
1$0$0

Address and contacts

Address (IRS master file)
100 OTIS SMITH DR, CLARKSVILLE, TN 37043-8939
In care of
% BRIAN DEVER
Principal officer (990 for 2025)
ANNETTE PASSE, 100 OTIS SMITH DRIVE, CLARKSVILLE, TN 370438939
Signed the 990
ANNETTE PASSE, CEO
Phone
(931) 551-8271
Return prepared by
CREDIT UNION AUDIT GROUP

Mission

CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 2,172 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.

990 for the year ended December 31, 2025

Program accomplishments

  • THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
    Expenses $1,133,696
  • THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
    Expenses $109,061

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
62-0631391
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
2016
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$15,675,927
Income (IRS master file)
$1,049,417

Revocation and reinstatement

Exemption revoked
May 15, 2010
Posted by the IRS
June 9, 2011
Reinstated
Effective May 15, 2010

From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$1,049,417$1,242,757$15,675,927XML
990December 2024$1,000,103$899,568$14,550,735IRS
990December 2023$860,716$842,487$13,613,521XML
990December 2022$732,988$654,440$13,502,310IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0631391).

Questions about GATEWAY CREDIT UNION

What is the EIN of GATEWAY CREDIT UNION?
The employer identification number (EIN) of GATEWAY CREDIT UNION is 62-0631391.
Is GATEWAY CREDIT UNION tax-exempt?
Yes. The IRS revoked its exemption on May 15, 2010 and reinstated it effective May 15, 2010.
Are donations to GATEWAY CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does GATEWAY CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of GATEWAY CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did GATEWAY CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of GATEWAY CREDIT UNION?
The 990 for the year ended December 31, 2025 names ANNETTE PASSE.
Who are the officers and directors of GATEWAY CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $81,080 (ANNETTE PASSE, CEO).
How much revenue does GATEWAY CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $1,049,417, expenses of $1,242,757 and total assets of $15,675,927 at year end.

Other nonprofits in CLARKSVILLE

All nonprofits in CLARKSVILLE · Tennessee