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Nonprofit · EIN 59-0703071

STATE CHARTERED CREDIT UNIONS IN FLORIDA

Also known as 96 FLORIDA WEST COAST CREDIT UNION

Tax-exempt · BRANDON, FL 33511

Financials

$6.4M$5.2M2023$7.1M$6.2M2024$7.8M$6.9M2025
Revenue Expenses · by fiscal year end
Financials of STATE CHARTERED CREDIT UNIONS IN FLORIDA by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$7,810,340$6,882,829$927,511$138,211,974$124,068,486$14,143,488
December 31, 2024990$7,082,165$6,239,903$842,262$132,175,767$120,688,485$11,487,282
December 31, 2023990$6,400,447$5,204,026$1,196,421$127,736,710$117,281,544$10,455,166
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$4,396,574
Investment income
$1,764,526
Other revenue
$1,649,240

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$1,699,376
Compensation of officers, directors and key employees
$593,952
Salaries, compensation and benefits (total)
$2,321,111
Professional fundraising fees
$0
Occupancy
$284,085
Travel
$65,392
Program services (functional)
$6,882,829

Balance sheet and other

Total assets, start of year
$132,175,767
Total assets, end of year
$138,211,974
Total liabilities, end of year
$124,068,486
Net assets, end of year
$14,143,488
Land, buildings and equipment
$978,769
Gross receipts
$7,810,340
Employees
21
Volunteers
12
Year formed
1942
State of legal domicile
FL

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
JOHN PURCELLPRESIDENT/CEO
Officer, Key employee
45$255,068
JUSTIN DESKINSVP OF MARKETING AND BUSINESS DEVELOPMENT
Officer, Key employee
45$126,034
VICKIE CUTTINGSVP OF ACCOUNTING/OPERATIONS
Officer, Key employee
45$115,396
TORSHA GOVENORVP OF LENDING AND RETAIL
Trustee or director
45$97,452
NANCY MILLANDIRECTOR
Trustee or director
1$0
BONNIE WISEVICE CHAIRMAN
Trustee or director
1$0
CHRIS BOLESCHAIRMAN OF BOARD
Trustee or director
1$0
VEDA LANDERSTREASURER
Trustee or director
1$0
MIKE WELLSDIRECTOR
Trustee or director
1$0
NICHOLE ALVEREZ SOWLESDIRECTOR
Trustee or director
1$0
JOSEPH MAURERDIRECTOR
Trustee or director
1$0
990 for the year ended December 31, 2024: 11 people
NameTitleHours / weekCompensation
JOHN PURCELLPRESIDENT/CEO
Officer, Key employee
45$215,000
ELIZABETH CHAVEZEVP
Officer, Key employee
45$123,988
JUSTIN DESKINSVP OF MARKETING AND RETAIL
Officer, Key employee
45$115,962
VICKIE CUTTINGVP OF ACCOUNTING
Officer, Key employee
45$104,576
NANCY MILLANDIRECTOR
Trustee or director
1$0
BONNIE WISEVICE CHAIRMAN
Trustee or director
1$0
CHRIS BOLESCHAIRMAN OF BOARD
Trustee or director
1$0
VEDA LANDERSTREASURER
Trustee or director
1$0
MIKE WELLSDIRECTOR
Trustee or director
1$0
CHRIS RULEDIRECTOR
Trustee or director
1$0
NICHOLE ALVEREZ SOWLESDIRECTOR
Trustee or director
1$0
990 for the year ended December 31, 2023: 13 people
NameTitleHours / weekCompensation
MARY OTT WOODPRESIDENT/CEO
Former
40$311,019
ELIZABETH CHAVEZEVP
Officer, Key employee
45$118,438
VICKIE CUTTINGVP OF ACCOUNTING
Officer, Key employee
45$99,644
JUSTIN DESKINSASSISTANT VP OF MARKETING
Officer, Key employee
45$97,804
EDWARD HAMPVP OF OPERATIONS AND MARKETING
Officer, Key employee
45$94,128
JOHN PURCELLPRESIDENT/CEO
Officer, Key employee
45$64,047
NANCY MILLANDIRECTOR
Trustee or director
1$0
BONNIE WISEVICE CHAIRMAN
Trustee or director
1$0
CHRIS BOLESCHAIRMAN OF BOARD
Trustee or director
1$0
VEDA LANDERSTREASURER
Trustee or director
1$0
MIKE WELLSDIRECTOR
Trustee or director
1$0
CHRIS RULEDIRECTOR
Trustee or director
1$0
NICHOLE ALVEREZ SOWLESDIRECTOR
Trustee or director
1$0

Address and contacts

Address (IRS master file)
1225 MILLENNIUM PKWY, BRANDON, FL 33511-3894
In care of
% MARY WOOD PRES CEO
Principal officer (990 for 2025)
JOHN PURCELL, 1225 MILLENNIUM PARKWAY, BRANDON, FL 33511
Signed the 990
JOHN PURCELL, PRESIDENT/CEO
Phone
(813) 643-5572
Website
FWCCU.COM

Mission

A NONPROFIT COOPERATIVE TO PROMOTE FISCAL RESPONSIBILITY AMOUNG ITS MEMBERS AND TO PROVIDE REASONABLE LOAN RATES AND COMPETITIVE SAVING AND INVESTMENT RATES

990 for the year ended December 31, 2025

Program accomplishments

  • CREDIT UNION
    Expenses $6,882,829

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
59-0703071
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1970
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$138,211,974
Income (IRS master file)
$7,810,340

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$7,810,340$6,882,829$138,211,974IRS
990December 2024$7,082,165$6,239,903$132,175,767IRS
990December 2023$6,400,447$5,204,026$127,736,710XML
990December 2022$4,771,477$3,691,589$126,812,335IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-0703071).

Questions about STATE CHARTERED CREDIT UNIONS IN FLORIDA

What is the EIN of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN FLORIDA is 59-0703071.
Is STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
Are donations to STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does STATE CHARTERED CREDIT UNIONS IN FLORIDA file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of STATE CHARTERED CREDIT UNIONS IN FLORIDA due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did STATE CHARTERED CREDIT UNIONS IN FLORIDA last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
The 990 for the year ended December 31, 2025 names JOHN PURCELL.
Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
The 990 for the year ended December 31, 2025 lists 11 people; 4 received compensation from the organization, the highest $255,068 (JOHN PURCELL, PRESIDENT/CEO).
How much revenue does STATE CHARTERED CREDIT UNIONS IN FLORIDA have?
On its 990 for the year ended December 31, 2025 it reported revenue of $7,810,340, expenses of $6,882,829 and total assets of $138,211,974 at year end.

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