Nonprofit · EIN 59-1652314
NAVARRE BEACH AREA CHAMBER OF COMMERCE
Tax-exempt · NAVARRE, FL 32566
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $258,336 | $255,750 | $2,586 | $639,399 | $381,577 | $257,822 |
| December 31, 2024 | 990 | $309,989 | $290,830 | $19,159 | $676,434 | $421,198 | $255,236 |
| December 31, 2023 | 990 | $283,337 | $259,433 | $23,904 | $644,362 | $408,285 | $236,077 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $113,961
- Membership dues
- $113,961
- Program service revenue
- $103,063
- Investment income
- $4,171
- Net rental income
- $37,141
- Other revenue
- $37,141
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $56,269
- Salaries, compensation and benefits (total)
- $91,431
- Professional fundraising fees
- $0
- Accounting fees
- $975
- Occupancy
- $34,390
- Depreciation
- $9,956
- Program services (functional)
- $220,723
- Management and general (functional)
- $35,027
Balance sheet and other
- Total assets, start of year
- $676,434
- Total assets, end of year
- $639,399
- Total liabilities, end of year
- $381,577
- Net assets, end of year
- $257,822
- Land, buildings and equipment
- $500,707
- Gross unrelated business income
- $37,141
- Gross receipts
- $266,127
- Employees
- 0
- Volunteers
- 200
- Year formed
- 1975
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHANDA RYAN | EXECUTIVE DIRECTOR Key employee | 40 | $56,269 |
| ANDREW ROWE | CHAIR Officer | 2 | $0 |
| SYLVIA TARNUZZER | CHAIR ELECT Officer | 2 | $0 |
| BRIDGET HOUSE | PAST CHAIR Officer | 2 | $0 |
| JEREMY CARVER | TREASURER Officer | 2 | $0 |
| JOHN POATES | DIRECTOR Trustee or director | 1 | $0 |
| CINDY BERRY | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA KAY HAMMEL | DIRECTOR Trustee or director | 1 | $0 |
| TRACY BRAGG | DIRECTOR Trustee or director | 1 | $0 |
| ALLISON BLACK | DIRECTOR Trustee or director | 1 | $0 |
| TYLER HINK | DIRECTOR Trustee or director | 1 | $0 |
| TERRY LIGHT | DIRECTOR Trustee or director | 1 | $0 |
| NICK MCMELLON | DIRECTOR Trustee or director | 1 | $0 |
| GRETCHEN LUDWIG | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA STOKES | DIRECTOR Trustee or director | 1 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MATT SIMPSON | DIRECTOR Trustee or director | 1 | $0 |
| LIZ WEST | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 19 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHANDA RYAN | EXECUTIVE DIRECTOR Key employee | 40 | $60,577 |
| BRIDGET HOUSE | CHAIR Officer | 2 | $0 |
| ANDREW ROWE | CHAIR ELECT Officer | 2 | $0 |
| STEVE RHODES | PAST CHAIR Officer | 2 | $0 |
| JEREMY CARVER | TREASURER Officer | 2 | $0 |
| BRIAN BERNARDO | DIRECTOR Trustee or director | 1 | $0 |
| CINDY BERRY | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA KAY HAMMEL | DIRECTOR Trustee or director | 1 | $0 |
| TRACY BRAGG | DIRECTOR Trustee or director | 1 | $0 |
| JUSTINE LAFOND | DIRECTOR Trustee or director | 1 | $0 |
| NICK MCMELLON | DIRECTOR Trustee or director | 1 | $0 |
| TERRY LIGHT | DIRECTOR Trustee or director | 1 | $0 |
| ALLEN MILLER | DIRECTOR Trustee or director | 1 | $0 |
| GRETCHEN LUDWIG | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA STOKES | DIRECTOR Trustee or director | 1 | $0 |
| SYLVIA TARNUZZER | DIRECTOR Trustee or director | 1 | $0 |
| KENT VANCIL | DIRECTOR Trustee or director | 1 | $0 |
| LIZ WEST | DIRECTOR Trustee or director | 1 | $0 |
| MATT SIMPSON | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHANDA RYAN | EXECUTIVE DIRECTOR Key employee | 40 | $47,928 |
| STEVE RHODES | CHAIR Officer | 2 | $0 |
| BRIDGET HOUSE | CHAIR ELECT Officer | 2 | $0 |
| GRETCHEN LUDWIG | PAST CHAIR Officer | 2 | $0 |
| JEREMY CARVER | TREASURER Officer | 2 | $0 |
| BRIAN BERNARDO | DIRECTOR Trustee or director | 1 | $0 |
| CINDY BERRY | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA KAY HAMMEL | DIRECTOR Trustee or director | 1 | $0 |
| TRACY BRAGG | DIRECTOR Trustee or director | 1 | $0 |
| JUSTINE LAFOND | DIRECTOR Trustee or director | 1 | $0 |
| JAKE LANDRETH | DIRECTOR Trustee or director | 1 | $0 |
| NICK MCMELLON | DIRECTOR Trustee or director | 1 | $0 |
| LAUREN HUDSON | DIRECTOR Trustee or director | 1 | $0 |
| TERRY LIGHT | DIRECTOR Trustee or director | 1 | $0 |
| ALLEN MILLER | DIRECTOR Trustee or director | 1 | $0 |
| ANDREW ROWE | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA STOKES | DIRECTOR Trustee or director | 1 | $0 |
| SYLVIA TARNUZZER | DIRECTOR Trustee or director | 1 | $0 |
| KENT VANCIL | DIRECTOR Trustee or director | 1 | $0 |
| LIZ WEST | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 1804 PRADO ST, NAVARRE, FL 32566-1020
- Principal officer (990 for 2025)
- Sylvia Tarnuzzer, 1804 Prado Street, Navarre, FL 32566
- Signed the 990
- Sylvia Tarnuzzer, Chairman of the Board
- Phone
- (850) 939-3267
- Return prepared by
- Karen M Aloy CPA
Mission
WE ARE DEDICATED TO OUR MISSION OF CONNECTING THE COMMUNITY TO BUSINESSES WHILE ADVOCATING WITH HONESTY, INTEGRITY AND LEADERSHIP.
Program accomplishments
- THE CHAMBER MAINTAINS AN OFFICE IN NAVARRE STAFFED BY TWO EMPLOYEES. THE STAFF ANSWERS INQUIRIES FROM INDIVIDUALS WITH QUESTIONS ABOUT LOCAL BUSINESSES AND EVENTS AND GIVES OUT RELOCATION PACKAGES TO THOSE INTERESTED IN MOVING TO THE AREA. SPACE IS PROVIDED FOR REPRESENTATIVES FROM THE FLORIDA SMALL BUSINESS DEVELOPMENT CENTER AT UNIVERSITY OF WEST FLORIDA TO PROVIDE ONE-TO-ONE BUSINESS ASSISTANCE.
- MONTHLY BUSINESS MEETINGS AND EVENTS SPONSORED BY MEMBERS PROVIDE INFORMATION TO THE MEMBERSHIP ABOUT LOCAL BUSINESSES AND THE COMMUNITY. ALL OF THE ITEMS LISTED PROVIDE A WAY FOR THE CHAMBER TO PROMOTE ITS MEMBERS AND THE COMMUNITY.
- THE CHAMBER MAINTAINS AN ONLINE DIRECTORY AND CALENDAR THAT INCLUDE ALL CHAMBER MEMBERS AND A CALENDAR OF ACTIVITIES. THIS INFORMATION IS AVAILABLE ON THE CHAMBERS WEBSITE TO MEMBERS AND PERSONS INQUIRING ABOUT THE AREA.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 59-1652314
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1977
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $639,399
- Income (IRS master file)
- $266,127
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $258,336 | $255,750 | $639,399 | IRS |
| 990 | December 2024 | $309,989 | $290,830 | $676,434 | XML |
| 990 | December 2023 | $283,337 | $259,433 | $644,362 | XML |
| 990 | December 2022 | $261,048 | $225,030 | $653,644 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-1652314).
Questions about NAVARRE BEACH AREA CHAMBER OF COMMERCE
- What is the EIN of NAVARRE BEACH AREA CHAMBER OF COMMERCE?
- The employer identification number (EIN) of NAVARRE BEACH AREA CHAMBER OF COMMERCE is 59-1652314.
- Is NAVARRE BEACH AREA CHAMBER OF COMMERCE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1977.
- Are donations to NAVARRE BEACH AREA CHAMBER OF COMMERCE tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NAVARRE BEACH AREA CHAMBER OF COMMERCE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NAVARRE BEACH AREA CHAMBER OF COMMERCE due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NAVARRE BEACH AREA CHAMBER OF COMMERCE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NAVARRE BEACH AREA CHAMBER OF COMMERCE?
- The 990 for the year ended December 31, 2025 names Sylvia Tarnuzzer.
- Who are the officers and directors of NAVARRE BEACH AREA CHAMBER OF COMMERCE?
- The 990 for the year ended December 31, 2025 lists 17 people; 1 received compensation from the organization, the highest $56,269 (CHANDA RYAN, EXECUTIVE DIRECTOR).
- How much revenue does NAVARRE BEACH AREA CHAMBER OF COMMERCE have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $258,336, expenses of $255,750 and total assets of $639,399 at year end.
Other nonprofits in NAVARRE
- HOLLEY NAVARRE WATER SYSTEM EIN 59-1360196 · last filed 990 for 2024
- FAIRPOINT REGIONAL UTILITY SYSTEM INC EIN 59-3602680 · last filed 990 for 2024
- NAVARRE YOUTH SPORTS ASSOCIATION INC EIN 59-2381779 · last filed 990 for 2025
- NAVARRE BEACH SEA TURTLE CONSERVATION CENTER INC EIN 45-5197646 · last filed 990 for 2025
- UNITED FOR A GOOD CAUSE INC EIN 32-0388687 · last filed 990-N for 2025
- AMERICAN LEGION EIN 90-0130668 · last filed 990 for 2025
- NAVARRE AREA BOARD OF REALTORS INC EIN 59-2561916 · last filed 990 for 2025
- EMERALD COAST WILDLIFE REFUGE INC EIN 59-3286744 · last filed 990 for 2025