Nonprofit · EIN 62-0424741
FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM
Tax-exempt · CLEVELAND, TN 37311
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $491,613 | $552,363 | -$60,750 | $2,259,284 | $234,801 | $2,024,483 |
| December 31, 2024 | 990 | $440,924 | $490,809 | -$49,885 | $2,281,531 | $196,943 | $2,084,588 |
| December 31, 2023 | 990 | $428,940 | $441,720 | -$12,780 | $2,299,326 | $166,360 | $2,132,966 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $394,691
- Investment income
- $77,457
- Other revenue
- $19,465
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $132,742
- Salaries, compensation and benefits (total)
- $144,015
- Professional fundraising fees
- $0
- Legal fees
- $25,082
- Occupancy
- $12,036
- Travel
- $9,061
- Program services (functional)
- $552,363
Balance sheet and other
- Total assets, start of year
- $2,281,531
- Total assets, end of year
- $2,259,284
- Total liabilities, end of year
- $234,801
- Net assets, end of year
- $2,024,483
- Net assets without donor restrictions
- $2,024,483
- Gross receipts
- $491,613
- Employees
- 3
- Year formed
- 1914
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LYLE SWARTZEL | SECRETARY/TR Trustee or director, Officer | 40 | $64,192 |
| CHARLES HANNAH | PRESIDENT Trustee or director, Officer | 1 | $900 |
| CHARLES MCSPADDEN | VICE PRESIDE Trustee or director, Officer | 1 | $850 |
| DANIEL BEATY | DIRECTOR Trustee or director | 1 | $800 |
| DANA BURGNER | DIRECTOR Trustee or director | 1 | $650 |
| MILTON HUMBERD JR | DIRECTOR Trustee or director | 1 | $650 |
| SCOTT HUMBERD | DIRECTOR Trustee or director | 1 | $650 |
| DAVID CAMPBELL | FORMER SEC/T Trustee or director, Officer | 1 | $600 |
| JOHN EADS | DIRECTOR Trustee or director | 1 | $550 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LYLE SWARTZEL | SECRETARY/TR Trustee or director, Officer | 40 | $61,154 |
| CHARLES HANNAH | PRESIDENT Trustee or director, Officer | 1 | $900 |
| DANIEL BEATY | DIRECTOR Trustee or director | 1 | $800 |
| SCOTT HUMBERD | DIRECTOR Trustee or director | 1 | $800 |
| CHARLES MCSPADDEN | VICE PRESIDE Trustee or director, Officer | 1 | $750 |
| DANA BURGNER | DIRECTOR Trustee or director | 1 | $650 |
| MILTON HUMBERD JR | DIRECTOR Trustee or director | 1 | $650 |
| DAVID CAMPBELL | FORMER SEC/T Trustee or director, Officer | 1 | $600 |
| JOHN EADS | DIRECTOR Trustee or director | 1 | $550 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LYLE SWARTZEL | SECRETARY/TR Trustee or director, Officer | 40 | $56,289 |
| DAVID CAMPBELL | FORMER SEC/T Trustee or director, Officer | 1 | $1,700 |
| CHARLES HANNAH | PRESIDENT Trustee or director, Officer | 1 | $1,050 |
| CHARLES MCSPADDEN | VICE PRESIDE Trustee or director, Officer | 1 | $850 |
| DANIEL BEATY | DIRECTOR Trustee or director | 1 | $750 |
| SCOTT HUMBERD | DIRECTOR Trustee or director | 1 | $750 |
| DANA BURGNER | DIRECTOR Trustee or director | 1 | $650 |
| JOHN EADS | DIRECTOR Trustee or director | 1 | $650 |
| MILTON HUMBERD JR | DIRECTOR Trustee or director | 1 | $650 |
Address and contacts
- Address (IRS master file)
- 915 25TH ST NW, CLEVELAND, TN 37311-3774
- Principal officer (990 for 2025)
- LYLE SWARTZEL, 915 25TH STREET NW, PO BOX 1016, CLEVELAND, TN 373641016
- Signed the 990
- LYLE SWARTZEL, SECRETARY/TREASURER
- Phone
- (423) 476-8761
- Website
- WWW.FARMERSUNIONMUTUAL.COM
- Return prepared by
- WEDGEWOOD ACCOUNTING PLLC
Mission
COUNTY MUTUAL INSURANCE COMPANY FOR BENEFIT OF MEMBERS.
Program accomplishments
- MUTUAL INSURANCE COMPANYExpenses $526,851 · revenue $394,691
- OTHERExpenses $25,512
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-0424741
- Tax-exempt status
- 501(c)(15): Mutual insurance company
- Donations deductible
- No
- Exempt since
- 1987
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $2,259,284
- Income (IRS master file)
- $491,613
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $491,613 | $552,363 | $2,259,284 | XML |
| 990 | December 2024 | $440,924 | $490,809 | $2,281,531 | XML |
| 990 | December 2023 | $428,940 | $441,720 | $2,299,326 | XML |
| 990 | December 2022 | $335,570 | $507,966 | $2,307,328 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0424741).
Questions about FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM
- What is the EIN of FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM?
- The employer identification number (EIN) of FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM is 62-0424741.
- Is FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(15) since 1987.
- Are donations to FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM?
- The 990 for the year ended December 31, 2025 names LYLE SWARTZEL.
- Who are the officers and directors of FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM?
- The 990 for the year ended December 31, 2025 lists 9 people; 9 received compensation from the organization, the highest $64,192 (LYLE SWARTZEL, SECRETARY/TR).
- How much revenue does FARMERS UNION MUTUAL FIRE INC CO OF BRADLEY COUNTY TENNESSEE TERM have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $491,613, expenses of $552,363 and total assets of $2,259,284 at year end.
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