Nonprofit · EIN 61-0264070
LOUISVILLE FEDERAL CREDIT UNION
Tax-exempt · LOUISVILLE, KY 40232
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,392,143 | $1,200,783 | $191,360 | $32,903,173 | $25,546,102 | $7,357,071 |
| December 31, 2024 | 990 | $1,193,557 | $1,028,083 | $165,474 | $31,081,512 | $23,915,801 | $7,165,711 |
| December 31, 2023 | 990 | $984,131 | $889,600 | $94,531 | $31,962,911 | $24,962,674 | $7,000,237 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $585,745
- Investment income
- $747,273
- Other revenue
- $59,125
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $333,386
- Salaries, compensation and benefits (total)
- $456,820
- Professional fundraising fees
- $0
- Occupancy
- $1
- Management and general (functional)
- $1,200,783
Balance sheet and other
- Total assets, start of year
- $31,081,512
- Total assets, end of year
- $32,903,173
- Total liabilities, end of year
- $25,546,102
- Net assets, end of year
- $7,357,071
- Land, buildings and equipment
- $83,018
- Gross receipts
- $1,392,143
- Employees
- 7
- Volunteers
- 10
- Year formed
- 1924
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRACYE THOMPSON | CEO Officer | 40 | $135,193 | $16,832 |
| WILLIAM BARTLEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SUZETTE BOESING | BOARD CHAIR Trustee or director | 1 | $0 | $0 |
| JOHN M CLARY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JAMES K KIEFER | BOARD VICE C Trustee or director | 1 | $0 | $0 |
| STEVE MUELLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CARMEN TYLER | BOARD AND SC Trustee or director | 1 | $0 | $0 |
| STEVE WICK | BOARD SEC/TR Trustee or director | 1 | $0 | $0 |
| LASZLO SIMONYI | SC MEM Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| WILLIAM HOVEKAMP | CEO Former | – | $135,235 | $6,910 |
| TRACYE THOMPSON | CEO Officer | 40 | $126,234 | $14,963 |
| STEVE WICK | BOARD SEC/TR Trustee or director | 1 | $4,250 | $0 |
| WILLIAM BARTLEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SUZETTE BOESING | BOARD CHAIR Trustee or director | 1 | $0 | $0 |
| JOHN M CLARY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JAMES K KIEFER | BOARD VICE C Trustee or director | 1 | $0 | $0 |
| RONNIE MILLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| STEVE MUELLER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DONNA BLACKTHORN | SC MEM Officer | 1 | $0 | $0 |
| ROSEMARY MILLER | SC MEM Officer | 1 | $0 | $0 |
| JAMES O'BRYAN | SC CHAIR Officer | 1 | $0 | $0 |
| CHRISTINE SCHNEIDER | SC MEM Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MICHAEL HOVEKAMP | CEO Officer | 40 | $114,200 |
| TRACYE THOMPSON | MANAGER Trustee or director | 40 | $67,829 |
| JAMES S WICK | SEC/TREASURER Trustee or director, Officer | 2 | $3,750 |
| RON MILLER | DIRECTOR Trustee or director | 0 | $0 |
| SUZETTE R BOESING | CHAIRMAN Trustee or director, Officer | 0 | $0 |
| KENNY KIEFER | VICE CHAIRMAN Trustee or director, Officer | 0 | $0 |
| JOHN M CLARY | DIRECTOR Trustee or director | 0 | $0 |
| WILLIAM B BARTLEY | DIRECTOR Trustee or director | 0 | $0 |
| STEVE MUELLER | DIRECTOR Trustee or director | 0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 33303, LOUISVILLE, KY 40232-3303
- Principal officer (990 for 2025)
- TRACYE THOMPSON, 1420 GARDINER LN RM 66, LOUISVILLE, KY 40231
- Signed the 990
- TRACYE THOMPSON, CEO
- Phone
- (502) 458-2681
- Website
- WWW.LOUISVILLEFCU.COM
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 2,206 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $834,131
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $366,652
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 61-0264070
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1955
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $32,903,173
- Income (IRS master file)
- $1,392,143
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,392,143 | $1,200,783 | $32,903,173 | XML |
| 990 | December 2024 | $1,193,557 | $1,028,083 | $31,081,512 | IRS |
| 990 | December 2023 | $984,131 | $889,600 | $31,962,911 | XML |
| 990 | December 2022 | $933,895 | $706,308 | $34,231,477 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 61-0264070).
Questions about LOUISVILLE FEDERAL CREDIT UNION
- What is the EIN of LOUISVILLE FEDERAL CREDIT UNION?
- The employer identification number (EIN) of LOUISVILLE FEDERAL CREDIT UNION is 61-0264070.
- Is LOUISVILLE FEDERAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1955.
- Are donations to LOUISVILLE FEDERAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does LOUISVILLE FEDERAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of LOUISVILLE FEDERAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did LOUISVILLE FEDERAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of LOUISVILLE FEDERAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names TRACYE THOMPSON.
- Who are the officers and directors of LOUISVILLE FEDERAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $135,193 (TRACYE THOMPSON, CEO).
- How much revenue does LOUISVILLE FEDERAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,392,143, expenses of $1,200,783 and total assets of $32,903,173 at year end.
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