Nonprofit · EIN 56-1056077
CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC
Also known as NATIONAL FOUNDATION FOR CONSUMER CR
Tax-exempt · ASHEVILLE, NC 28801
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $1,179,312 | $1,104,845 | $74,467 | $1,328,038 | $202,717 | $1,125,321 |
| June 30, 2024 | 990 | $1,288,005 | $1,385,723 | -$97,718 | $1,197,023 | $146,867 | $1,050,156 |
| June 30, 2023 | 990 | $1,322,406 | $1,392,355 | -$69,949 | $1,594,599 | $468,281 | $1,126,318 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $983,056
- of which government grants
- $82,535
- Program service revenue
- $142,834
- Investment income
- $53,422
- Net gain from sales of assets
- $19,451
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $87,360
- Compensation of officers, directors and key employees
- $150,469
- Other salaries and wages
- $496,992
- Salaries, compensation and benefits (total)
- $767,280
- Professional fundraising fees
- $0
- Accounting fees
- $22,580
- Occupancy
- $70,620
- Travel
- $1,107
- Depreciation
- $9,644
- Program services (functional)
- $866,314
- Management and general (functional)
- $161,513
- Fundraising (functional)
- $77,018
Balance sheet and other
- Total assets, start of year
- $1,197,023
- Total assets, end of year
- $1,328,038
- Total liabilities, end of year
- $202,717
- Net assets, end of year
- $1,125,321
- Publicly traded securities
- $319,156
- Net assets without donor restrictions
- $471,972
- Net assets with donor restrictions
- $653,349
- Gross receipts
- $1,179,312
- Employees
- 19
- Volunteers
- 45
- Year formed
- 1973
- State of legal domicile
- NC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Melinda Bullen | Departing Executive Director Officer | 40 | $103,483 | $10,387 |
| Peter Wrublewski | Finance Director / Interim Exec Director Officer | 40 | $69,710 | $9,811 |
| April Brown | President Trustee or director, Officer | 2 | $0 | $0 |
| Mark Anthony McGruder | Vice-President Trustee or director, Officer | 2 | $0 | $0 |
| Matthew Belitsos | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| Emily Wheeler | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| David Werle | Immediate Past President Trustee or director | 2 | $0 | $0 |
| Kathey Avery | Director Trustee or director | 1 | $0 | $0 |
| Tara Abshire | Director Trustee or director | 1 | $0 | $0 |
| Michael Bean | Director Trustee or director | 1 | $0 | $0 |
| Tara Brown | Director Trustee or director | 1 | $0 | $0 |
| Elaine Deppe | Director Trustee or director | 1 | $0 | $0 |
| Jenny Forero | Director Trustee or director | 1 | $0 | $0 |
| Terrance McNight | Director Trustee or director | 1 | $0 | $0 |
| Kathy Minter | Director Trustee or director | 1 | $0 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Mike Peterson | Director Trustee or director | 1 | $0 |
| Tangela Robinson | Director Trustee or director | 1 | $0 |
| Allison Rollison | Director Trustee or director | 1 | $0 |
| Rob Sacasa | Director Trustee or director | 1 | $0 |
| Sallie Williams | Director Trustee or director | 1 | $0 |
990 for the year ended June 30, 2024: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Peter Wrublewski | Finance Director Officer | 40 | $60,186 | $9,583 |
| Melinda Bullen | Executive Director Officer | 40 | $43,878 | $3,462 |
| Zack Adam | President Trustee or director, Officer | 2 | $0 | $0 |
| April Brown | Vice-President Trustee or director, Officer | 2 | $0 | $0 |
| Roger Slagle | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| Emily Wheeler | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| David Werle | Immediate Past President Trustee or director | 2 | $0 | $0 |
| Matthew Belitsos | Director At-Large Trustee or director | 2 | $0 | $0 |
| Kathey Avery | Director Trustee or director | 1 | $0 | $0 |
| Tara Abshire | Director Trustee or director | 1 | $0 | $0 |
| Michael Bean | Director Trustee or director | 1 | $0 | $0 |
| April Brown | Director Trustee or director | 1 | $0 | $0 |
| Tara Brown | Director Trustee or director | 1 | $0 | $0 |
| Elaine Deppe | Director Trustee or director | 1 | $0 | $0 |
| Kimberly Effler | Director Trustee or director | 1 | $0 | $0 |
| Mark Anthony McGruder | Director at Large Trustee or director | 2 | $0 | $0 |
| Terrance McNight | Director Trustee or director | 1 | $0 | $0 |
| Kathy Minter | Director Trustee or director | 1 | $0 | $0 |
| Tangela Robinson | Director Trustee or director | 1 | $0 | $0 |
| Sallie Williams | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended June 30, 2023: 21 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Celeste Collins | Executive Director Officer | 40 | $107,675 | $18,535 |
| Dave Werle | President Trustee or director, Officer | 2 | $0 | $0 |
| Zack Adam | Vice-President Trustee or director, Officer | 2 | $0 | $0 |
| Roger Slagle | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| Emily Wheeler | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| Harli Palme | Immediate Past President Trustee or director | 1 | $0 | $0 |
| Nina Ireland | Director At-Large Trustee or director | 1 | $0 | $0 |
| Kathey Avery | Director Trustee or director | 1 | $0 | $0 |
| Tara Abshire | Director Trustee or director | 1 | $0 | $0 |
| Gretchen Batra | Director Trustee or director | 1 | $0 | $0 |
| Matthew Belitsos | Director Trustee or director | 1 | $0 | $0 |
| Turkessa Baten | Director Trustee or director | 1 | $0 | $0 |
| April Brown | Director Trustee or director | 1 | $0 | $0 |
| Tara Brown | Director Trustee or director | 1 | $0 | $0 |
| Sharon Campell | Director Trustee or director | 1 | $0 | $0 |
| Ezekiel Christopoulos | Director Trustee or director | 1 | $0 | $0 |
| Kimberly Effler | Director Trustee or director | 1 | $0 | $0 |
| Amy Hanks | Director Trustee or director | 1 | $0 | $0 |
| Mark Anthony McGruder | Director Trustee or director | 1 | $0 | $0 |
| Kathy Minter | Director Trustee or director | 1 | $0 | $0 |
| Tangela Robinson | Director Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 50 S FRENCH BROAD AVE, ASHEVILLE, NC 28801-3218
- Principal officer (990 for 2024)
- Matt Belitsos, 50 S French Broad Avenue, Asheville, NC 28801
- Signed the 990
- Matthew Belitsos, Treasurer
- Phone
- (828) 255-5166
- Website
- www.ontrackwnc.org
- Return prepared by
- CORLISS & SOLOMON PLLC
Mission
OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values.
Program accomplishments
- OnTracks Financial Capabilities Program is a financial empowerment program supporting community members as they create sustainable household budgets, reduce debt, build or establish credit, avoid foreclosure, and access affordable housing through individual counseling and group workshops. Counselors and educators are certified by HUD and the National Foundation for Credit Counseling. Financial Capabilities services support various projects, including the Secure Matched Savings Program, as well as local employer- assisted matched savings programs to assist their employees with homebuying. This organization is a HUD certified housing counseling agency.Expenses $866,314 · grants $87,360 · revenue $142,834
- OnTrack provides free tax preparation to low-to-moderate-income (LMI) households across Western North Carolina. Staffed by around 25 volunteers, the Free Tax Preparation services routinely connect LMI households with tax refunds equal to 2% - 5% of their annual gross income, while saving each family tax preparation fees. This organization is an IRS approved VITA site.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 56-1056077
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Group exemption
- 2545: NATIONAL FOUNDATION FOR CREDIT COUNSELING INC
- Assets (IRS master file)
- $1,328,038
- Income (IRS master file)
- $1,179,312
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $1,179,312 | $1,104,845 | $1,328,038 | XML |
| 990 | June 2024 | $1,288,005 | $1,385,723 | $1,197,023 | XML |
| 990 | June 2023 | $1,322,406 | $1,392,355 | $1,594,599 | XML |
| 990 | June 2022 | $1,072,793 | $1,188,418 | $2,015,987 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 56-1056077).
Questions about CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC
- What is the EIN of CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC?
- The employer identification number (EIN) of CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC is 56-1056077.
- Is CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3).
- Which annual return does CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC?
- The 990 for the year ended June 30, 2025 names Matt Belitsos.
- Who are the officers and directors of CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC?
- The 990 for the year ended June 30, 2025 lists 20 people; 2 received compensation from the organization, the highest $103,483 (Melinda Bullen, Departing Executive Director).
- How much revenue does CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $1,179,312, expenses of $1,104,845 and total assets of $1,328,038 at year end.
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